$577,500
SOLD JUL 18, 2025
3 Beds
2 Baths
1,440 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$401 Per Sq Ft

11% Below List Price

45 Days on Market

Highlights

  • Waterfront
  • Property is near public transit and shops
  • Cottage
  • Calf Pen Meadow Elementary School Rated 9+
  • Attic
  • 3-minute walk to Wilcox Park

About This Home

As of July 2025

Don't miss this rare chance to own an approx. 1,460 sq ft single-family home in the heart of Downtown Milford, boasting direct views of the harbor. Zoned for both commercial use and potential conversion to a two-family residence, this lovingly maintained home offers unmatched flexibility. The main floor features original hardwood floors, recessed lighting, fresh paint, a spacious living room with harbor views, and a formal dining room with a charming window seat overlooking the water. The kitchen provides ample cabinet and counter space and opens onto a cozy mudroom/porch. Two bedrooms and a full bath complete the main floor. The lower level includes new flooring and carpet, with a private entry and is ideal for an in-law suite or rental, offering a bonus room, bedroom, full bathroom, and space ready for a kitchenette. Enjoy a private backyard perfect for gardening or relaxing outdoors. Laundry hookups available in the lower level. Large driveway for multiple vehicles. Updates include a newer furnace, hot water heater, zoned heating, and city water and sewer-plus no flood insurance required. Dock your boat at the city marina & admire it all day from your very own home. Just steps from Milford's vibrant downtown, popular restaurants, the scenic Milford Green, beautiful beaches, shopping, and the train station. This harbor front property offers endless possibilities-as a dream home, business location, Airbnb, or investment opportunity. Property to be sold AS IS.

Last Agent to Sell the Property

Laura Stonoha

Seabury Hill REALTORS License #REB.0793954 Listed on: 06/03/2025

Last Buyer's Agent

Meredith Huck

William Raveis Real Estate License #RES.0816732

William Raveis Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,461

Year Built

  • Built in 1925

Lot Details

  • 3,920 Sq Ft Lot
  • Waterfront
  • Garden
  • Property is zoned MCDD

Home Design

  • Cottage
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Attic

  • Storage In Attic
  • Attic or Crawl Hatchway Insulated

Outdoor Features

  • Rain Gutters
  • Porch

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Hot Water Circulator

Additional Features

  • Oven or Range
  • Laundry on lower level
  • Property is near public transit and shops

Community Details

  • Public Transportation

Listing and Financial Details

  • Assessor Parcel Number 1210496

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,461

Year Built

Built in 1925

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Cottage
  • Sq Ft Est Heated Above Grade: 800
  • Sq Ft Est Heated Below Grade: 640
  • Total Sq Ft: 1440
  • Year Built: 1925
  • New Construction: No/Resale
  • Nearby Amenities: Commuter Bus, Library, Medical Facilities, Park, Playground/Tot Lot, Public Transportation, Shopping/Mall
  • Direct Waterfront: Yes
  • Home Warranty Offered: No
  • Directions: New Haven Avenue to Shipyard Lane
  • Financing Used: Conventional Fixed
  • Street Type: Lane
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Attic Description: Storage Space, Access Via Hatch
  • Basement Description: None
  • Appliances: Oven/Range, Refrigerator
  • Laundry Room Location: Hook ups available in the lower level
  • Laundry Room Info: Lower Level
  • Attic: Yes

Exterior Features

  • Exterior Features: Porch, Gutters, Garden Area
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Harbor Walk to Water View
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage And Parking: None

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Water
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Tank Size Unknown
  • Water Source: Public Water Connected
  • Sewer: Public Sewer In Street

Lot Info

  • Acres: 0.09
  • Lot Description: Sloping Lot Water View
  • Flood Zone: No
  • Zoning: MCDD
  • Parcel #: 1210496

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 5461

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 3, 2025
Closed on
Jul 18, 2025
Sold by
Kristopik Paul A and Kristopik Teresa A
Bought by
Huck James
Seller's Agent
Laura Stonoha
Seabury Hill REALTORS
Buyer's Agent
Meredith Huck
William Raveis Real Estate
List Price
$649,000
Sold Price
$577,500
Premium/Discount to List
-$71,500
-11.02%
Views
51
Current Estimated Value
$591,709

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,209
Avg. Annual Appreciation
3.64%
Original Mortgage
$427,500
Outstanding Balance
$425,303
Interest Rate
6.85%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$166,406

Purchase Details

Closed on
Apr 22, 2004
Sold by
Berggren Scott A
Bought by
Kristopik Paul A and Kristopik Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,000
Interest Rate
5.4%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $577,500 --
Warranty Deed $285,000 --
Warranty Deed $285,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $427,500 Future Advance Clause Open End Mortgage
Previous Owner $178,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $577,500 -11.0% $401 / Sq Ft
06/03/2025 06/03/25 For Sale $649,000 -- $451 / Sq Ft
Source: SmartMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,461 $184,810 $88,500 $96,310
2024 $5,385 $184,810 $88,500 $96,310
2023 $5,021 $184,810 $88,500 $96,310
2022 $6,367 $238,900 $142,590 $96,310
2021 $4,416 $159,710 $71,520 $88,190
2020 $4,421 $159,710 $71,520 $88,190
2019 $4,580 $165,270 $71,520 $93,750
2018 $4,585 $165,270 $71,520 $93,750
2017 $4,593 $165,270 $71,520 $93,750
2016 $4,035 $144,940 $52,010 $92,930
2015 $4,041 $144,940 $52,010 $92,930
2014 $3,945 $144,940 $52,010 $92,930
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24099013

SmartMLS

APN: MILF-000055-000501-000004

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