NOT LISTED FOR SALE

2607 N Independence Dr Montross, VA 22520

Estimated Value: $392,683 - $441,000

4 Beds
3 Baths
2,410 Sq Ft
$174/Sq Ft Est. Value

Last Sold April 09, 2020

Last sale price $258,000 $107 Per Sq Ft

Est. 63% increase in value since last sale

Current estimated payment $2,407/month

68 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Canoe or Kayak Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Public Beach

About This Home

As of April 2020

$5000 PRICE REDUCTION! Come check out 2607 N Independence Dr. ...you will be glad you did!! Nice bright open floor plan with an abundance of natural light. 4 bedroom 3 full bath with over 2400 square feet of living space, spacious family room downstairs, kitchen overlooking living room, perfect for entertaining. Oh and wait....not to mention the beautiful spacious sunroom on the main level that steps out to the deck overlooking the clubhouse. Some of the many features include, screened porch on lower level off garage , nice spacious shed in back yard, beautiful lot overlooking club house, extra long drive way, new flooring on upper gathering areas!Home is close to 301 going into Maryland, AP Hill, Fredericksburg, Stratford Hall & Westmoreland State Park. This home has beautiful views of the Potomac River in Winter months from the Sunroom ....Seeing is believing come and check it out for yourself....oh and don't forget to bring the family perhaps you might want to make it a family funday and visit both beaches, Kayak on the lake, shoot some hoop with the kids, or walk over to check out the playground,pool, picnic area or amazing club house !! Google rates Stratford Harbour 4.9 Stars....Come see what the residents are saying!

Last Agent to Sell the Property

Sherri Covert-Brown

(540) 841-1282 sherricovert@yahoo.com Samson Properties License #0225239222 Listed on: 07/27/2019

Samson Properties

Last Buyer's Agent

Susan Johnson

(804) 761-5094 agentsj85@gmail.com CENTURY 21 New Millennium License #0225065990

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,425

Year Built

  • Built in 2002

Lot Details

  • 0.71 Acre Lot
  • Home fronts navigable water
  • Public Beach
  • Property is in very good condition

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Split Foyer
  • Bump-Outs
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2.5 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Screened Porch

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Garage Access
  • Exterior Basement Entry
  • Natural lighting in basement

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Screened Patio
  • Shed

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Listing and Financial Details

  • Tax Lot 132
  • Assessor Parcel Number 23B 132

Community Details

Overview

  • Shpoa HOA
  • Stratford Harbour Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Party Room
  • Community Dining Room

Recreation

  • Boat Dock
  • Pier or Dock
  • Beach
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,425

Year Built

Built in 2002

Lot Details

0

HOA Fees

$22 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2019-07-27
  • Federal Flood Zone: No
  • Year Built: 2002
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Carpet, Laminated
  • Interior Amenities: Ceiling Fan(s), Dining Area, Floor Plan - Open, Primary Bath(s)
  • Fireplace: No
  • Wall Ceiling Types: Cathedral Ceilings
  • Levels Count: 2.5
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 3, Primary Bathroom, Screened Porch
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Garage Access, Heated, Improved, Outside Entrance
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2410
  • Living Area Sq Ft: 2410
  • Price Per Sq Ft: 163.76
  • Above Grade Finished Sq Ft: 1526
  • Below Grade Finished Sq Ft: 884
  • Total Below Grade Sq Ft: 884
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Bump-Outs
  • Roof: Shingle
  • Spa: No
  • Water Access Features: Swimming Allowed, Waterski/Wakeboard, Sail, Public Beach, Fishing Allowed, Canoe/Kayak, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Potomac
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Sewer/Septic System: Septic Exists
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 265.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Club House, Community Center, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Swimming Pool, Beach, Dining Rooms, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Pool Mem Avail, Security
  • HOA Name: SHPOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 0.71
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 30900.00
  • Outdoor Living Structures: Deck(s), Screened, Enclosed, Patio(s)
  • Property Condition: Very Good, Good
  • Zoning: R
  • Zoning Description: Residential
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1425.00
  • Assessor Parcel Number: 23B 132
  • Tax Lot: 132
  • Tax Year: 2017

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 27, 2019
Closed on
Apr 9, 2020
Sold by
Webber Justin M and Webber Amy E
Bought by
Green Madeline Amanda
Seller's Agent
Sherri Covert-Brown
Samson Properties
Buyer's Agent
Susan Johnson
CENTURY 21 New Millennium
List Price
$249,000
Sold Price
$258,000
Premium/Discount to List
$9,000
3.61%
Current Estimated Value
$420,171

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$162,171
Avg. Annual Appreciation
9.05%
Original Mortgage
$253,326
Outstanding Balance
$223,775
Interest Rate
3.25%
Mortgage Type
FHA
Estimated Equity
$196,396

Purchase Details

Listed on
Jul 8, 2016
Closed on
Oct 24, 2016
Sold by
Webber Justin M
Bought by
Webber Justin M and Webber Amy E
Seller's Agent
Pamela Martin
EXP Realty, LLC
Buyer's Agent
Pamela Martin
EXP Realty, LLC
List Price
$220,000
Sold Price
$213,000
Premium/Discount to List
-$7,000
-3.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.70%
Original Mortgage
$218,498
Interest Rate
3.44%
Mortgage Type
VA

Purchase Details

Closed on
Aug 8, 2007
Sold by
Vega Martha De La
Bought by
Phipps Conley D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,400
Interest Rate
6.72%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Green Madeline Amanda $258,000 Cardinal Title Group Llc
Webber Justin M -- None Available
Webber Justin M $213,900 Universal Title
Phipps Conley D $223,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Green Madeline Amanda $253,326
Previous Owner Webber Justin M $218,498
Previous Owner Phipps Conley D $178,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/09/2020 04/09/20 Sold $258,000 +3.2% $107 / Sq Ft
10/04/2019 10/04/19 Price Changed $249,900 +2.0% $104 / Sq Ft
10/04/2019 10/04/19 Pending -- -- --
09/14/2019 09/14/19 Price Changed $245,000 -1.6% $102 / Sq Ft
07/27/2019 07/27/19 For Sale $249,000 -3.5% $103 / Sq Ft
07/27/2019 07/27/19 Off Market $258,000 -- --
10/24/2016 10/24/16 Sold $213,000 -3.2% -- View Prior Sale
09/12/2016 09/12/16 Pending -- -- --
07/08/2016 07/08/16 For Sale $220,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,995 $293,400 $30,900 $262,500
2023 $1,819 $293,400 $30,900 $262,500
2022 $1,819 $293,400 $30,900 $262,500
2021 $1,747 $229,900 $30,900 $199,000
2020 $1,747 $229,900 $30,900 $199,000
2019 $1,494 $229,900 $30,900 $199,000
2018 $1,402 $229,900 $30,900 $199,000
2017 -- $229,900 $30,900 $199,000
2016 $1,379 $229,900 $30,900 $199,000
2015 -- $236,900 $30,900 $206,000
2014 -- $0 $0 $0
2013 -- $236,900 $30,900 $206,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE114932

Bright MLS

APN: 23B-132