NOT LISTED FOR SALE

2638 Mountain Stream Way SE Owens Cross Roads, AL 35763

Estimated Value: $418,024 - $438,000

3 Beds
2 Baths
2,099 Sq Ft
$205/Sq Ft Est. Value

Last Sold April 01, 2021

Last sale price $343,000 $163 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $2,609/month

1 Day on Market

Highlights

  • Open Floorplan
  • Clubhouse
  • Central Heating and Cooling System
  • Hampton Cove Elementary School Rated A-
  • Community Pool
  • Gas Log Fireplace

About This Home

As of April 2021

PICTURE PERFECT describes this pristine Craftsman style home. Featuring on point finishes and features, you will LOVE every detail! Foyer entry leads to the Family room with cozy fireplace and hardwood floors! Kitchen with center island - so perfect for serving, seating and meal prep. Open concept provides for entertaining with ease as living and dining areas flow effortlessly together. Study with French doors - ideal for work/school from home! Master suite is private and features a spa like bath with freestanding tub and tiled shower. Outside you will enjoy the covered patio complete with firepit and privacy fenced yard. MOVE IN READY - come home to Nature's Cove!

Last Agent to Sell the Property

Susan Baldwin

Keller Williams Horizon License #80729 Listed on: 03/03/2021

Keller Williams Horizon

Last Buyer's Agent

Susan Baldwin

Keller Williams Horizon License #80729 Listed on: 03/03/2021

Keller Williams Horizon

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,222

Year Built

  • Built in 2016

Lot Details

  • 10,019

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Slab Foundation

Interior Spaces

  • 2,099 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Gas Log Fireplace

Kitchen

  • Gas Oven
  • <<microwave>>
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Hampton Cove Elementary School
  • Huntsville High School

Additional Features

  • 10,019 Sq Ft Lot
  • Central Heating and Cooling System

Listing and Financial Details

  • Tax Lot 68
  • Assessor Parcel Number 1806243000008.074

Community Details

Overview

  • Hughes Properties Association
  • Natures Cove Subdivision

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,222

Year Built

Built in 2016

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Living Area: 2099
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Subdivision Name: Natures Cove
  • Architectural Style: Open Floor Plan, Ranch/1 Story
  • New Construction: No
  • Property Attached Yn: No
  • Year Built: 2016
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Total Bedrooms: 3
  • Appliances: Dishwasher, Disposal, Gas Oven, Microwave, Range
  • Levels: One
  • Full Bathrooms: 2
  • Fireplace Features: Gas Log, One
  • Fireplaces: 1
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Room Bedroom3 Area: 156
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 132
  • Room Bedroom3 Level: First
  • Master Bedroom Master Bedroom Width: 17
  • Room Family Room Area: 224
  • Room Bedroom2 Level: First
  • Room Family Room Level: First
  • Room Kitchen Area: 209
  • Dining Room Dining Room Level: First
  • Room Master Bedroom Area: 255
  • Room Dining Room Area: 135

Exterior Features

  • Foundation Details: Slab

Utilities

  • Heating: Central 1
  • Cooling: Central 1
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Clubhouse, Common Grounds, Pool
  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Association Name: Hughes Properties
  • Association: Yes

Schools

  • Middle Or Junior School: Hampton Cove

Lot Info

  • Parcel Number: 1806243000008.074
  • Lot Size Sq Ft: 10018.8
  • ResoLotSizeUnits: Acres

Green Features

Tax Info

  • Tax Lot: 68

MLS Schools

  • Elementary School: Hampton Cove
  • High School: Huntsville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2021
Closed on
May 4, 2021
Sold by
Butler David S
Bought by
Thomas Benjamin C and Thomas Lindsey N
Seller's Agent
Susan Baldwin
Keller Williams Horizon
Buyer's Agent
Susan Baldwin
Keller Williams Horizon
List Price
$335,000
Sold Price
$343,000
Premium/Discount to List
$8,000
2.39%
Current Estimated Value
$431,256

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,256
Avg. Annual Appreciation
5.48%
Original Mortgage
$274,400
Outstanding Balance
$251,301
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$179,955

Purchase Details

Listed on
Mar 3, 2021
Closed on
Apr 1, 2021
Sold by
Ngo Christopher and Ngo Olivia
Bought by
Butler David S
Seller's Agent
Susan Baldwin
Keller Williams Horizon
Buyer's Agent
Susan Baldwin
Keller Williams Horizon
List Price
$335,000
Sold Price
$343,000
Premium/Discount to List
$8,000
2.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,400
Outstanding Balance
$251,301
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$179,955

Purchase Details

Closed on
Oct 31, 2019
Sold by
Harding Myles Jeffrey and Harding Sarah Elisabeth
Bought by
Ngo Christopher and Ngo Olivia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,681
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Listed on
Jun 30, 2016
Closed on
Feb 24, 2017
Sold by
Nsh Corp
Bought by
Harding Sarah Elisabeth and Harding Myles Jeffrey
Seller's Agent
Heather Vader
ALA-TENN Realty, Inc.
Buyer's Agent
Heather Vader
ALA-TENN Realty, Inc.
List Price
$247,000
Sold Price
$255,000
Premium/Discount to List
$8,000
3.24%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.46%
Original Mortgage
$242,250
Interest Rate
4.12%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thomas Benjamin C $343,000 None Available
Butler David S $343,000 None Available
Ngo Christopher $287,500 None Available
Harding Sarah Elisabeth $255,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Thomas Benjamin C $90,000
Open Thomas Benjamin C $274,400
Previous Owner Ngo Christopher $293,681
Previous Owner Harding Sarah Elisabeth $242,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2021 06/30/21 Off Market $343,000 -- --
04/01/2021 04/01/21 Sold $343,000 +2.4% $163 / Sq Ft
03/04/2021 03/04/21 Pending -- -- --
03/03/2021 03/03/21 For Sale $335,000 +31.4% $160 / Sq Ft
06/01/2017 06/01/17 Off Market $255,000 -- --
02/24/2017 02/24/17 Sold $255,000 +3.2% $122 / Sq Ft
01/09/2017 01/09/17 Pending -- -- --
06/30/2016 06/30/16 For Sale $247,000 -- $118 / Sq Ft
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,222 $39,140 $6,000 $33,140
2023 $2,222 $37,240 $6,000 $31,240
2022 $1,890 $33,420 $6,000 $27,420
2021 $1,618 $28,720 $4,500 $24,220
2020 $1,508 $26,820 $4,500 $22,320
2019 $1,457 $25,930 $4,500 $21,430
2018 $1,436 $25,580 $0 $0
2017 $1,737 $27,960 $0 $0
2016 $406 $7,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ValleyMLS.com

MLS Number: 1775738

ValleyMLS.com

APN: 18-06-24-3-000-008.074