26 El Charman Lake Gibbon, NE 68840
2
Beds
2
Baths
1,896
Sq Ft
0.54
Acres
Highlights
- Lake Front
- Deck
- Main Floor Primary Bedroom
- Docks
- Wood Burning Stove
- Bonus Room
About This Home
As of June 2025These gems don't come along often!!! This property comes with 198' of shore line on El Charman Lake and on over a half acre of land total! Enjoy the abundant wildlife from water fowl to deer to a variety of feathered friends singing on the expansive deck! In addition to all this fantastic outdoor space overlooking El Charman Lake, there is an additional garage/shop measuring 26'x30' and is insulated, heated, and offers storage in the ceiling. Plenty of space in there for a car AND all the workshop business! Plus there is additional storage for outdoor tools, etc under the front porch. The 10'x12' lawn shed is on a concrete pad and has electricity. Some of the updates to this well-loved property include: high impact shingles (2017); hail resistant insulated siding (2017); leaf guard gutter screens; front door steps redone and added pergola (2023); new windows and patio sliding doors with transferrable warranty (2022); remodeled bathrooms with onyx showers and heated tile floor in the en suite; propane stove in family room; ductwork was cleaned in the whole house (2022); stabilized lakeside deck and steps (2023). Basement has a family room with a wet bar, a water closet, and a bonus room! All the kitchen appliances are included (new gas range and range hood in 2021); kayak and paddle stay, top deck furniture stays; and garage refrigerator stays. Pontoon, trolling motor, solar charger, and riding lawn mower are negotiable. Too many incredible things about this property to list them all, so make your appointment today for your personal tour! *Items to note - there is a water closet (toilet only) and a wet bar in the basement. This area could be turned into a 3/4 or full bath; And the "bonus room" in the basement (which used to be a sunroom with a walkout door to the backyard) could be turned into a 3rd bedroom with the addition of a fully conforming egress window and a sliding door. And since this property sits on the south side of El Charman Lake, it is more protected from the north winds/snows and typically doesn't get blown shut in the winter storms. There are flags in the yard marking the approximate corners, but a survey would be needed for exact locations. HOA's of $850/year cover road maintenance, snow removal, upkeep and use of El Charman Lake and Jennie Lake (south of this property), and taxes/upkeep on the common areas owned by the Association.
Last Agent to Sell the Property
Kearney Realty, L.L.C. License #20020080 Listed on: 05/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,024
Year Built
- Built in 1976
Lot Details
- 0.54 Acre Lot
- Lake Front
- Sprinkler System
- Property is zoned R1
HOA Fees
- $71 Monthly HOA Fees
Home Design
- Split Foyer
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,896 Sq Ft Home
- Ceiling Fan
- Wood Burning Stove
- Sliding Doors
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Workshop
- Partial Basement
- Fire and Smoke Detector
- Laundry on main level
Kitchen
- Gas Range
- Range Hood
- Microwave
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 2 Bathrooms
Parking
- 3 Car Detached Garage
- Garage Door Opener
Outdoor Features
- Docks
- Deck
- Covered Patio or Porch
- Storage Shed
Utilities
- Central Air
- Heat Pump System
- Well
- Propane Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 0003701.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 6, 2025
Closed on
Jun 20, 2025
Sold by
Borman David J and Borman Phyllis K
Bought by
Dean Rick and Dean Cindy
Seller's Agent
Nicole Straka
Kearney Realty, L.L.C.
Buyer's Agent
Cameron Krueger
Keller Williams Heartland Kearney
List Price
$349,000
Sold Price
$349,500
Premium/Discount to List
$500
0.14%
Views
15
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-21.19%
Original Mortgage
$297,075
Outstanding Balance
$297,075
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$37,764
Similar Homes in Gibbon, NE
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $350,000 | Miller Abstract & Title | |
| Warranty Deed | $350,000 | Miller Abstract & Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $297,075 | New Conventional | |
| Closed | $297,075 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/24/2025 06/24/25 | Sold | $349,500 | +0.1% | $184 / Sq Ft |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- |
| 05/06/2025 05/06/25 | For Sale | $349,000 | -- | $184 / Sq Ft |
Source: REALTORS® of Greater Mid-Nebraska
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,079 | $240,660 | $33,425 | $207,235 |
| 2023 | $3,874 | $278,375 | $34,385 | $243,990 |
| 2022 | $3,539 | $253,070 | $31,260 | $221,810 |
| 2021 | $2,238 | $216,100 | $31,260 | $184,840 |
| 2020 | $2,090 | $216,100 | $31,260 | $184,840 |
| 2019 | $1,939 | $216,100 | $31,260 | $184,840 |
| 2018 | $2,345 | $163,290 | $31,260 | $132,030 |
| 2017 | $2,225 | $163,290 | $31,260 | $132,030 |
| 2016 | $2,110 | $163,290 | $31,260 | $132,030 |
| 2015 | $2,721 | $163,290 | $31,260 | $132,030 |
| 2014 | $2,721 | $163,290 | $31,260 | $132,030 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Straka
N
Seller's Agent in 2025
Nicole Straka
Kearney Realty, L.L.C.
(308) 440-1386
65 Total Sales
-
Cameron Krueger
Buyer's Agent in 2025
Cameron Krueger
Keller Williams Heartland Kearney
(402) 276-3046
14 Total Sales
Map
Source: REALTORS® of Greater Mid-Nebraska
MLS Number: 20250511
APN: 370100
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