$184,900

265 Howell Bluff Rd Ponce de Leon, FL 32455

Estimated payment $1,016/month

Total Views 6,739
2 Beds
1 Bath
864 Sq Ft
$214 Price per Sq Ft

Highlights

  • Deck
  • Wooded Lot
  • Wood Flooring
  • Freeport Middle School Rated A-
  • Beach House
  • Fireplace

About This Home

Come take a look at the move in ready home. This home is located just minutes away from the Choctawhachee River and Boat Launch. This home has been recently updated with a new paint inside and out, new wood for the deck/porch, Gravel for 2 parking areas, Insulation in the attic and the roof is only 4 years old. Owner just installed a private well for this home also in July 2024! This is a very quiet location and only minutes from Panama City or Freeport. The lot is big with plenty of room for growth or room for your water toys! Come take a look at this beauty!

Listing Agent

Kathleen Cardenas

30A Local Real Estate License #3357173 Listed on: 12/08/2025

Co-Listing Agent

Amber Nowling

30A Local Real Estate License #3568189

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $650

Year Built

  • Built in 1991

Lot Details

  • 0.45 Acre Lot
  • Property fronts a county road
  • Irregular Lot
  • Wooded Lot

Home Design

  • Beach House
  • Frame Construction
  • Metal Roof
  • Wood Trim
  • Pile Dwellings

Interior Spaces

  • 864 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Ceiling Fan
  • Fireplace
  • Window Treatments
  • Living Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Propane Water Heater
  • Septic Tank

Additional Features

  • Green Energy Fireplace or Wood Stove
  • Deck

Community Details

  • Howells Bluff Subdivision

Listing and Financial Details

  • Assessor Parcel Number 36-1N-17-04030-000-0170

Home Details

Home Type

Single Family

Est. Annual Taxes

$650

Year Built

Built in 1991

Lot Details

0.45 Acres

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.45
  • Lot Size: 461.6 x 465.6 x 68.47 approx.
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: E3LP
  • Co List Office Phone: 850-213-3048
  • Subdivision Name: HOWELLS BLUFF
  • Directions: From Freeport, travel East on Hwy 20 about 14 miles. Right before the Choctawhatchee River Bridge there is the County Park and Boat Ramp on the right side of the road and Howell Bluff is on the left. Take Howell Bluff down about 1/2 mile till you reach 265 on your left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1991
  • Remarks Misc:Remarks: Come take a look at the move in ready home. This home is located just minutes away from the Choctawhachee River and Boat Launch. This home has been recently updated with a new paint inside and out, new wood for the deck/porch, Gravel for 2 parking areas, Insulation in the attic and the roof is only 4 years old. Owner just installed a private well for this home also in July 2024! This is a very quiet location and only minutes from Panama City or Freeport. The lot is big with plenty of room for growth or room for your water toys! Come take a look at this beauty!
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Utilities:Private Well: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Utilities:Gas - Propane: Yes
  • Energy:Water Heater - Propn: Yes
  • Energy:Heat - Wood Stove: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Floor Hardwood, Floor Laminate, Floor Vinyl
  • Interior Amenities: Fireplace, Kitchen Island
  • Window Features: Window Treatment All
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Irregular, Within 1/2 Mile to Water, Wooded
  • Construction Type: Foundation Stilts, Frame, Trim Wood
  • Patio And Porch Features: Deck Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Wooded: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Lot Features:Irregular: Yes
  • ConstructionSiding:Foundation Stilts: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Heat - Wood Stove, Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electric, Gas - Propane
  • Water Source: Well

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 19602.0
  • Parcel #: 36-1N-17-04030-000-0170
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 649.89
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $678 $80,229 $20,000 $60,229
2024 $629 $77,519 $16,430 $61,089
2023 $629 $54,260 $0 $0
2022 $601 $73,297 $18,237 $55,060
2021 $484 $46,568 $5,692 $40,876
2020 $451 $40,766 $4,915 $35,851
2019 $444 $40,144 $4,915 $35,229
2018 $438 $39,306 $0 $0
2017 $438 $39,187 $4,915 $34,272
2016 $439 $38,864 $0 $0
2015 $438 $38,135 $0 $0
2014 $447 $38,550 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2025 12/09/25 For Sale $184,900 0.0% $214 / Sq Ft
11/27/2025 11/27/25 For Sale $184,900 0.0% $214 / Sq Ft
11/23/2025 11/23/25 Pending -- -- --
11/16/2025 11/16/25 Off Market $184,900 -- --
08/07/2025 08/07/25 Price Changed $184,900 -0.1% $214 / Sq Ft
03/25/2025 03/25/25 For Sale $185,000 -- $214 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $67,500 Mcneese Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $64,125 Unknown
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 972074

Emerald Coast Association of REALTORS®

APN: 36-1N-17-04030-000-0170

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