$259,900

2608 Waterford Way Unit B Palmetto, FL 34221

Estimated payment $2,548/month

Total Views 4,351
2 Beds
2 Baths
1,272 Sq Ft
$204 Price per Sq Ft

Highlights

  • Lake Front
  • Gated Community
  • Cathedral Ceiling
  • Golf Course Community
  • 1.72 Acre Lot
  • Great Room

About This Home

Enjoy stunning lake and golf course views from this lovely 2-bedroom, 2-bath condo in the sought-after waterfront and golf community of Terra Ceia GOLF and Country Club! This partially furnished 2nd-floor unit offers a bright and open layout with thoughtful updates and serene surroundings. The highlight is the air conditioned glass-enclosed lanai, newly updated with indoor/outdoor carpeting 2025 — the perfect spot to relax and soak in the peaceful waterfront & golf course views year-round. Owners have meticulously maintained this property with costly upgrades 2022 washer/dryer, 2019 New HVAC system, 2021 New Hot water system so buyers have peace of mind. Inside, you'll find a spacious primary bedroom with en-suite bath, a comfortable guest bedroom and bath, and a convenient in-unit laundry area. Bonus: this unit includes a Private one-car garage with finished flooring and storage — a rare and valuable feature! There is also plenty of additional parking for guests.Whether you're looking for a full-time residence, a winter retreat, or an income-producing property, this condo is a fantastic opportunity. Terra Ceia Bay is a gated community offering resort-style amenities, including an 18-hole golf course, community pool, tennis courts, nature boardwalk, fishing pier and walk to the an on-site restaurant. Looking for an Active Lifestyle? Golf, fish, Pool, Tennis, Pickleball, and fitness center available and many planned social events. Easy access to I-275 and I-75 and US 41 close to St Petersburg, Tampa, Sarasota and the pristine beaches of Anna Maria Island. This is Florida living at its finest — don’t miss your chance to own a piece of paradise!

Listing Agent

Lynda Melnick

WAGNER REALTY Brokerage Phone: 941-727-2800 License #0619399 Listed on: 04/17/2025

WAGNER REALTY

Co-Listing Agent

Jay Holland, IV

WAGNER REALTY Brokerage Phone: 941-727-2800 License #3423344

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,693

Year Built

  • Built in 1994

Lot Details

  • Lake Front
  • South Facing Home

HOA Fees

  • $744 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,272 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Balcony
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, escrow reserves fund, insurance, maintenance structure, ground maintenance, maintenance, pest control
  • C&S Management Association, Phone Number (941) 758-9454
  • Visit Association Website
  • Waterford, A Condominium Community
  • Waterford Subdivision
  • The community has rules related to deed restrictions, no truck, recreational vehicles, or motorcycle parking

Recreation

  • Golf Course Community

Pet Policy

  • Pets Allowed
  • Pets up to 20 lbs

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,693

Year Built

Built in 1994

Lot Details

0

HOA Fees

$744 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Pest Control
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1272
  • Lot Size Acres: 1.72
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 1272
  • Lot Size Sq Ft: 74973
  • Directions to Property: From Business 41 north of Palmetto turn onto 23rd St toward to gated entrance to Terra Ceia Bay. Visitor gate open during day. Turn onto Waterford Way just before the clubhouse to address.
  • Status: Active
  • Co List Office Mls Id: MFR266510177
  • Co List Office Phone: 941-756-7800
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 2
  • List Office Head Office Key Nume: 1044311
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 204.32
  • Total Acreage: 1 to less than 2
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Quarterly
  • Amenities Additional Fees: With an additional fee of $950 per year you can access the Terra Ceia Club which includes: Fitness Center, Golf Course, Tennis, Pickleball, and Pool
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Waterfront
  • Attribution Contact: 941-727-2800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 2608
  • Living Area Meters: 118.17
  • Room Count: 4

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: Yes
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras YN: 0
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Guest

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Gated Community - No Guard, Golf, No Truck/RV/Motorcycle Parking
  • Association Name: C&S Management
  • Phone: 941-758-9454
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: See rules and regulations
  • Association Fee Requirement: None
  • Building Name Number: B
  • Condo Fees: 2233
  • Condo Land Included YN: 1
  • Max Pet Weight: 20
  • Montly Maint Amt Addition To HOA: 0
  • Monthly Condo Fee Amount: 744
  • Association URL: www.cscmsi.com

Fee Information

  • Total Annual Fees: 8932.00
  • Total Monthly Fees: 744.33

Lot Info

  • Zoning: PDH
  • Parcel Number: 2413201159
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 6965

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See rules and regulations

Tax Info

  • Tax Annual Amount: 4693.37
  • Tax Book Number: 1418-3537
  • Tax Lot: 208
  • Tax Other Annual Assessment Amount: 547

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Buyer Application and $125 fee.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,693 $187,000 -- $187,000
2024 $4,693 $208,250 -- $208,250
2023 $4,564 $199,750 $0 $199,750
2022 $3,202 $143,850 $0 $143,850
2021 $2,772 $110,000 $0 $110,000
2020 $2,931 $112,000 $0 $112,000
2019 $2,902 $110,000 $0 $110,000
2018 $2,803 $110,000 $0 $0
2017 $2,436 $92,000 $0 $0
2016 $2,331 $87,000 $0 $0
2015 $2,008 $77,750 $0 $0
2014 $2,008 $70,701 $0 $0
2013 $2,112 $70,701 $1 $70,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/17/2025 04/17/25 For Sale $259,900 +8.3% $204 / Sq Ft
05/06/2022 05/06/22 Sold $240,000 -7.3% $189 / Sq Ft
04/06/2022 04/06/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $259,000 +112.3% $204 / Sq Ft
02/20/2019 02/20/19 Sold $122,000 -7.9% $105 / Sq Ft
01/22/2019 01/22/19 Pending -- -- --
12/30/2018 12/30/18 For Sale $132,500 +23.3% $114 / Sq Ft
06/16/2014 06/16/14 Sold $107,500 -3.6% $93 / Sq Ft
05/12/2014 05/12/14 Pending -- -- --
12/30/2013 12/30/13 For Sale $111,500 -- $96 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,680 None Listed On Document
Interfamily Deed Transfer -- Accommodation
Warranty Deed $122,000 Barnes Walker Title Inc
Warranty Deed $107,500 Sunbelt Title Agency
Source: Public Records

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Source: Stellar MLS

MLS Number: A4648796

Stellar MLS

APN: 24132-0115-9