Sue Payne
Coldwell Banker Woodland Schmidt-Hart
(231) 666-6272
198 Total Sales
2 in Ludington
$60,000 Price Range
261 Harbor Dr Ludington, MI 49431
Ludington AreaEstimated Value: $363,000 - $491,000
3
Beds
2.5
Baths
1,698
Sq Ft
1,812
Sq Ft Lot
Highlights
- Lake Front
- Water Access
- Contemporary Architecture
- Beach
- Clubhouse
- Bonus Room
About This Home
As of April 2022CROSSWINDS Condominium-3 (possible 4) bed/2.5 bath. 10 minutes from downtown Ludington on Buttersville Peninsula, surrounded by Lake Michigan & Pere Marqurette Lake. Enjoy strolls on the channel walkway & 1000ft Lake Michigan private association beach. Updates include some new paint, water heater, lights, exterior door & screen door. Enjoy the open floor plan, cathedral ceilings, fireplace & converted garage for more living space w/ storage area as bonus bedroom. Laundry, pantry & 1/2 bath on main floor. Upper level has loft style primary bedroom w/renovated bath & closet, 2 more bedrooms & full bath. AC & furnace updated in 2015. HOA fees $350/mo-include exterior maintenance, onsite property manager, cable/wifi. Possession on 6/15/22-
Last Agent to Sell the Property
Greenridge Realty S Rath License #6502347161 Listed on: 03/15/2022
Last Buyer's Agent
Greenridge Realty S Rath License #6502347161 Listed on: 03/15/2022
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Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,547
Year Built
- Built in 1981
Lot Details
- Lake Front
- Property fronts a private road
- Sprinkler System
HOA Fees
- $350 Monthly HOA Fees
Parking
- Shared Driveway
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 1,698 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Living Room with Fireplace
- Dining Area
- Den
- Bonus Room
Kitchen
- Range
- Microwave
- Dishwasher
- Snack Bar or Counter
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Water Access
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Cable TV Available
Community Details
Overview
- Association fees include snow removal, cable/satellite, lawn/yard care
- Crosswinds Condos
Amenities
- Clubhouse
Recreation
- Beach
- Tennis Courts
Pet Policy
- Pets Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 15, 2022
Closed on
Apr 25, 2022
Sold by
Bought by
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$325,000
Sold Price
$325,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$121,201
Avg. Annual Appreciation
7.59%
Original Mortgage
$240,000
Outstanding Balance
$221,688
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$224,513
Purchase Details
Listed on
Apr 26, 2018
Closed on
Jul 19, 2018
Sold by
Bought by
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$210,000
Sold Price
$196,000
Premium/Discount to List
-$14,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.12%
Original Mortgage
$137,200
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Apr 26, 2018
Closed on
Jun 27, 2018
Sold by
Bought by
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$210,000
Sold Price
$196,000
Premium/Discount to List
-$14,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,200
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Mar 1, 1996
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludington, MI
-
Sue Payne
-
Stacey Ruwe
Stacey Ruwe
HomeRealty, LLC
(616) 227-4964
101 Total Sales
2 in Ludington
$79,500 Price Range
-
Leah Gannon
Leah Gannon
Responds QuicklyLIGHTHOUSE REALTY-Manistee
(517) 797-3589
74 Total Sales
1 in Ludington
$141,000 Price
-
Todd Fedie
Todd Fedie
Responds QuicklyKW Realty Livingston
(517) 225-0322
306 Total Sales
1 in Ludington
$570,000 Price
-
Kersh Ruhl
Kersh Ruhl
Coldwell Banker Woodland Schmidt
(616) 344-9724
378 Total Sales
1 in Ludington
$899,900 Price
-
Tantzi Habsburg
Tantzi Habsburg
RE/MAX Lakeshore
(231) 366-9884
67 Total Sales
1 in Ludington
$640,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $325,000 | Chicago Title | ||
| -- | -- | ||
| $196,000 | -- | ||
| $100,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $240,000 | ||
| Previous Owner | $137,200 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/25/2022 04/25/22 | Sold | $325,000 | 0.0% | $191 / Sq Ft | |
| 03/16/2022 03/16/22 | Pending | -- | -- | -- | |
| 03/15/2022 03/15/22 | For Sale | $325,000 | +65.8% | $191 / Sq Ft | |
| 06/27/2018 06/27/18 | Sold | $196,000 | -6.7% | $108 / Sq Ft | View Prior Sale |
| 05/29/2018 05/29/18 | Pending | -- | -- | -- | |
| 04/26/2018 04/26/18 | For Sale | $210,000 | -- | $116 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $468 | $204,600 | $204,600 | $0 |
| 2025 | $6,152 | $188,000 | $188,000 | $0 |
| 2024 | -- | $164,300 | $164,300 | $0 |
| 2023 | -- | $141,100 | $141,100 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debby Stevenson
Seller's Agent in 2022
Debby Stevenson
Greenridge Realty S Rath
(231) 510-5727
447 Total Sales
Map
Source: MichRIC
MLS Number: 22008199
APN: 051-115-040-15
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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