Listed by John L. Scott Bellingham, Bought with Global Referral Group, LLC
$185,000
SOLD APR 3, 2015

2565 Finkbonner Rd Bellingham, WA 98226

3 Beds
2 Baths
1,476 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$125 Per Sq Ft

158 Days on Market

Highlights

  • Ocean View
  • RV Access or Parking
  • Deck
  • Property Fronts a Bay or Harbor
  • Fruit Trees
  • Wood Flooring

About This Home

As of August 2025

3 bed +office 2 bath home with bay views & shared waterfront to sandy beach just a stone's throw away. Updated throughout, including new carpet, newer kitchen counters & stainless appliances. Gas fireplace & vaulted ceilings in living room. Upstairs loft w/hardwood, doubles as office & guest room. Beautiful Master w/exposed wood ceilings w/bay & Island views. Private fenced yard w/front & back decks & handicap access. Easy commute to Bellingham & Ferndale. Qualifies for no down financing!

Last Agent to Sell the Property

Paul Balzotti

John L. Scott Bellingham License #52322 Listed on: 09/16/2014

John L. Scott Bellingham

Last Buyer's Agent

Colleen Mayervich

Global Referral Group, LLC

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: NWM693650

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,369

Year Built

  • Built in 1953

Lot Details

  • Property Fronts a Bay or Harbor
  • Dog Run
  • Property is Fully Fenced
  • Level Lot
  • Fruit Trees
  • Garden

Property Views

  • Ocean
  • Views of a Sound
  • Bay
  • Territorial

Home Design

  • Poured Concrete
  • Composition Roof
  • Metal Roof
  • Wood Siding
  • Cement Board or Planked

Interior Spaces

  • 1 Fireplace
  • Oven or Range

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Parking

  • Off-Street Parking
  • RV Access or Parking

Accessible Home Design

  • Disabled Access

Outdoor Features

  • Deck
  • Patio
  • Outbuilding

Utilities

  • Propane
  • High Speed Internet
  • Cable TV Available

Community Details

  • Ferndale Community

Listing and Financial Details

  • Assessor Parcel Number 3801343890260000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,369

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 12 - 2 Story
  • Building Information: Built On Lot
  • Entrance Level: Main
  • Year Built: 1953
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Bath Off Master, Ceiling Fan(s), Dbl Pane/Storm Windw, Disabled Access, Jetted Tub, Loft, Security System, Vaulted Ceilings
  • Floor Covering: Hardwood, Vinyl, Wall To Wall Carpet
  • Appliances That Stay: Range/Oven
  • Bedrooms: 3.00
  • Main Floor Bedrooms: 2
  • Bathrooms: 2.00
  • Bathrooms Main: Upper
  • Total Full Bathrooms: 2
  • Main Level Full Bathrooms: 1
  • Master Bedroom: Upper
  • Fireplaces: 1
  • Fireplaces Main: 1
  • Den or Office: Upper
  • Dining Room: Main
  • Kitchen: Main
  • Living Room: Main
  • Estimated Sq Ft: 1476
  • Square Footage Finished: 1476

Exterior Features

  • Exterior: Cement Planked, Wood
  • Foundation: Poured Concrete
  • Roof: Composition, Metal
  • View: Bay, Ocean, Sound, Territorial
  • Waterfront: Bay, No Bank

Garage/Parking

  • Parking Type: Off Street

Utilities

  • Heating And Cooling: Baseboard, Stove/Free Standing
  • Power Company: PSE
  • Sewer: Sewer Connected
  • Sewer Company: Gooseberry Point
  • Water Company: Gooseberry Point
  • Water Source: Community

Condo/Co-op/Association

  • Community Name: Ferndale
  • Community Features: Community Waterfront/Pvt Beach

Schools

  • Elementary School: Eagleridge Elem
  • Middle School: Horizon Mid
  • High School: Ferndale High
  • School District: FRN

Lot Info

  • Lot Details: Alley, Paved Street
  • Lot Sq Ft: 4792
  • Lot Topography Vegetation: Fruit Trees, Garden Space, Level
  • Parcel Number: 3801343890260000
  • Zoning Jurisdiction: County
  • Lot Topography: Fruit Trees, Garden Space, Level

Tax Info

  • Tax Amount: 1745

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Jul 29, 2025
Sold by
Stormhold Investments Llc
Bought by
Irving Raymond C
Seller's Agent
Ryan Thune
KW North Sound
List Price
$575,000
Sold Price
$430,000
Premium/Discount to List
-$145,000
-25.22%
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
838.52%
Original Mortgage
$301,000
Outstanding Balance
$301,000
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$190,830

Purchase Details

Closed on
Jul 24, 2024
Sold by
Laughlin Kelly Ray
Bought by
Stormhold Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 16, 2014
Closed on
Apr 2, 2015
Sold by
Bou Reslan Dani I and Bou Reslan Melissa A
Bought by
Laughlin Kelly Ray
Seller's Agent
Paul Balzotti
John L. Scott Bellingham
Buyer's Agent
Colleen Mayervich
Global Referral Group, LLC
List Price
$185,000
Sold Price
$185,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.82%
Original Mortgage
$178,703
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 15, 2003
Sold by
Pacific Homes/Homequest Inc
Bought by
Bou Reslan Dani I and Bou Resland Melissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,320
Interest Rate
4.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 30, 2002
Sold by
Jorgeson William G and Jorgeson Kelly A
Bought by
Pacific Homes/Homequest Inc
Source: Public Records

Similar Home in Bellingham, WA

  • 89 Eliza Island, Bellingham, WA 98226

    $199,500

    • 1 Bed
    • 1 Bath
    • 315 Sq Ft
    • 89 Eliza Island
    • Bellingham, WA

    Dreaming of a tiny home getaway? These charming tiny cabins offer a cozy living area, loft bedroom, full kitchen, and bathroom with shower—everything you need to embrace a simpler, nature-connected lifestyle. Nestled on an interior Eliza Island lot just shy of one acre, you're surrounded by peaceful trees with beach adventures just moments away. With a 3-bedroom septic system already installed,

    Brandi Coplen Windermere Real Estate Whatcom

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 Chicago Title
Warranty Deed $250,000 Ticor Title
Warranty Deed $182,000 Whatcom Land Title
Warranty Deed $107,959 First American Title Insuran
Warranty Deed -- Stewart Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $301,000 New Conventional
Previous Owner $245,000 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $178,703 FHA
Previous Owner $147,000 New Conventional
Previous Owner $119,320 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Sold $430,000 -18.1% $291 / Sq Ft
07/04/2025 07/04/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $524,950 -4.5% $356 / Sq Ft
05/22/2025 05/22/25 Price Changed $549,950 -3.5% $373 / Sq Ft
05/15/2025 05/15/25 Price Changed $569,950 -0.9% $386 / Sq Ft
04/23/2025 04/23/25 For Sale $575,000 +210.8% $390 / Sq Ft
04/03/2015 04/03/15 Sold $185,000 0.0% $125 / Sq Ft
02/22/2015 02/22/15 Pending -- -- --
02/09/2015 02/09/15 For Sale $185,000 0.0% $125 / Sq Ft
02/03/2015 02/03/15 Pending -- -- --
02/02/2015 02/02/15 Price Changed $185,000 -1.8% $125 / Sq Ft
11/21/2014 11/21/14 Price Changed $188,450 -0.8% $128 / Sq Ft
10/21/2014 10/21/14 Price Changed $189,950 -4.8% $129 / Sq Ft
09/26/2014 09/26/14 Price Changed $199,500 -4.8% $135 / Sq Ft
09/16/2014 09/16/14 Price Changed $209,500 +10.8% $142 / Sq Ft
09/16/2014 09/16/14 For Sale $189,000 -- $128 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,369 $419,139 $141,255 $277,884
2023 $3,369 $437,559 $147,465 $290,094
2022 $2,392 $301,761 $101,700 $200,061
2021 $2,416 $242,625 $90,000 $152,625
2020 $2,328 $224,175 $67,552 $156,623
2019 $1,853 $203,146 $61,216 $141,930
2018 $2,045 $184,039 $55,616 $128,423
2017 $1,801 $156,403 $47,240 $109,163
2016 $1,577 $144,533 $43,640 $100,893
2015 $1,709 $131,888 $40,000 $91,888
2014 -- $139,084 $37,440 $101,644
2013 -- $139,084 $37,440 $101,644
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: NWM693650

Northwest Multiple Listing Service (NWMLS)

APN: 380134-389026-0000