Seller's Agent in 2026
Cody Wilcoxson
Oak & Roots Real Estate Group
(805) 748-2477
2 in this area
33 Total Sales
2628 Saddle Back Ln Paso Robles, CA 93446
Lake Nacimiento Neighborhood
3
Beds
2
Baths
1,425
Sq Ft
6,000
Sq Ft Lot
Highlights
- Golf Course Community
- Spa
- Mountain View
- Paso Robles High School Rated A-
- Primary Bedroom Suite
- Community Lake
About This Home
As of July 2026Discover the perfect blend of modern reliability and rustic charm in this 3-bedroom, 2-bathroom gem located in the Heritage Ranch community at Lake Nacimiento. Whether you're looking for a full-time residence or the ultimate weekend basecamp, this home offers more than just a place to sleep—it offers peace of mind. Equipped with a Tesla Battery Backup system, say goodbye to power outages and hello to sustainable, seamless living. Living here means more than just owning a home; it means access to a private gated community with an abundance of amenities such as a private marina & boat launch to skip the crowds and get on the lake in minutes, spark up a match on the pickleball/tennis/basketball courts, take a dip in the community pools, or explore miles of hiking and Equestrian Center with riding trails. Just minutes away from the Cappy Culver Elementary, Oak Hill Market, gas station, and local dining. This home is ready for a little TLC - with some fresh paint, new flooring, or updated fixtures, you can build instant equity. There is plenty of room for boat parking and a deck ready to be revived for sunset BBQs. Don’t let the lights go out on this opportunity. Experience the best of Heritage Ranch has to offer with just a 15 minute drive to town. Schedule your private showing today and see why life is better at the lake!
Last Agent to Sell the Property
Oak & Roots Real Estate Group Brokerage Phone: 805-748-2477 License #01847871 Listed on: 05/07/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1979
Lot Details
- 6,000 Sq Ft Lot
- Property fronts a private road
- Rural Setting
- Northwest Facing Home
- Partially Fenced Property
- Fence is in average condition
- Front Yard
HOA Fees
- $205 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Front Facing Garage
- Driveway Up Slope From Street
Property Views
- Mountain
- Neighborhood
Home Design
- Entry on the 1st floor
- Planned Development
- Composition Roof
- Wood Siding
Interior Spaces
- 1,425 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Window Screens
- Entryway
- Living Room with Fireplace
- Center Hall
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Built-In Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
Outdoor Features
- Spa
- Deck
- Patio
- Front Porch
Schools
- Cappy Culver Elementary School
Utilities
- Forced Air Heating and Cooling System
- Propane
- Private Water Source
- Private Sewer
Listing and Financial Details
- Tax Lot 107
- Tax Tract Number 424
- Assessor Parcel Number 012284045
Community Details
Overview
- Heritage Ranch Owner's Assoc. Association, Phone Number (805) 238-9641
- Hroa HOA
- Pr Lake Nacimiento Subdivision
- Community Lake
- Greenbelt
Amenities
- Picnic Area
Recreation
- Golf Course Community
- Pickleball Courts
- Community Playground
- Community Pool
- Community Spa
- Park
- Dog Park
- Horse Trails
- Hiking Trails
- Bike Trail
Security
- Security Guard
- Controlled Access
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2026
Closed on
Jun 5, 2026
Sold by
Bought by
Seller's Agent
Cody Wilcoxson
Oak & Roots Real Estate Group
Buyer's Agent
Stephen Moore
RE/MAX Parkside Real Estate
List Price
$475,000
Sold Price
$435,000
Premium/Discount to List
-$40,000
-8.42%
Views
116
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
100.91%
Original Mortgage
$390,900
Outstanding Balance
$390,547
Interest Rate
6.51%
Mortgage Type
New Conventional
Estimated Equity
$66,225
Purchase Details
Listed on
Mar 31, 2016
Closed on
Aug 26, 2016
Sold by
Bought by
Buyer's Agent
Robert Sousa
COMPASS
List Price
$315,000
Sold Price
$280,000
Premium/Discount to List
-$35,000
-11.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.59%
Original Mortgage
$274,928
Interest Rate
3.45%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 12, 2011
Sold by
Bought by
Purchase Details
Closed on
Jul 18, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,419
Interest Rate
4.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 15, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,419
Interest Rate
4.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 6, 2011
Sold by
Bought by
Purchase Details
Closed on
Jan 31, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,800
Interest Rate
6.19%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jan 12, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,800
Interest Rate
6.19%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 25, 2006
Sold by
Bought by
Purchase Details
Closed on
Jul 15, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,800
Interest Rate
5.56%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jun 7, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,800
Interest Rate
5.56%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jan 13, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 22, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 9, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,950
Interest Rate
7.13%
Mortgage Type
VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $435,000 | First American Title | |
| Grant Deed | $280,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $177,000 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | First American Title Ins Co | |
| Trustee Deed | $212,459 | Accommodation | |
| Grant Deed | $329,000 | First American Title Co | |
| Interfamily Deed Transfer | -- | First American Title Co | |
| Trustee Deed | $313,957 | First American Title Co | |
| Interfamily Deed Transfer | -- | Fidelity Title Company | |
| Grant Deed | $369,000 | Fidelity Title Company | |
| Interfamily Deed Transfer | -- | Fidelity Title Company | |
| Grant Deed | $300,000 | Fidelity Title Company | |
| Interfamily Deed Transfer | -- | Fidelity Title Company | |
| Grant Deed | $162,500 | Cuesta Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $390,900 | New Conventional | |
| Previous Owner | $70,055 | FHA | |
| Previous Owner | $274,928 | FHA | |
| Previous Owner | $274,928 | FHA | |
| Previous Owner | $183,419 | New Conventional | |
| Previous Owner | $65,800 | Credit Line Revolving | |
| Previous Owner | $65,800 | Credit Line Revolving | |
| Previous Owner | $263,200 | Purchase Money Mortgage | |
| Previous Owner | $73,800 | Stand Alone Second | |
| Previous Owner | $295,200 | Balloon | |
| Previous Owner | $240,000 | Purchase Money Mortgage | |
| Previous Owner | $44,000 | Credit Line Revolving | |
| Previous Owner | $173,000 | Unknown | |
| Previous Owner | $166,950 | VA | |
| Previous Owner | $102,761 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/02/2026 07/02/26 | Sold | $435,000 | -0.9% | $305 / Sq Ft | |
| 06/02/2026 06/02/26 | Pending | -- | -- | -- | |
| 05/26/2026 05/26/26 | Price Changed | $439,000 | -3.5% | $308 / Sq Ft | |
| 05/17/2026 05/17/26 | Price Changed | $455,000 | -4.2% | $319 / Sq Ft | |
| 05/07/2026 05/07/26 | For Sale | $475,000 | +69.6% | $333 / Sq Ft | |
| 09/09/2016 09/09/16 | Sold | $280,000 | -11.1% | $196 / Sq Ft | View Prior Sale |
| 07/25/2016 07/25/16 | Pending | -- | -- | -- | |
| 03/31/2016 03/31/16 | For Sale | $315,000 | -- | $221 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,930 | $324,958 | $116,056 | $208,902 |
| 2024 | $3,566 | $318,587 | $113,781 | $204,806 |
| 2023 | $3,566 | $312,341 | $111,550 | $200,791 |
| 2022 | $3,513 | $306,217 | $109,363 | $196,854 |
| 2021 | $3,447 | $300,214 | $107,219 | $192,995 |
| 2020 | $3,413 | $297,137 | $106,120 | $191,017 |
| 2019 | $3,348 | $291,312 | $104,040 | $187,272 |
| 2018 | $3,285 | $285,600 | $102,000 | $183,600 |
| 2017 | $3,223 | $280,000 | $100,000 | $180,000 |
| 2016 | $2,072 | $187,802 | $74,272 | $113,530 |
| 2015 | $2,041 | $184,982 | $73,157 | $111,825 |
| 2014 | $1,969 | $181,359 | $71,724 | $109,635 |
Source: Public Records
Agents Affiliated with this Home
-
Cody Wilcoxson
-
Stephen Moore
Buyer's Agent in 2026
Stephen Moore
RE/MAX
(805) 423-7293
3 in this area
59 Total Sales
-
Robert Sousa
Buyer's Agent in 2016
Robert Sousa
COMPASS
(805) 460-3000
5 in this area
97 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NS26100314
APN: 012-284-045
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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