NOT LISTED FOR SALE

262 Providence Rd Annapolis, MD 21409

Pendennis Mount Neighborhood

Estimated Value: $1,531,000 - $2,469,000

3 Beds
3 Baths
1,876 Sq Ft
$1,061/Sq Ft Est. Value

Last Sold May 17, 2021

Last sale price $1,600,000 $853 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $10,569/month

5 Days on Market

Highlights

  • Primary bedroom faces the bay
  • Boat Ramp
  • Home fronts navigable water
  • Arnold Elementary School Rated 10
  • 3 Dock Slips
  • Access to Tidal Water

About This Home

As of May 2021

Welcome home! Located in the highly sought- after neighborhood of Providence, right on Mill Creek with spectacular views of the Chesapeake Bay and endless possibilities to make this the home of your dreams. A waterfront cape cod with it's own private dock as well as access to 3 community piers, club house, and a community pool gives you the opportunity to live the lifestyle you've always dreamed of. Featuring beautiful hardwood flooring throughout and a primary suite overlooking the water with the space to convert to a fourth bedroom. This rare opportunity is ready just in time for summer! The deep water dock offers 3 slips to accommodate your large power or sail boats. Come enjoy the Providence lifestyle!

Last Agent to Sell the Property

Deborah Greenfield

(410) 353-1605 debbie.greenfield@evrealestate.com Engel & Völkers Annapolis License #528484 Listed on: 04/02/2021

Engel & Völkers Annapolis

Co-Listed By

Amanda Greenfield

(410) 991-2633 amanda.greenfield@engelvoelkers.com Engel & Völkers Annapolis

Last Buyer's Agent

Jennifer Snead

(410) 353-8231 jennie@jenniesnead.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,657

Year Built

  • Built in 1971

Lot Details

  • 0.38 Acre Lot
  • Home fronts navigable water
  • Property is in good condition
  • Property is zoned R2

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 6 Driveway Spaces
  • Front Facing Garage
  • Stone Driveway

Property Views

  • River
  • Panoramic

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • 1,876 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Built-In Features
  • Bar
  • Chair Railings
  • Ceiling Fan
  • Wood Burning Fireplace
  • Brick Fireplace
  • Double Pane Windows
  • Window Treatments
  • French Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Wood Flooring
  • Storm Doors

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom faces the bay
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Swimming Allowed
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Shed

Schools

  • Arnold Elementary School
  • Severn River Middle School
  • Broadneck High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 39
  • Assessor Parcel Number 020367016931605

Community Details

Overview

  • Association fees include common area maintenance, pool(s), recreation facility
  • Providence HOA
  • Providence Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Pier or Dock
  • 30 Community Slips
  • 3 Community Docks
  • Community Playground
  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,657

Year Built

Built in 1971

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • Inclusions: Back up generator, Dingy lift (as is)
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2021-04-02
  • Federal Flood Zone: No
  • Year Built: 1971
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Cooktop, Oven - Wall, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Bar, Built-Ins, Breakfast Area, Ceiling Fan(s), Chair Railings, Family Room Off Kitchen, Formal/Separate Dining Room, Floor Plan - Traditional, Pantry, Primary Bedroom - Bay Front, Tub Shower, Wet/Dry Bar, Window Treatments, Wood Floors
  • Window Features: Double Pane
  • Fireplace Features: Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm, Six Panel, French
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Primary Bathroom
  • Basement: Yes
  • Basement Type: Unfinished, Walkout Stairs, Connecting Stairway, Full, Outside Entrance
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1876
  • Living Area Sq Ft: 1876
  • Price Per Sq Ft: 852.88
  • Above Grade Finished Sq Ft: 1876
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Roof: Architectural Shingle
  • Spa: No
  • View: Water, Panoramic, River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Mill Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Stone Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central, Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available, Natural Gas Available, Phone Available, Water Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1500.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Club House, Picnic Area, Pier/Dock, Pool - Outdoor, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pool(s), Recreation Facility
  • HOA Name: PROVIDENCE
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: ARNOLD
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 262600.00
  • Land Assessed Value: 823400.00
  • Lot Features: Bulkheaded, Stream/Creek
  • Lot Size Acres: 0.38
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16400.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Good
  • Zoning: R2
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15242307
  • Tax Annual Amount: 11657.00
  • Assessor Parcel Number: 020367016931605
  • Tax Lot: 39
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 9, 2025
Sold by
Thomas Colleen Kate Gallagher
Bought by
Colleen Kate Gallagher-Thomas Living Trust and Gallagher-Thomas
Current Estimated Value
$1,991,306

Purchase Details

Listed on
Apr 2, 2021
Closed on
May 17, 2021
Sold by
Adkins Alison Ward Kohlhepp and Thorpe Patricia Barry
Bought by
Thomas Colleen Kate Gallagher
Seller's Agent
Deborah Greenfield
Engel & Völkers Annapolis
Buyer's Agent
Jennifer Snead
Long & Foster Real Estate, Inc.
List Price
$1,600,000
Sold Price
$1,600,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$1,440,000
Interest Rate
2.9%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Colleen Kate Gallagher-Thomas Living Trust -- None Listed On Document
Thomas Colleen Kate Gallagher $1,600,000 Title Excellence
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Thomas Colleen Kate Gallagher $1,440,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/17/2021 05/17/21 Sold $1,600,000 0.0% $853 / Sq Ft
04/08/2021 04/08/21 Pending -- -- --
04/02/2021 04/02/21 For Sale $1,600,000 -- $853 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $502 $1,630,200 -- --
2024 $502 $1,537,500 $1,044,400 $493,100
2023 $474 $1,254,533 $0 $0
2022 $430 $1,170,267 $0 $0
2020 $7,959 $1,086,000 $823,400 $262,600
2019 $15,682 $1,086,000 $823,400 $262,600
2018 $11,943 $1,177,800 $905,500 $272,300
2017 $7,363 $1,137,233 $0 $0
2016 -- $1,096,667 $0 $0
2015 -- $1,056,100 $0 $0
2014 -- $1,056,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Deborah Greenfield

    Seller's Agent in 2021

    Deborah Greenfield

    Engel & Völkers Annapolis

    (410) 353-1605

    4 in this area

    29 Total Sales

    Deborah Greenfield
    Section Image

  • A

    Seller Co-Listing Agent in 2021

    Amanda Greenfield

    Engel & Völkers Annapolis

    (410) 991-2633

    4 in this area

    16 Total Sales

    Amanda Greenfield
    Section Image
  • Jennifer Snead

    Buyer's Agent in 2021

    Jennifer Snead

    Long & Foster

    (410) 353-8231

    5 in this area

    27 Total Sales

    Jennifer Snead
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA460842

Bright MLS

APN: 03-670-16931605

Maryland Anne Arundel County Annapolis 21409 Pendennis Mount

262 Providence Rd, Annapolis, MD

Not Listed for Sale

Detached

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