$171,000
SOLD OCT 20, 2025

2608 Oak St Palatka, FL 32177

2 Beds
1 Bath
936 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$183 Per Sq Ft

14% Below List Price

39 Days on Market

Highlights

  • No HOA
  • Eat-In Kitchen
  • Central Heating and Cooling System
  • 1 Car Attached Garage
  • Laundry Room
  • Vinyl Flooring

About This Home

As of October 2025

Adorable updated home! This 2 bedroom one bath concrete block home is move-in ready and also has a bonus room. Enter into a huge living room that could serve as a living/dining combo. The all new eat-in kitchen includes white shaker cabinets, butcher block countertops, new stainless appliances and a classic subway tile backsplash. Two nice-sized bedrooms share a new bath with tiled step-in shower. The inside laundry room offers additional space for storage and accesses the attached 1 car garage. An additional 150 sq ft bonus room could serve as a home office, craft room, or guest room. Additional interior updates include new windows, new vinyl plank flooring throughout, new lighting fixtures, new water heater, and fresh paint. Exterior improvements include new roof, new garage door and opener, and paint. Convenient to Downtown Palatka, shopping and more. Make your appointment to see this cutie today!

Last Agent to Sell the Property

Erin Fortner

COLDWELL BANKER BEN BATES INC License #0707808 Listed on: 08/07/2025

COLDWELL BANKER BEN BATES INC

Last Buyer's Agent

MICHAEL NELSON

ALL REAL ESTATE OPTIONS License #3068314

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,519

Year Built

  • Built in 1970 | Remodeled

Parking

  • 1 Car Attached Garage

Home Design

  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 936 Sq Ft Home
  • 1-Story Property
  • Vinyl Flooring

Kitchen

  • Eat-In Kitchen
  • Electric Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Shower Only

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Additional Features

  • 8,276 Sq Ft Lot
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Budingtons Subdivision

Listing and Financial Details

  • Assessor Parcel Number 121026097000100090

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,519

Year Built

Built in 1970 | Remodeled

Lot Details

8,276 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1970
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.19
  • Subdivision Name: Budingtons
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 936.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 191.24
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Refrigerators: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Flooring Vinyl: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.19
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen, Primary Bathroom - Shower No Tub
  • Major Appliances: Electric Range, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Vinyl
  • Living Area: 936.0
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Pool Private: No
  • Construction Type: Block
  • Property Condition: Updated/Remodeled
  • Construction Materials:Block: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 8276.4
  • Parcel #: 121026097000100090
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 2519.21
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2025
Closed on
Oct 20, 2025
Sold by
Residential Appraisal Management Group L
Bought by
Cummings Robert
Seller's Agent
Erin Fortner
COLDWELL BANKER BEN BATES INC
Buyer's Agent
MICHAEL NELSON
ALL REAL ESTATE OPTIONS
List Price
$199,900
Sold Price
$171,000
Premium/Discount to List
-$28,900
-14.46%
Views
21
Current Estimated Value
$166,952

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,048
Avg. Annual Appreciation
-6.27%
Original Mortgage
$169,000
Outstanding Balance
$169,000
Interest Rate
6.5%
Mortgage Type
VA
Estimated Equity
-$2,048

Purchase Details

Listed on
Apr 29, 2025
Closed on
May 12, 2025
Sold by
January 24 2024 Land Trust and Fresh Legal Perspective Pl
Bought by
Residential Appraisal Management Group Llc
Seller's Agent
TYLER FITZ
VENTURE REALTY CO, LLC
Buyer's Agent
Erin Fortner
COLDWELL BANKER BEN BATES INC
List Price
$74,900
Sold Price
$70,000
Premium/Discount to List
-$4,900
-6.54%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
661.35%

Purchase Details

Closed on
Mar 5, 2025
Sold by
Brown Mary Frances and Brown Anijha
Bought by
January 14 2024 Land Trust and Fresh Legal Perspective Pl

Purchase Details

Closed on
Jan 1, 2018
Sold by
R-Brown Mary Francis F
Bought by
Brown Mary F and Anjla Wright

Purchase Details

Closed on
May 5, 2000
Sold by
Barry Jarrell
Bought by
Brown Mary Frances

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,000
Interest Rate
7.87%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $171,000 Guaranty Title
Warranty Deed $70,000 Whitworth Title Group Inc
Warranty Deed $70,000 Whitworth Title Group Inc
Certificate Of Transfer $33,100 --
Deed $18,883 None Listed On Document
Deed $18,883 None Listed On Document
Warranty Deed $46,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $169,000 VA
Previous Owner $46,000 No Value Available
Closed $11,029 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2025 10/20/25 Sold $171,000 -4.5% $183 / Sq Ft
09/11/2025 09/11/25 Price Changed $179,000 -2.7% $191 / Sq Ft
09/04/2025 09/04/25 Price Changed $184,000 -2.6% $197 / Sq Ft
08/18/2025 08/18/25 Price Changed $189,000 -5.5% $202 / Sq Ft
08/07/2025 08/07/25 For Sale $199,900 +185.6% $214 / Sq Ft
05/12/2025 05/12/25 Sold $70,000 -6.5% $75 / Sq Ft View Prior Sale
05/01/2025 05/01/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $74,900 -- $80 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $99,340 $12,410 $86,930
2024 $2,519 $104,360 $12,410 $91,950
2023 $2,345 $98,640 $9,310 $89,330
2022 $2,073 $83,790 $6,830 $76,960
2021 $1,910 $67,370 $0 $0
2020 $761 $50,330 $0 $0
2019 $769 $49,200 $48,130 $1,070
2018 $771 $48,290 $47,630 $660
2017 $753 $47,300 $46,640 $660
2016 $743 $46,330 $0 $0
2015 $527 $46,457 $0 $0
2014 $617 $46,088 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2102806

realMLS (Northeast Florida Multiple Listing Service)

APN: 12-10-26-0970-0010-0090

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