$405,000
SOLD OCT 4, 2023

2604 S Bay St Georgetown, SC 29440

3 Beds
2 Baths
2,244 Sq Ft
0.64 Acres

Recently Sold

$180 Per Sq Ft

2% Below List Price

4 Days on Market

Highlights

  • 0.64 Acre Lot
  • Ranch Style House
  • Solid Surface Countertops
  • Deck
  • Corner Lot
  • Den

About This Home

As of October 2023

Gorgeous and completely renovated spacious ranch home situated on two lots overlooking Winyah Bay. This large corner lot includes a fenced in backyard and an open floor plan with fireplaces in both the living and kitchen areas. The home was completely renovated in 2017 whilst preserving the charm and nostalgia of an older home. Kitchen includes a large pantry, built in shelves, new cabinets, soft close drawers, newer appliances, tiled back splash, huge granite countertop island perfect for family get-togethers. As you walk through the french doors from the kitchen to the backyard, you'll find a massive covered patio perfect for entertaining or quiet time sipping coffee in the morning. The master bedroom is serene, with plenty of natural light and view of Winyah Bay. This home is within minutes to the Georgetown County Airport, dining, boat ramps and more. The beautiful sandy beaches of Pawleys Island are approximately twenty minutes away and Charleston is one hour South. This home is truly one of a kind so schedule your showing today!

Last Agent to Sell the Property

Connor Callaway

Callaway Estates License #55237 Listed on: 08/25/2023

Co-Listed By

Rebecca Callaway

Callaway Estates License #96711

Last Buyer's Agent

Justin Nash

Beach Realty South, LLC License #43802

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,553

Year Built

  • Built in 1965

Lot Details

  • 0.64 Acre Lot
  • Fenced
  • Corner Lot
  • Rectangular Lot
  • Property is zoned R1

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Lead Paint Disclosure

Interior Spaces

  • 2,244 Sq Ft Home
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Crawl Space
  • Pull Down Stairs to Attic
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Single Vanity
  • Shower Only

Home Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Maryville Elementary School
  • Georgetown Middle School
  • Georgetown High School

Utilities

  • Central Heating and Cooling System
  • Water Heater

Community Details

  • The community has rules related to fencing

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,553

Year Built

Built in 1965

Lot Details

0

Parking

4

Listing Details

  • Lot Description: Rectangular, Corner
  • Four Sided Lot Measurement: 115x247x239x115
  • Amenities Available: Seller Disclosure
  • Estimated Year Built: 1965
  • Class: Residential
  • Construction Status: Resale
  • Family Rm Great Rm: Ceiling Fan
  • Floor Cover: Wood
  • HOA Fee Frequency: Does Not Have Hoa
  • Heating And Cooling: Central Heat, Central Air, Electric
  • Living Room Type: Sunken, Fireplace, Ceiling Fan
  • Lvt Date: 08/25/2023
  • Sold Total Heated Sq Ft: 2244
  • Sold Total Sq Ft: 3040
  • Style: Ranch
  • Type Of Parking: Attached 2-Car
  • Vehicle Parking Capacity: 4
  • Total Heated Sq Ft: 2244
  • Geo Subdivision: SC
  • Section Subdivision: Not within a Subdivision
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1965

Interior Features

  • Interior Amenities: Garage Door Opener, Stairs To Attic, Smoke Detector, Wshr/Dryer Connection, Fireplace, Lead Based Paint Disclose
  • Other Rooms: Den/Study/Library, 1st Floor Bedrooms, 1st Floor Baths, Foyer
  • Primary Bathroom: Shower, Vanity
  • Kitchen Type: Range, Dishwasher, Refrigerator, Microwave, Pantry, Breakfast Nook, Stainless Steel Apps., Solid Surface Countertops
  • Master Bedroom Type: Ceiling Fan, 1st Flr Level, Walk-In Closet
  • Bedrooms: 3
  • Dining Room Type: Formal, Area
  • Formal Dining: Yes
  • Full Bathrooms: 2
  • Levels: Single Level
  • Total Sq Ft: 3040

Exterior Features

  • Exterior Features: Deck, Front Porch, Fencing, Storm Doors, Storm Windows
  • Exterior Finish: Brick Veneer
  • Foundation: Crawl
  • Number Of Acres: 0.64

Garage/Parking

  • Type: Detached

Utilities

  • Water Heater: Electric
  • Utilities Available: Electricity, Water Public, Sewer

Schools

  • Elementary School: Maryville Elementary School
  • Middle School: Georgetown Middle School
  • High School: Georgetown High School

Lot Info

  • Lot Location: Inside City Limits
  • Zoning: R1

MLS Schools

  • Elementary School: Maryville Elementary School
  • HighSchool: Georgetown High School
  • Middle School: Georgetown Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 9, 2025
Sold by
Davidson Walker F and Davidson Sarah S
Bought by
Gischia Gregory J and Sliwa-Gischia Jennifer H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$496,588
Outstanding Balance
$496,588
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
$35,339

Purchase Details

Listed on
Aug 25, 2023
Closed on
Sep 29, 2023
Sold by
Ridgeway Amanda V
Bought by
Davidson Walker F and Davidson Sarah S
Seller's Agent
Connor Callaway
Callaway Estates
Buyer's Agent
Justin Nash
Beach Realty South, LLC
List Price
$414,900
Sold Price
$405,000
Premium/Discount to List
-$9,900
-2.39%
Views
104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.26%
Original Mortgage
$324,000
Interest Rate
7.09%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 12, 2016
Closed on
Aug 7, 2016
Sold by
Charlton Bonnie N
Bought by
Ridgeway Amanda
Seller's Agent
Eileen Johnson
Grimes & Associates, Inc.
Buyer's Agent
Deb Walker
CB Sea Coast Advantage PI
List Price
$195,000
Sold Price
$175,000
Premium/Discount to List
-$20,000
-10.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.43%
Original Mortgage
$169,750
Interest Rate
3.41%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
May 31, 2006
Sold by
Brown Mary M and Page Cheryl B
Bought by
Charlton Bonnie N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
8.95%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $515,000 None Listed On Document
Deed $515,000 None Listed On Document
Deed $405,000 None Listed On Document
Deed $175,000 --
Warranty Deed $160,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $496,588 VA
Closed $496,588 VA
Previous Owner $324,000 New Conventional
Previous Owner $169,750 Future Advance Clause Open End Mortgage
Previous Owner $152,000 New Conventional
Previous Owner $150,000 Unknown
Previous Owner $152,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/09/2025 05/09/25 For Sale $535,000 +32.1% $238 / Sq Ft
10/04/2023 10/04/23 Sold $405,000 -2.4% $180 / Sq Ft
08/25/2023 08/25/23 For Sale $414,900 +137.1% $185 / Sq Ft
08/08/2016 08/08/16 Sold $175,000 -10.3% $85 / Sq Ft
06/30/2016 06/30/16 Pending -- -- --
02/12/2016 02/12/16 For Sale $195,000 -- $94 / Sq Ft
Source: Coastal Carolinas Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,553 $23,300 $5,400 $17,900
2023 $8,553 $7,120 $1,480 $5,640
2022 $1,522 $7,120 $1,480 $5,640
2021 $1,472 $0 $0 $0
2020 $1,469 $0 $0 $0
2019 $1,391 $0 $0 $0
2018 $1,413 $0 $0 $0
2017 $1,291 $0 $0 $0
2016 $2,721 $9,366 $0 $0
2015 $2,467 $0 $0 $0
2014 $2,467 $147,200 $32,400 $114,800
2012 -- $147,200 $32,400 $114,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Coastal Carolinas Association of REALTORS®

MLS Number: 2317258

Coastal Carolinas Association of REALTORS®

APN: 05-0046-112-00-00