NOT LISTED FOR SALE

2635 U S 98 Mary Esther, FL 32569

Estimated Value: $874,000 - $1,013,219

4 Beds
2.5 Baths
3,766 Sq Ft
$256/Sq Ft Est. Value

Last Sold September 05, 2023

Last sale price $800,500 $213 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $4,978/month

75 Days on Market

Highlights

  • Beach Access
  • Property fronts an intracoastal waterway
  • No HOA
  • Fort Walton Beach High School Rated A
  • Contemporary Architecture
  • Balcony

About This Home

As of September 2023

PRICE REDUCED!! WOW! 2 HOMES ARE BETTER THAN 1 !! These properties do not come on the market often, so don't miss your chance to own .79 ACRES with 75' of water frontage! At .79 acres there is always the possibility of subdividing, or AIRBNB OPPORTUNITIES!! * The Main home is a contemporary designed 4 Bed 2 Bath encompassing almost 3100 sqft of heated and cooled area. New impact windows and doors have been installed and a massive high efficiency TRANE A/C! Home is 2 floors with the master suite on the first floor. Gorgeous porches off living room, Master bedroom, and 2 upstairs bedrooms! Property overlooks the gorgeous Santa Rosa Sound, and is equally in-between Navarre Beach and FWB/Destin! So boaters can have their choice of fun! * The second home is a 725 sq. ft. 2 bedroom 1 bath efficiency home with kitchen, living room and even has a screened in porch! This home is perfect for a rental or an AIRBNB! There is a 3rd out building that had both a kitchen and a bathroom. It is currently used as storage for lawn mowers etc., but there is the possibility it could be rebuilt into an additional living area! Don't wait!!

Last Agent to Sell the Property

Jay Esner-Hering

On Navarre Beach Real Estate Listed on: 04/26/2023

Last Buyer's Agent

Outside Area Selling Agent

PAR Outside Area Listing Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1980

Lot Details

  • 0.79 Acre Lot
  • Property fronts an intracoastal waterway
  • Home fronts a sound
  • Chain Link Fence

Parking

  • 2 Car Garage

Property Views

  • Water Views
  • Views of a Sound

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Composition Roof

Interior Spaces

  • 3,766 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Tile Flooring

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Tile Bathroom Countertop

Home Security

  • Storm Windows
  • Fire and Smoke Detector

Outdoor Features

  • Beach Access
  • Balcony
  • Patio

Schools

  • Local School In County Elementary And Middle School
  • Local School In County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 162S25000000010000

Home Details

Home Type

Single Family

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Stories: 2
  • Parcel Number: 162S25000000010000
  • Property Type: Residential
  • Year Built: 1980
  • Electric: Circuit Breakers
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.79
  • Subdivision Name: None
  • Directions: Hwy 98 W, 2635 Hwy 98 w, Mary Esther, FL
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Disposal
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Flooring: Tile
  • Interior Amenities: Ceiling Fan(s)
  • Living Area: 3766
  • Window Features: Double Pane Windows, Storm Window(s)
  • Bedroom/Bathroom Features: Not Updated
  • Dining Room Features: None
  • Living Room Living Room Level: First
  • Room Bedroom2 Area: 196
  • Room Bedroom2 Level: First
  • Room Kitchen Features: Not Updated
  • Room Living Room Area: 676
  • Room Kitchen Area: 224
  • Master Bathroom Features: Tile

Exterior Features

  • Roof: Composition
  • Fencing: Chain Link
  • Pool Features: None
  • View: Sound, Water
  • View: Yes
  • Waterfront Features: Intracoastal Waterway, Sound, Waterfront, Beach Access
  • Waterfront: Yes
  • Construction Type: Brick, Frame
  • Exterior Features: Balcony, Lawn Pump, Sprinkler
  • Foundation Details: Slab
  • Other Structures: Yard Building
  • Patio And Porch Features: Patio
  • Property Condition: Resale

Garage/Parking

  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: 2 Car Garage
  • Total Parking Spaces: 2

Utilities

  • Heating: Central, Fireplace(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Sewer: Public Sewer, Septic Tank
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: No

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Local School In County
  • High School: Local School In County
  • Middle Or Junior School: Local School In County

Lot Info

  • Lot Size Sq Ft: 34412.4
  • Zoning Description: Res Single
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2023
Closed on
Sep 5, 2023
Sold by
Hale Clinton C and Hale Eva M
Bought by
Haney Zachary George and Haney Ashley Dawn
Seller's Agent
Jay Esner-Hering
On Navarre Beach Real Estate
Buyer's Agent
Outside Area Selling Agent
PAR Outside Area Listing Office
List Price
$1,270,000
Sold Price
$800,500
Premium/Discount to List
-$469,500
-36.97%
Views
58
Current Estimated Value
$909,319

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,819
Avg. Annual Appreciation
8.45%
Original Mortgage
$445,000
Outstanding Balance
$437,426
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$500,273
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Haney Zachary George $800,500 Reliable Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Haney Zachary George $445,000
Previous Owner Hale Clinton C $288,000
Previous Owner Hale Clinton C $289,230
Previous Owner Hale Clinton C $47,300
Previous Owner Hale Clinton C $333,700
Previous Owner Hale Clinton C $79,000
Previous Owner Hale Clinton C $413,000
Previous Owner Hale Clinton C $75,000
Previous Owner Hale Clinton C $400,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2023 09/05/23 Sold $800,500 -19.8% $213 / Sq Ft
07/11/2023 07/11/23 Pending -- -- --
06/08/2023 06/08/23 Price Changed $997,800 -18.2% $265 / Sq Ft
05/16/2023 05/16/23 Price Changed $1,220,000 -3.9% $324 / Sq Ft
04/26/2023 04/26/23 For Sale $1,270,000 -- $337 / Sq Ft
Source: Pensacola Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $673,268 $218,668 $454,600
2023 $0 $375,648 $0 $0
2022 $0 $364,707 $0 $0
2021 $0 $354,084 $0 $0
2020 $0 $349,195 $0 $0
2019 $0 $341,344 $0 $0
2018 $0 $334,979 $0 $0
2017 $0 $328,089 $0 $0
2016 $0 $321,341 $0 $0
2015 -- $318,084 $0 $0
2014 -- $315,560 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2023

    Jay Esner-Hering

    On Navarre Beach Real Estate

    Section Image

  • O

    Buyer's Agent in 2023

    Outside Area Selling Agent

    PAR Outside Area Listing Office

See All Agents

Map

Source: Pensacola Association of REALTORS®

MLS Number: 625968

Pensacola Association of REALTORS®

APN: 16-2S-25-0000-0001-0000

Florida Okaloosa County Mary Esther 32569

2635 U S 98, Mary Esther, FL

This home is located at 2635 U S 98, Mary Esther, FL 32569 since 26 April 2023 and is currently estimated at $965,555, approximately $256 per square foot. This property was built in 1980. 2635 U S 98 is a home located in Okaloosa County with nearby schools including Florosa Elementary School, Max Bruner Junior Middle School, and Fort Walton Beach High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Pensacola Association of REALTORS® Copyright© 2025 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearby Homes