$249,900
$10K PRICE DROP

2608 Waterford Way Unit B Palmetto, FL 34221

Estimated payment $2,408/month

Total Views 6,344
2 Beds
2 Baths
1,272 Sq Ft
$196 Price per Sq Ft

Highlights

  • Lake Front
  • Gated Community
  • Cathedral Ceiling
  • Golf Course Community
  • 1.72 Acre Lot
  • Great Room

About This Home

Enjoy stunning lake and golf course views from this lovely 2-bedroom, 2-bath condo in the sought-after waterfront and golf community of Terra Ceia GOLF and Country Club! This partially furnished 2nd-floor unit offers a bright and open layout with thoughtful updates and serene surroundings. The highlight is the air conditioned glass-enclosed lanai, newly updated with indoor/outdoor carpeting 2025 — the perfect spot to relax and soak in the peaceful waterfront & golf course views year-round. Owners have meticulously maintained this property with costly upgrades 2022 washer/dryer, 2019 New HVAC system, 2021 New Hot water system so buyers have peace of mind. Inside, you'll find a spacious primary bedroom with en-suite bath, a comfortable guest bedroom and bath, and a convenient in-unit laundry area. Bonus: this unit includes a Private one-car garage with finished flooring and storage — a rare and valuable feature! There is also plenty of additional parking for guests.Whether you're looking for a full-time residence, a winter retreat, or an income-producing property, this condo is a fantastic opportunity. Terra Ceia Bay is a gated community offering resort-style amenities, including an 18-hole golf course, community pool, tennis courts, nature boardwalk, fishing pier and walk to the an on-site restaurant. Looking for an Active Lifestyle? Golf, fish, Pool, Tennis, Pickleball, and fitness center available and many planned social events. Easy access to I-275 and I-75 and US 41 close to St Petersburg, Tampa, Sarasota and the pristine beaches of Anna Maria Island. This is Florida living at its finest — don’t miss your chance to own a piece of paradise!

Listing Agent

Lynda Melnick

WAGNER REALTY Brokerage Phone: 941-727-2800 License #0619399 Listed on: 04/17/2025

WAGNER REALTY

Co-Listing Agent

Jay Holland, IV

WAGNER REALTY Brokerage Phone: 941-727-2800 License #3423344

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,232

Year Built

  • Built in 1994

Lot Details

  • Lake Front
  • South Facing Home

HOA Fees

  • $745 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking

Home Design

  • Entry on the 2nd floor
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,272 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Balcony
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, escrow reserves fund, insurance, maintenance structure, ground maintenance, maintenance, pest control
  • C&S Management Association, Phone Number (941) 758-9454
  • Visit Association Website
  • Waterford, A Condominium Community
  • Waterford Subdivision
  • The community has rules related to deed restrictions, no truck, recreational vehicles, or motorcycle parking

Recreation

  • Golf Course Community

Pet Policy

  • Pets Allowed
  • Pets up to 20 lbs

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,232

Year Built

Built in 1994

Lot Details

0

HOA Fees

$745 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Pest Control
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1272
  • Lot Size Acres: 1.72
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 1272
  • Lot Size Sq Ft: 74973
  • Status: Active
  • Co List Office Mls Id: MFR266510177
  • Co List Office Phone: 941-756-7800
  • Ownership: Condominium
  • Entry Level: 2
  • Building Area Total Srch Sq M: 118.17
  • Escrow State: FL
  • Floor Number: 2
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 196.46
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Amenities Additional Fees: With an additional fee of $950 per year you can access the Terra Ceia Club which includes: Fitness Center, Golf Course, Tennis, Pickleball, and Pool
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Waterfront
  • Attribution Contact: 941-727-2800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Living Area Meters: 118.17

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: Yes
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Guest

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Gated Community - No Guard, Golf, No Truck/RV/Motorcycle Parking
  • Association Name: C&S Management
  • Phone: 941-758-9454
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: See rules and regulations
  • Association Fee Requirement: None
  • Condo Fees: 745
  • Condo Land Included YN: 1
  • Max Pet Weight: 20
  • Monthly Condo Fee Amount: 745
  • Association URL: www.cscmsi.com

Fee Information

  • Total Annual Fees: 8940.00
  • Total Monthly Fees: 745.00

Lot Info

  • Zoning: PDH
  • Parcel Number: 2413201159
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See rules and regulations

Tax Info

  • Tax Annual Amount: 4232
  • Tax Book Number: 1418-3537
  • Tax Lot: 208
  • Tax Other Annual Assessment Amount: 547

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Buyer Application and $125 fee.

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,693 $187,000 -- $187,000
2024 $4,693 $208,250 -- $208,250
2023 $4,564 $199,750 $0 $199,750
2022 $3,202 $143,850 $0 $143,850
2021 $2,772 $110,000 $0 $110,000
2020 $2,931 $112,000 $0 $112,000
2019 $2,902 $110,000 $0 $110,000
2018 $2,803 $110,000 $0 $0
2017 $2,436 $92,000 $0 $0
2016 $2,331 $87,000 $0 $0
2015 $2,008 $77,750 $0 $0
2014 $2,008 $70,701 $0 $0
2013 $2,112 $70,701 $1 $70,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/10/2025 11/10/25 Price Changed $249,900 -3.8% $196 / Sq Ft
04/17/2025 04/17/25 For Sale $259,900 +8.3% $204 / Sq Ft
05/06/2022 05/06/22 Sold $240,000 -7.3% $189 / Sq Ft View Prior Sale
04/06/2022 04/06/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $259,000 +112.3% $204 / Sq Ft
02/20/2019 02/20/19 Sold $122,000 -7.9% $105 / Sq Ft View Prior Sale
01/22/2019 01/22/19 Pending -- -- --
12/30/2018 12/30/18 For Sale $132,500 +23.3% $114 / Sq Ft
06/16/2014 06/16/14 Sold $107,500 -3.6% $93 / Sq Ft View Prior Sale
05/12/2014 05/12/14 Pending -- -- --
12/30/2013 12/30/13 For Sale $111,500 -- $96 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,680 None Listed On Document
Interfamily Deed Transfer -- Accommodation
Warranty Deed $122,000 Barnes Walker Title Inc
Warranty Deed $107,500 Sunbelt Title Agency
Source: Public Records

Source: Stellar MLS

MLS Number: A4648796

Stellar MLS

APN: 24132-0115-9