$650,000

265 Chipola Cove Destin, FL 32541

Estimated payment $4,034/month

Total Views 3,923
4 Beds
3 Baths
2,411 Sq Ft
$270 Price per Sq Ft

Highlights

  • Gated Community
  • Contemporary Architecture
  • Community Pool
  • Destin Elementary School Rated A-
  • Vaulted Ceiling
  • Tennis Courts

About This Home

Modern Home in Emerald Lakes - Perfect for Professionals & Friends! Seller also considering long term rentals.
Looking for the perfect beach vibe? This beautiful, updated 4 bedroom/ 3 bath home has everything you need for fun, relaxation, and entertaining. An open-concept with a spacious kitchen w/ marble counters, gas stove, like new appliances - ideal for chefs.
L/R stuns w/ high ceilings, tons of natural light, & plank tiles. Key Upgrades: Coded front door (no keys needed!) Tankless Rinnai water heater (hello endless hot showers!), new HVAC, new Sprinkler System, and new garage door motor. Gazebo and fire pit area and Sauna in garage conveys. Neighborhood Perks: Gated community with with its own traffic light off Hwy 98 and a newly updated pool, tennis courts, walking paths, and ... and a playground. Amenities such as Destin Commons, Silver Sands outlets, restaurants, and the stunning white-sand beaches. Live minutes from the best spots in Destin and enjoy the Florida lifestyle to the fullest! Zoned to register your home office - perfect for remote work life. Don't miss out - homes like this go fast! Preferred lender willing to assist with closing costs.

Listing Agent

Mark Hiller

EXP Realty LLC License #no data Listed on: 07/01/2025

EXP Realty LLC

Co-Listing Agent

Bill Leech

EXP Realty LLC License #3563490

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,917

Year Built

  • Built in 2003

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 62x127x63x146
  • Back Yard Fenced

HOA Fees

  • $82 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Stucco

Interior Spaces

  • 2,411 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Dining Area

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Air
  • Tankless Water Heater
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0979-000B-0060

Community Details

Overview

  • Association fees include accounting, licenses/permits, management, master, recreational faclty, security
  • Emerald Lakes Ph 1 Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,917

Year Built

Built in 2003

Lot Details

0

HOA Fees

$82 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.19
  • Lot Size: 62X127X63X146
  • Co List Office Mls Id: EEX5
  • Co List Office Phone: 850-582-7653
  • Subdivision Name: EMERALD LAKES PH 1
  • Directions: From Hwy 98 turn onto Tequesta Drive. Go through the gate and 2nd Right is Chipola Cove. House is just past the cul de sac on the right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Dining Area: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet New
  • Interior Amenities: Breakfast Bar, Ceiling Vaulted, Fireplace, Pantry, Washer/Dryer Hookup
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor WW Carpet New: Yes

Exterior Features

  • Fencing: Fenced Lot-All, Fenced Privacy
  • Pool Features: Pool Type
  • Construction Type: Stucco
  • Exterior Features: Fenced Back Yard
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Fenced Lot-All: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, Gated Community, Minimum Rental Prd, Pets Allowed, Playground, Pool, Tennis
  • Association #2 Fee: 245.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Licenses/Permits, Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 8276.4
  • Parcel #: 00-2S-22-0979-000B-0060
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 4917.44
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,928 $466,967 $84,133 $382,834
2023 $4,928 $463,579 $78,628 $384,951
2021 $2,104 $226,218 $0 $0
2020 $2,089 $223,095 $0 $0
2019 $2,066 $218,079 $0 $0
2018 $2,049 $214,013 $0 $0
2017 $2,041 $209,611 $0 $0
2016 $1,986 $205,300 $0 $0
2015 $2,036 $203,873 $0 $0
2014 $2,079 $205,033 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Price Changed $650,000 -2.9% $270 / Sq Ft
07/01/2025 07/01/25 For Sale $669,500 0.0% $278 / Sq Ft
06/25/2025 06/25/25 For Rent $4,500 0.0% --
04/30/2023 04/30/23 Off Market $639,000 -- --
02/03/2022 02/03/22 Sold $639,000 0.0% $265 / Sq Ft
12/19/2021 12/19/21 Pending -- -- --
11/18/2021 11/18/21 For Sale $639,000 -- $265 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $639,000 Rodgers Keifer Title
Warranty Deed $242,000 Mcneese Title Llc
Interfamily Deed Transfer $89,000 Transtar National Title
Warranty Deed $222,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $610,130 New Conventional
Previous Owner $28,000 New Conventional
Previous Owner $238,784 FHA
Previous Owner $345,000 Purchase Money Mortgage
Previous Owner $274,000 Fannie Mae Freddie Mac
Previous Owner $233,300 Purchase Money Mortgage
Previous Owner $178,097 Purchase Money Mortgage
Previous Owner $25,000,000 Construction
Closed $22,261 No Value Available
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 979504

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0979-000B-0060