$480,000

264 S Central Ave Umatilla, FL 32784

Estimated payment $3,116/month

Total Views 273
2 Beds
2 Baths
2,064 Sq Ft
$233 Price per Sq Ft

Highlights

  • Water Views
  • Cathedral Ceiling
  • Stone Countertops
  • Panel Refrigerator
  • Main Floor Primary Bedroom
  • No HOA

About This Home

Lakefront Home – 264 S. Central Ave., Umatilla, FL
Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6" spray foam insulation in the ceiling and around windows for superior efficiency
Custom motorized blinds
Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities
Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout.
Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

Listing Agent

Logan Wilson

RLW REALTY Brokerage Phone: 352-771-2560 License #3248440 Listed on: 04/16/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,857

Year Built

  • Built in 1998

Lot Details

  • 19,472 Sq Ft Lot
  • Lot Dimensions are 73x405
  • East Facing Home
  • Mature Landscaping
  • Property is zoned RP

Parking

  • 2 Carport Spaces

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Cement Siding

Interior Spaces

  • 2,064 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Inside Utility
  • Utility Room
  • Ceramic Tile Flooring
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Panel Refrigerator
  • Dishwasher
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Outdoor Features

  • Screened Patio
  • Outdoor Storage
  • Rear Porch

Schools

  • Umatilla Elementary School
  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Umatilla Mitchenors Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,857

Year Built

Built in 1998

Lot Details

0.45 Acres

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Cement Siding, Frame
  • Fireplace: No
  • Living Area: 2064
  • Lot Size Acres: 0.43
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 2475
  • Lot Size Sq Ft: 19472
  • Status: Active
  • Street Direction: S
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 229.93
  • Escrow City: Tavares
  • Escrow State: FL
  • Escrow Street Name: Dora Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 232.56
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-771-2560
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Window Features: Double Pane Windows
  • Additional Rooms: Inside Utility
  • Living Area Meters: 191.75

Exterior Features

  • Direction Faces: East
  • Exterior Features: Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0220E

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: PER CITY OF UMATILLA CODE OF ORDINANCES.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Umatilla Elem
  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Zoning: RP
  • Parcel Number: 13-18-26-0500-00A-00500
  • Additional Parcels: No
  • Lot Dimensions: 73x405
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: PER CITY OF UMATILLA CODE OF ORDINANCES.

Tax Info

  • Tax Annual Amount: 6857
  • Tax Block: 00A
  • Tax Book Number: 1-56
  • Tax Lot: 5

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/16/2026 04/16/26 For Sale $480,000 -- $233 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $100 None Listed On Document
Special Warranty Deed $100 None Listed On Document
Warranty Deed $158,300 Apple Title Ltd
Quit Claim Deed -- None Available
Deed $100 --
Quit Claim Deed -- --
Warranty Deed $210,000 --
Warranty Deed $87,000 --
Warranty Deed $21,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $118,725 Commercial
Previous Owner $100,000 Commercial
Previous Owner $21,500 Commercial
Source: Public Records

Source: Stellar MLS

MLS Number: G5111097

Stellar MLS

APN: 13-18-26-0500-00A-00500

Florida Lake County Umatilla 32784

264 S Central Ave, Umatilla, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID

Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Logan Wilson
Listing Agent
Logan Wilson
Section Image
RLW REALTY
(352) 716-6826
Your Personal Tour Guide

Ask me questions while you tour the home.