
265 Chipola Cove Destin, FL 32541
Estimated payment $4,034/month
Highlights
- Gated Community
- Contemporary Architecture
- Community Pool
- Destin Elementary School Rated A-
- Vaulted Ceiling
- Tennis Courts
About This Home
Modern Home in Emerald Lakes - Perfect for Professionals & Friends! Seller also considering long term rentals.
Looking for the perfect beach vibe? This beautiful, updated 4 bedroom/ 3 bath home has everything you need for fun, relaxation, and entertaining. An open-concept with a spacious kitchen w/ marble counters, gas stove, like new appliances - ideal for chefs.
L/R stuns w/ high ceilings, tons of natural light, & plank tiles. Key Upgrades: Coded front door (no keys needed!) Tankless Rinnai water heater (hello endless hot showers!), new HVAC, new Sprinkler System, and new garage door motor. Gazebo and fire pit area and Sauna in garage conveys. Neighborhood Perks: Gated community with with its own traffic light off Hwy 98 and a newly updated pool, tennis courts, walking paths, and ... and a playground. Amenities such as Destin Commons, Silver Sands outlets, restaurants, and the stunning white-sand beaches. Live minutes from the best spots in Destin and enjoy the Florida lifestyle to the fullest! Zoned to register your home office - perfect for remote work life. Don't miss out - homes like this go fast! Preferred lender willing to assist with closing costs.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,917
Year Built
- Built in 2003
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 62x127x63x146
- Back Yard Fenced
HOA Fees
- $82 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Contemporary Architecture
- Stucco
Interior Spaces
- 2,411 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- Living Room
- Dining Area
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Gas Oven or Range
- Self-Cleaning Oven
- Range Hood
- Microwave
- Dishwasher
- Disposal
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
- Cultured Marble Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
Schools
- Destin Elementary And Middle School
- Destin High School
Utilities
- Central Air
- Tankless Water Heater
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-0979-000B-0060
Community Details
Overview
- Association fees include accounting, licenses/permits, management, master, recreational faclty, security
- Emerald Lakes Ph 1 Subdivision
Recreation
- Tennis Courts
- Community Playground
- Community Pool
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,928 | $466,967 | $84,133 | $382,834 |
2023 | $4,928 | $463,579 | $78,628 | $384,951 |
2021 | $2,104 | $226,218 | $0 | $0 |
2020 | $2,089 | $223,095 | $0 | $0 |
2019 | $2,066 | $218,079 | $0 | $0 |
2018 | $2,049 | $214,013 | $0 | $0 |
2017 | $2,041 | $209,611 | $0 | $0 |
2016 | $1,986 | $205,300 | $0 | $0 |
2015 | $2,036 | $203,873 | $0 | $0 |
2014 | $2,079 | $205,033 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/25/2025 07/25/25 | Price Changed | $650,000 | -2.9% | $270 / Sq Ft |
07/01/2025 07/01/25 | For Sale | $669,500 | 0.0% | $278 / Sq Ft |
06/25/2025 06/25/25 | For Rent | $4,500 | 0.0% | -- |
04/30/2023 04/30/23 | Off Market | $639,000 | -- | -- |
02/03/2022 02/03/22 | Sold | $639,000 | 0.0% | $265 / Sq Ft |
12/19/2021 12/19/21 | Pending | -- | -- | -- |
11/18/2021 11/18/21 | For Sale | $639,000 | -- | $265 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $639,000 | Rodgers Keifer Title | |
Warranty Deed | $242,000 | Mcneese Title Llc | |
Interfamily Deed Transfer | $89,000 | Transtar National Title | |
Warranty Deed | $222,700 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $610,130 | New Conventional | |
Previous Owner | $28,000 | New Conventional | |
Previous Owner | $238,784 | FHA | |
Previous Owner | $345,000 | Purchase Money Mortgage | |
Previous Owner | $274,000 | Fannie Mae Freddie Mac | |
Previous Owner | $233,300 | Purchase Money Mortgage | |
Previous Owner | $178,097 | Purchase Money Mortgage | |
Previous Owner | $25,000,000 | Construction | |
Closed | $22,261 | No Value Available |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 979504

APN: 00-2S-22-0979-000B-0060
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