NOT LISTED FOR SALE

264 Oyster House Rd White Stone, VA 22578

Estimated Value: $2,099,000 - $2,274,356

3 Beds
3.5 Baths
4,123 Sq Ft
$529/Sq Ft Est. Value

Last Sold December 15, 2020

Last sale price $1,550,000 $376 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $12,573/month

26 Days on Market

Highlights

  • Water Views
  • Gunite Pool
  • Garage Apartment
  • Docks
  • Home fronts a creek
  • Deck

About This Home

As of December 2020

Cove Cottage - Most Desired Qualities in a waterfront home in the Northern Neck: LOCATION, VIEWS, MOVE-IN CONDITION, HIGH SPEED INTERNET, WATER DEPTH & FABULOUS CUSTOM FEATURES! First Time Offered! Private Pier on Mosquito Creek off Rappahannock River w/ 4.5-5'MLW & water/electricity-Great Boating area! Park-like 5+ acres, covered & open wrap around composite WF deck w/ a salt water heated gunite Pool, side screen porch, & covered front porch. This is an exceptional 1-floor Living. Living Room has 17' peak high Ship Lap ceiling, Brazilian Cherry Floors, built-ins on either side of the Gas Fireplace & leads easily into the Gourmet Kitchen & Dining Area also with ship lap ceiling - All with wonderful Waterfront Views! Primary WF Bedroom w/ deck access, wall of built-ins, walk-in closet + cedar closet & full bathroom. HUGE Laundry/Mud Room, 2 Ensuite BDRMS, attached 2-Car Garage w/unfinished Bonus Room above. Detached 3 Bay Garage w/Workshop & Unfinished Room above. Conditioned Crawl Space, Geo Thermal, Grand Manor Roof, 45KW Generator, & Much More! See additional List. Minutes to White Stone, Kilmarnock or Irvington! Hour+ to Richmond, Williamsburg-2+ hours to NOVA, Charlottesville.

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 10/19/2020

Last Buyer's Agent

Non-Member Non-Member

Non MLS Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,597

Year Built

  • Built in 2012

Lot Details

  • 5.33 Acre Lot
  • Home fronts a creek
  • Landscaped
  • Level Lot
  • Zoning described as R1

Parking

  • 4 Car Detached Garage
  • Garage Apartment
  • Workshop in Garage
  • Circular Driveway

Home Design

  • Transitional Architecture
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 4,123 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Sliding Doors
  • Dining Area
  • Water Views
  • Intercom Access

Kitchen

  • Butlers Pantry
  • Built-In Oven
  • Gas Cooktop
  • Stove
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Granite Countertops
  • Disposal
  • Instant Hot Water

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Pool

  • Gunite Pool
  • Outdoor Pool

Outdoor Features

  • Mooring
  • Docks
  • Dock Available
  • Deck
  • Shed
  • Front Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Geothermal Heating and Cooling
  • Power Generator
  • Well
  • Propane Water Heater
  • Water Purifier
  • Septic Tank
  • High Speed Internet

Community Details

  • Cabell Cove Subdivision

Listing and Financial Details

  • Tax Lot 5.33 ACRES
  • Assessor Parcel Number Tax Map # 39E-1-1

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,597

Year Built

Built in 2012

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2012
  • Property Attached Yn: No
  • Lot Size Acres: 5.33
  • Water Body Name: Mosquito Creek
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: Cabell Cove
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Appliances: Built-In Oven, Dryer, Dishwasher, Gas Cooking, Disposal, Instant Hot Water, Ice Maker, Propane Water Heater, Refrigerator, Range Hood, Stove, Wine Cooler, Water Purifier, Washer
  • Other Equipment: Generator, Intercom
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Butler's Pantry, Ceiling Fan(s), Dining Area, Granite Counters, High Ceilings, High Speed Internet, Bath in Primary Bedroom, Main Level Primary, Recessed Lighting, Wired for Data, Walk-In Closet(s), Window Treatments
  • Living Area: 4123.0
  • Stories: 1
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition, Other
  • Fencing: None
  • Lot Features: Landscaped, Level, Waterfront
  • Pool Features: Gunite, Heated, Other, Pool, Private
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Dock, Porch, Storage, Shed
  • Other Structures: Garage Apartment
  • Patio And Porch Features: Rear Porch, Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 4.0
  • Parking Features: Circular Driveway, Detached, Garage, Other, Workshop in Garage

Utilities

  • Heating: Geothermal, Zoned
  • Cooling: Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: Tax Map # 39E-1-1
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 7597.17
  • Tax Lot: 5.33 ACRES

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 7, 2021
Sold by
Ruhf Thomas J and Ruhf Kay S
Bought by
Ruhf Thomas J and Ruhf Kay S
Current Estimated Value
$2,180,839

Purchase Details

Listed on
Oct 19, 2020
Closed on
Dec 7, 2020
Sold by
Donna E Davis Revocable Inter Vivos Trus and James C Davis Revocable Inter Vivos Trus
Bought by
Ruhf Thomas J and Ruhf Kay S
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Non-Member Non-Member
Non MLS Member
List Price
$1,649,000
Sold Price
$1,550,000
Premium/Discount to List
-$99,000
-6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.71%
Original Mortgage
$1,050,000
Outstanding Balance
$931,647
Interest Rate
2.25%
Mortgage Type
New Conventional
Estimated Equity
$1,368,759

Purchase Details

Closed on
Jul 1, 2020
Sold by
Davis James C and Davis Donna E
Bought by
Davis James C and Davis Donna E

Purchase Details

Closed on
Apr 14, 2011
Sold by
Johnson B Harvey
Bought by
Davis James C
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruhf Thomas J -- None Available
Ruhf Thomas J $1,550,000 Old Republic Title
Davis James C -- None Available
Davis James C $350,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ruhf Thomas J $1,050,000
Previous Owner Davis James C $700,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2020 12/15/20 Sold $1,550,000 -6.0% $376 / Sq Ft
11/15/2020 11/15/20 Pending -- -- --
10/19/2020 10/19/20 For Sale $1,649,000 -- $400 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,384 $1,706,100 $414,000 $1,292,100
2023 $8,479 $1,345,900 $447,400 $898,500
2022 $7,597 $1,205,900 $447,400 $758,500
2021 $7,597 $1,205,900 $447,400 $758,500
2020 $7,597 $1,205,900 $447,400 $758,500
2019 $7,597 $1,205,900 $447,400 $758,500
2018 $5,527 $936,800 $322,400 $614,400
2017 $5,527 $936,800 $322,400 $614,400
2016 -- $936,800 $322,400 $614,400
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Katie and David Dew

    Seller's Agent in 2020

    Katie and David Dew

    IsaBell K. Horsley Real Estate

    (804) 436-6256

    310 Total Sales

    Katie and David Dew
    Section Image

  • N

    Buyer's Agent in 2020

    Non-Member Non-Member

    Non MLS Member

See All Agents

Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2032030

Chesapeake Bay & Rivers Association of REALTORS®

APN: 39E-1-1

Virginia Lancaster County White Stone 22578

264 Oyster House Rd, White Stone, VA

This home is located at 264 Oyster House Rd, White Stone, VA 22578 since 19 October 2020 and is currently estimated at $2,180,839, approximately $528 per square foot. This property was built in 2012. 264 Oyster House Rd is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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