NOT LISTED FOR SALE

2586 Ruby Mine Rd Franklin, NC 28734

Estimated Value: $317,000 - $382,522

2 Beds
2 Baths
-- Sq Ft
4.75 Acres

Last Sold May 21, 2020

Last sale price $170,000

Est. 92% increase in value since last sale

Current estimated payment $1,862/month

23 Days on Market

Highlights

  • Water Views
  • Horses Allowed On Property
  • RV Access or Parking
  • Barn
  • Home fronts a pond
  • 4.75 Acre Lot

About This Home

As of May 2020

Gorgeous Unrestricted 4.75+/- Acres in Beautiful, Historic, Cowee Valley. Mountain Views and Over 500 Feet of Caler Creek Frontage - you own both sides! Nearly Level Property with small Pond, Vintage 4 Stall Barn 30' X 24.4' and Storage Shed. Room for a horse or two. Charming Farmhouse w/many updates 2008 - 2013 including New Kitchen, Appliances, Metal Roof, Heat Pump, Hardiplank Siding, Sheetrock, Insulation, Windows and Doors. Knockdown Walls and Wood Exposed Beams. Large Master Bedroom on Main with Big Walk In Closet and access to Full Bath. Spacious Kitchen w/plenty of Cabinets and Workspace. Convenient Utility Room adjacent to Kitchen. Breakfast Nook and Separate Dining Area. Oversized Living Room is 19.8' x 15.10'. Upper Level has Guest Bedroom, Full Bath, Bonus Loft Area that can be used as a Den/Workout/Sewing or Additional Sleeping Space w/Closet. Attic Storage w/Energy Efficient Foam Insulation. Lots of Windows for an abundance of Natural Light. 2nd Flat Building Site east of home. Fenced Side Yard for Kids & Fido. Neighbor has deeded easement thru property that is only used 6 months out of the year (May - Oct.) 2 - 3 times a week. Unique Opportunity!

Last Agent to Sell the Property

Kathy Clifton

Bald Head Realty Brokerage Phone: 8283690000 License #189386 Listed on: 03/27/2020

Last Buyer's Agent

Nancy Van Bergen

Bald Head Realty License #297122

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $787

Year Built

  • Built in 1947

Lot Details

  • 4.75 Acre Lot
  • Home fronts a pond
  • Home fronts a stream
  • Property fronts a state road
  • Fenced Yard
  • Level Lot
  • Open Lot

Home Design

  • Farmhouse Style Home
  • Cottage
  • Cabin
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Area on First Floor
  • Combination Kitchen and Dining Room
  • Water Views
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Detached Garage
  • 2 Detached Carport Spaces
  • RV Access or Parking

Outdoor Features

  • Deck
  • Outdoor Storage
  • Outbuilding

Farming

  • Barn
  • Pasture

Horse Facilities and Amenities

  • Horses Allowed On Property

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 7508223458

Home Details

Home Type

Single Family

Est. Annual Taxes

$787

Year Built

Built in 1947

Lot Details

0

Listing Details

  • Property Sub Type: Cabin,Residential
  • Prop. Type: Residential
  • Horses: Yes
  • Lot Size Acres: 4.75
  • Road Frontage Type: State Road
  • Road Surface Type: Paved
  • Ownership: More than One Year
  • Directions: Take Aerial Map to show. Hwy. 28 North for 5 miles, turn right on Cowee Creek Road, go 2 miles, veer right on Ruby Mine Rd., go 2.6 Miles to #2586 on Left.
  • Architectural Style: Cottage, Farm House, Cabin
  • Carport Y N: Yes
  • Entry Level: 1
  • Garage Yn: No
  • Year Built: 1947
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8283690000
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Electric Water Heater, Dishwasher, Refrigerator, Dryer, Washer, Electric Oven/Range
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Main Level Living, Kitchen/Dining Room, Pantry, Ceiling Fan(s), Primary on Main Level, Walk-In Closet(s)
  • Main Level Bathrooms: 1
  • Window Features: Screens, Insulated Windows, Window Treatments
  • Room Bedroom2 Level: Second
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Office Level: Second
  • Room Office Area: 104.04
  • Room Bedroom2 Area: 120.51
  • Room Living Room Area: 298.98
  • Room Kitchen Area: 232.96
  • Dining Room Dining Room Level: First
  • Master Bedroom Master Bedroom Width: 10
  • Room Master Bedroom Area: 131.1
  • Room Dining Room Area: 93.73

Exterior Features

  • Fencing: Fenced Yard
  • Lot Features: Open Lot, Suitable for Horses, Allow RVs, Level, Level Yard, Unrestricted, Pasture
  • View: Water
  • View: Yes
  • Waterfront Features: Pond, Stream/Creek
  • Home Warranty: No
  • Construction Type: HardiPlank Type
  • Other Structures: Storage Building/Shed, Barn(s), Outbuilding/Workshop
  • Patio And Porch Features: Deck
  • Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2
  • Covered Parking Spaces: 2
  • Parking Features: Carport-Double Detached

Utilities

  • Laundry Features: First Level
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Shared Well, See Remarks
  • Gas Company: Propane Tank: Leased

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Lot Size Sq Ft: 206910
  • Parcel #: 7508223458
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 786.6
  • Tax Book Number: Q-32

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 30, 2008
Sold by
Mccrackine Effie S and Coulter Loretta S
Bought by
Shouldice Maria M Montoya
Current Estimated Value
$326,373

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,754
Interest Rate
6.11%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shouldice Maria M Montoya $124,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Stimpfling Joseph $174,200
Closed Shouldice Maria M $97,921
Closed Shouldice Maria M Montoya $121,754
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/21/2020 05/21/20 Sold $170,000 0.0% --
04/21/2020 04/21/20 Pending -- -- --
03/28/2020 03/28/20 For Sale $170,000 -- --
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $895 $222,310 $64,150 $158,160
2023 $835 $222,210 $64,150 $158,060
2022 $835 $140,860 $48,740 $92,120
2021 $835 $141,460 $48,740 $92,720
2020 $800 $141,460 $48,740 $92,720
2018 $765 $145,920 $54,150 $91,770
2017 $0 $145,920 $54,150 $91,770
2016 $765 $145,920 $54,150 $91,770
2015 -- $145,920 $54,150 $91,770
2014 $393 $88,410 $58,900 $29,510
2013 -- $88,410 $58,900 $29,510
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26015209

APN: 7508223458