NOT LISTED FOR SALE

2648 County Road 20 Waterloo, IN 46793

Estimated Value: $425,000 - $643,000

4 Beds
2.5 Baths
2,656 Sq Ft
$214/Sq Ft Est. Value

Sale Details

Date Sold: March 14, 2023

Last sale price $560,000 $211 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,148 / mo

88 Days on Market

Highlights

  • 1,200 Feet of Waterfront
  • Open Floorplan
  • Living Room with Fireplace
  • 15.98 Acre Lot
  • Heavily Wooded Lot
  • Vaulted Ceiling

About This Home

As of March 2023

*Sitting on nearly 16 wooded acres with a creek that runs through the property, this is the cabin retreat with TONS of updates that you and your family have been looking for with massive windows, a WALK OUT FINISHED BASEMENT and plenty of entertaining space both inside and out! *Although it is just a short drive from the city & highway, you'll feel instantly transported to a private sanctuary teeming with wildlife, wild turkey, deer, beavers, etc. and boasting 3 acres of loblolly pine trees and a black walnut forest. *With roughly 2700 finished sq. ft. this home features 4 Bedrooms and 3 Bathrooms plus over 1200 sq. ft. of outdoor deck space! *Upon entering the home, you are immediately greeted by the beautifully refinished maple wood flooring that draws your eye to the wall of windows, pouring natural light into the main living space. *The Living Room is centered around one of two wood burning stoves in the home. *Around the corner from the fireplace is the Kitchen, complete with new maple cabinets, countertops, Stainless Steel appliances, a wrap around peninsula which is large enough for up to 4 barstools, and a window just above the sink overlooking the forest. *All three bathrooms have been remodeled along with new high end carpeting throughout. *Brand new HVAC system installed plus a new water heater, water softener and well pressure tank. *Up the stairs is a nice loft with floor to ceiling windows overlooking the immaculate yard and the Primary Suite with a Full Bathroom attached. *Back on the main floor is two more Bedrooms and a half Bath complete with dual vanity sinks that could be converted into a Full Bath very easily. *In the basement is another Full Bathroom and an additional living space with the second pellet/corn stove and a 4th Bedroom or Office. *With all this living space, surely you will need storage! *Beside the home is a 700 sq. ft. detached garage with an un-finished walkup storage area that could be converted into living space because the original owner ran water and sewer to this area. *You might be able to sell the land on the other side of the creek to a best friend or family member to build on as well! *This one is a must see!!!

Last Agent to Sell the Property

Greg Brown

CENTURY 21 Bradley Realty, Inc Listed on: 11/05/2022

CENTURY 21 Bradley Realty, Inc

Last Buyer's Agent

Ashley Johnson

Mike Thomas Assoc., Inc

Mike Thomas Assoc., Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,811

Year Built

  • Built in 1987

Lot Details

  • 15.98 Acre Lot
  • Lot Dimensions are 325 x 357 x 1100 x 635
  • 1,200 Feet of Waterfront
  • River Front
  • Creek or Stream
  • Rural Setting
  • Landscaped
  • Irregular Lot
  • Heavily Wooded Lot

Parking

  • 3 Car Detached Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Cabin
  • Poured Concrete
  • Shingle Roof
  • Cedar

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Great Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Walkup Attic
  • Fire and Smoke Detector
  • Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Laminate Countertops
  • Utility Sink

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Bathtub with Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Covered Deck

Schools

  • Country Meadow Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Baseboard Heating
  • Private Water Source
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 17-02-31-200-003.000-018

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,811

Year Built

Built in 1987

Lot Details

15.98 Acres

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1987
  • Style: Two Story
  • Architectural Style: Cabin/Cottage
  • Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: N END E1/2 NE1/4 SECTION 31 TWP 35 RANGE 13 ACRES 15.2500
  • Parcel Number ID: 17-02-31-200-003.000-018
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic-Walk-up, Breakfast Bar, Ceiling-9+, Ceiling Fan(s), Ceilings-Vaulted, Countertops-Laminate, Deck Covered, Deck Open, Detector-Smoke, Dryer Hook Up Electric, Landscaped, Natural Woodwork, Open Floor Plan, Range/Oven Hook Up Elec, Six Panel Doors, Split Br Floor Plan, Utility Sink, Tub/Shower Combination, Great Room
  • Improvmnts In Last5 Yrs: Yes
  • Location: Rural
  • Number Below Grade Bedrooms: 1
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2716
  • Total Finished Sq Ft: 2656
  • Above Grade Finished Sq Ft: 1708
  • Below Grade Finished Sq Ft: 948
  • Below Grade Sq Ft: 60
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Basement
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Vinyl
  • Living Great Room: Dimensions: 18x17, On Level: Main
  • Kitchen: Dimensions: 14x10, On Level: Main
  • Family Room: Dimensions: 20x15, On Level: Basement
  • Bedroom 1: Dimensions: 14x11, On Level: Main
  • Bedroom 2: Dimensions: 11x11, On Level: Main
  • Bedroom 3: Dimensions: 15x11, On Level: Upper
  • Bedroom 4: Dimensions: 13x12, On Level: Basement
  • Loft: Dimensions: 11x11, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1008

Exterior Features

  • Exterior: Cedar
  • Roof Material: Dimensional Shingles
  • Outbuilding1: Garden Shed, Dimensions: 10x8
  • Water Frontage: 1200

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Detached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 33x21
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Heating Fuel: Baseboard, Other Heating System
  • Sewer: Private
  • Water Utilities: Private
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Laundry: Dimensions: Basementx10, On Level: 14
  • Water Type: Creek

Schools

  • Elementary School: Country Meadow

Lot Info

  • Lot Description: Heavily Wooded, Irregular, 15+, Wooded
  • Lot Dimensions: 325 x 357 x 1100 x 635
  • Estimated Lot Sq Ft: 696089
  • Estimated Lot Size Acres: 15.98

Green Features

  • Energy Efficient Windows/Doors: Double Pane Windows

Tax Info

  • Annual Taxes: 1811.26
  • Exemptions: Homestead, Mortgage, Supplemental

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 31, 2025
Sold by
Hill Jeremy and Hill Angela
Bought by
Revocable Trust Agreement Of Jeremy S Hill An and Hill
Current Estimated Value
$568,064

Purchase Details

Listed on
Nov 5, 2022
Closed on
Mar 14, 2023
Sold by
Humble Ryan C and Humble Jessica Christine
Bought by
Hill Jeremy and Hill Angela
Seller's Agent
Greg Brown
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Ashley Johnson
Mike Thomas Assoc., Inc
List Price
$599,900
Sold Price
$560,000
Premium/Discount to List
-$39,900
-6.65%
Views
209

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.45%
Original Mortgage
$504,000
Interest Rate
6.09%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 1, 2021
Closed on
Nov 12, 2021
Sold by
Travis Hypes
Bought by
Humble Ryan C and Humble Jessica Christine
Seller's Agent
Greg Brown
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Greg Brown
CENTURY 21 Bradley Realty, Inc
List Price
$549,900
Sold Price
$530,000
Premium/Discount to List
-$19,900
-3.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.23%

Purchase Details

Closed on
Oct 14, 2014
Sold by
Hypes Terry L and Hypes Debra M
Bought by
Hypes Travis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
4.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 10, 2000
Sold by
Hypes Terry and Hypes Debra
Bought by
Wilhelm Gravel Co Inc

Purchase Details

Closed on
Feb 2, 2000
Sold by
Gerken Mark P and Gerken Jeanette P
Bought by
Hypes Terry L and Hypes Debra M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Revocable Trust Agreement Of Jeremy S Hill An -- None Listed On Document
Hill Jeremy -- Trademark Title
Humble Ryan C $530,000 None Listed On Document
Hypes Travis -- Trademark Title
Wilhelm Gravel Co Inc $7,000 --
Hypes Terry L $187,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hill Jeremy $504,000
Previous Owner Hypes Travis $240,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/14/2023 03/14/23 Sold $560,000 -0.9% $211 / Sq Ft
02/01/2023 02/01/23 Pending -- -- --
01/29/2023 01/29/23 Price Changed $564,900 -1.7% $213 / Sq Ft
12/30/2022 12/30/22 Price Changed $574,900 -2.5% $216 / Sq Ft
12/05/2022 12/05/22 Price Changed $589,900 -1.7% $222 / Sq Ft
11/05/2022 11/05/22 For Sale $599,900 +13.2% $226 / Sq Ft
11/12/2021 11/12/21 Sold $530,000 -3.6% $200 / Sq Ft View Prior Sale
09/30/2021 09/30/21 Pending -- -- --
09/01/2021 09/01/21 For Sale $549,900 -- $207 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,627 $356,800 $34,400 $322,400
2024 $1,689 $348,900 $33,800 $315,100
2023 $2,325 $365,800 $114,300 $251,500
2022 $3,378 $327,200 $99,400 $227,800
2021 $1,777 $257,200 $76,900 $180,300
2020 $1,778 $254,000 $73,700 $180,300
2019 $1,826 $254,500 $73,700 $180,800
2018 $1,447 $202,500 $56,300 $146,200
2017 $1,428 $200,400 $56,300 $144,100
2016 $940 $165,900 $23,300 $142,600
2014 $950 $148,700 $23,600 $125,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202245707

Indiana Regional MLS

APN: 17-02-31-200-003.000-018

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