$432,000
SOLD SEP 30, 2025

2645 N Annapolis Ave Hernando, FL 34442

4 Beds
3 Baths
2,478 Sq Ft
43,124 Sq Ft Lot

Recently Sold

$174 Per Sq Ft

12% Below List Price

180 Days on Market

Highlights

  • New Construction
  • Open Floorplan
  • Main Floor Primary Bedroom
  • 0.99 Acre Lot
  • Contemporary Architecture
  • Great Room

About This Home

As of September 2025

NEW BUILT HOME! Inquire about our BUILDER INCENTIVES including interest rate buydowns and closing cost assistance! Welcome to your dream home! This brand-new custom-built 4-bedroom, 3-bathroom, 3-Car garage home is move-in ready and packed with modern features that make everyday living both stylish and comfortable. Situating on a 1-acre lot, this home has an airy and open 3-way split floor plan, offering plenty of privacy and space to enjoy. Step inside and notice the luxurious Mohawk Revwood plus driftwood luxury wood-vinyl flooring throughout the main areas. With 9.4-ft high ceilings, 8-ft doors throughout this home feels spacious and bright from the moment you walk through the door. Just to the right, you’ll find a guest and/or in-law suite with its own large bedroom and full bathroom. The bathroom is beautifully designed with tile in the shower and a granite countertop, giving it a sleek, modern feel. Move further into the heart of the home and discover the wide-open living and dining area, perfect for entertaining or simply relaxing after a busy day. The show-stopping gourmet kitchen is a chef’s dream! It features 42-inch cabinets with soft-close doors, stylish hardware, and gleaming granite countertops. The modern subway tile backsplash adds a fresh touch, and the oversize kitchen island makes for the perfect breakfast bar spot for casual meals. The Samsung stainless steel appliances are not only beautiful but also state-of-the-art, making your kitchen as functional as it is stylish. Located left of the kitchen, you'll find two spacious bedrooms quipped with a Jack and Jill bathroom with tile shower, granite countertops, and a linen closet for extra storage. The primary bedroom on the opposite side of the home offers a luxurious retreat. With its tray ceiling, oversized walk-in closet and designer spa-like en-suite bathroom featuring a granite dual vanity and a large glass-enclosed walk-in shower, this room is sure to impress. Step outside through the three panel sliding glass doors from the living room and enjoy your covered lanai, perfect for relaxing or entertaining guests. Additional features includes: Epoxy Coated Flooring in the Garage, exterior stacked stone accents, Samsung washer and dryer in the indoor laundry room, energy-saving double-pane windows & sliding glass door throughout, and a BUILDER'S WARRANTY through 2-10 Builder Home Buyer Warranty program for peace of mind. Conveniently located near lakes, parks, hiking trails, shopping, restaurants, schools, and major highways, this home combines the best of modern living with everyday convenience. Don’t miss your chance to own this stunning home. Schedule your home tour today! NEED 100% FINANCING THIS HOME QUALIFIES FOR USDA HOME LOAN. ALSO ASK ABOUT 5% DOWN PAYMENT ASSISTANCE FOR FHA LOANS THROUGH OUR PREFERRED LENDER.

Last Agent to Sell the Property

Benondre Cerezo

COLDWELL BANKER REALTY Brokerage Phone: 407-696-8000 License #3129827 Listed on: 03/01/2025

COLDWELL BANKER REALTY

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $313

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 0.99 Acre Lot
  • Lot Dimensions are 191x230
  • West Facing Home
  • Level Lot
  • Cleared Lot
  • Landscaped with Trees
  • Property is zoned LDR

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Pad
  • Garage Door Opener
  • Open Parking

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 2,478 Sq Ft Home
  • Open Floorplan
  • Double Pane Windows
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Concrete
  • Epoxy
  • Ceramic Tile
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • 3 Full Bathrooms
  • Makeup or Vanity Space
  • Private Water Closet
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Electric Water Heater
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • Citrus Hill Property Owners Association Inc. Association, Phone Number (727) 232-1173
  • Visit Association Website
  • Citrus Hills 1St Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$313

Year Built

Built in 2025 | New Construction

Lot Details

0.99 Acres

HOA Fees

$14 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: No
  • Living Area: 2478
  • Lot Size Acres: 0.99
  • New Construction: Yes
  • Year Built: 2025
  • Building Area Total: 3549
  • Lot Size Sq Ft: 43204
  • Status: Sold
  • Street Direction: N
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 329.71
  • Escrow City: Winter Springs
  • Escrow State: FL
  • Escrow Street Name: Redbug Lake
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 174.33
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,No Private Entrance
  • Attribution Contact: 407-696-8000
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Epoxy, Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Window Features: Double Pane Windows
  • Living Area Meters: 230.21

Exterior Features

  • Direction Faces: West
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Patio, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Open, Oversized, Parking Pad

Utilities

  • Utilities: Cable Available, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Association Fee: 170
  • Association Fee Frequency: Annually
  • Association Name: Citrus Hill Property Owners Association Inc.
  • Phone: Amy 727-232-1173
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Pet restrictions are to the best knowledge of homeowner and listing agent. Buyers with pets are responsible to confirm by referencing the HOA CCR, contacting the HOA management company and/or municipality.
  • Association Fee Requirement: Required
  • Association URL: www.chpoa.net/documents/

Fee Information

  • Total Annual Fees: 170.00
  • Total Monthly Fees: 14.17
  • Monthly HOA Amount: 14.17

Lot Info

  • Zoning: LDR
  • Parcel Number: 19E-18S-18-0110-00110-0030
  • Additional Parcels: No
  • Lot Features: Cleared, Level
  • Lot Dimensions: 191x230
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Leasing restrictions are to the best knowledge of homeowner and listing agent. Buyers interested in leasing are responsible to confirm by referencing the HOA CCRs, contacting the HOA management company, and/or municipality.

Tax Info

  • Tax Annual Amount: 313.01
  • Tax Block: 11
  • Tax Book Number: 9-73
  • Tax Lot: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2025
Closed on
Sep 25, 2025
Sold by
Teton Limited Llc
Bought by
Williams Michael D and Williams Kayla M
Seller's Agent
Benondre Cerezo
COLDWELL BANKER REALTY
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$489,900
Sold Price
$432,000
Premium/Discount to List
-$57,900
-11.82%
Views
116
Current Estimated Value
$361,973

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$70,027
Avg. Annual Appreciation
-31.36%
Original Mortgage
$424,175
Outstanding Balance
$424,175
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
-$62,202

Purchase Details

Listed on
May 3, 2024
Closed on
Jun 10, 2024
Sold by
Unity Dev Investments Llc
Bought by
Teton Limited Llc
Seller's Agent
Asher Abadi
UDI LLC
Buyer's Agent
Josh McLennan
REAL ESTATE RESOLUTIONS OF FLO
List Price
$36,900
Sold Price
$36,000
Premium/Discount to List
-$900
-2.44%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
586.40%

Purchase Details

Listed on
May 3, 2024
Closed on
Apr 29, 2024
Sold by
Apolinario Divina J
Bought by
Unity Dev Investments Llc
Seller's Agent
Asher Abadi
UDI LLC
Buyer's Agent
Josh McLennan
REAL ESTATE RESOLUTIONS OF FLO
List Price
$36,900
Sold Price
$36,000
Premium/Discount to List
-$900
-2.44%
Views
9

Purchase Details

Closed on
Sep 29, 2004
Sold by
Fabio Buenaventura
Bought by
Apolinario Divina J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$26,100
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 1, 2004
Bought by
Apolinario Divina J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$26,100
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 19, 2002
Sold by
Citrus Hills Investment Properties
Bought by
Fabio Buenaventura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,600
Interest Rate
6.86%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $432,000 Sunbelt Title
Warranty Deed $35,000 Citrus Title
Warranty Deed $27,000 Citrus Title
Warranty Deed -- Dba Crystal River Title
Deed $29,000 --
Warranty Deed $19,500 Manatee Title Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $424,175 FHA
Previous Owner $26,100 Purchase Money Mortgage
Previous Owner $15,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $432,000 -3.8% $174 / Sq Ft
08/28/2025 08/28/25 Pending -- -- --
08/26/2025 08/26/25 Price Changed $448,900 -0.1% $181 / Sq Ft
08/20/2025 08/20/25 Price Changed $449,500 -0.1% $181 / Sq Ft
07/07/2025 07/07/25 Price Changed $449,900 -4.2% $182 / Sq Ft
05/28/2025 05/28/25 Price Changed $469,500 -0.1% $189 / Sq Ft
05/06/2025 05/06/25 Price Changed $469,900 -3.1% $190 / Sq Ft
03/31/2025 03/31/25 Price Changed $484,900 -1.0% $196 / Sq Ft
03/01/2025 03/01/25 For Sale $489,900 +1260.8% $198 / Sq Ft
06/17/2024 06/17/24 Sold $36,000 -2.4% -- View Prior Sale
05/17/2024 05/17/24 Pending -- -- --
05/03/2024 05/03/24 For Sale $36,900 -- --
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $313 $32,000 $32,000 --
2024 $289 $26,500 $26,500 --
2023 $289 $24,000 $24,000 $0
2022 $238 $18,000 $18,000 $0
2021 $198 $12,880 $12,880 $0
2020 $184 $11,400 $11,400 $0
2019 $169 $10,000 $10,000 $0
2018 $133 $8,660 $8,660 $0
2017 $172 $11,000 $11,000 $0
2016 $171 $10,500 $10,500 $0
2015 $164 $9,780 $9,780 $0
2014 $163 $9,435 $9,435 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6284266

Stellar MLS

APN: 19E-18S-18-0110-00110-0030

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