Seller's Agent in 2025
Taylor Ruoff
North Eastern Group Realty
(260) 579-2298
41 Total Sales
265 S Center St Waterloo, IN 46793
Estimated Value: $148,994 - $168,000
3
Beds
1
Bath
1,408
Sq Ft
$114/Sq Ft
Est. Value
Highlights
- Breakfast Area or Nook
- Level Lot
- 3-minute walk to Waterloo Park
- Forced Air Heating and Cooling System
About This Home
As of December 2025New price, new opportunity in Dekalb County! Enjoy the close proximity to the park, local schools, restaurants, Highway I69 and the Amtrak train station. This 3 bedroom, 1 full bath home provides 1408 square feet of living space plus an unfinished basement that was recently waterproofed by EverDry with a lifetime warranty making it perfect for storage and a new furnace and water heater installed November 2025. A large living space upon entry provides a welcome atmosphere. The large dining room can be used as such, or extra space for your needs. Both rooms have brand new carpet installed. The kitchen overlooks your backyard and beyond with no homes behind the backyard, and a breakfast nook allows extra seating. The new sliding patio doors walk out to the large freshly painted deck- perfect for entertaining or relaxing evenings. All three bedrooms are tucked away upstairs each providing ample size closets. Move in worry free with all new windows with a lifetime warranty. Don't miss out on this great opportunity!
Last Agent to Sell the Property
North Eastern Group Realty Brokerage Phone: 260-579-2298 Listed on: 09/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $824
Year Built
- Built in 1900
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 66x148
- Level Lot
Parking
- Off-Street Parking
Home Design
- Shingle Roof
- Vinyl Construction Material
Interior Spaces
- 2-Story Property
- Breakfast Area or Nook
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Partially Finished Basement
- Stone or Rock in Basement
- Crawl Space
Schools
- Waterloo Elementary School
- Dekalb Middle School
- Dekalb High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 17-06-04-433-019.000-008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 23, 2025
Closed on
Dec 31, 2025
Sold by
Countermon Coty L
Bought by
Hammitt Zayne C
Seller's Agent
Taylor Ruoff
North Eastern Group Realty
Buyer's Agent
Andy Miller
RE/MAX Results
List Price
$162,500
Sold Price
$159,900
Premium/Discount to List
-$2,600
-1.6%
Views
163
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$599
Avg. Annual Appreciation
1.14%
Original Mortgage
$151,905
Outstanding Balance
$151,761
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$8,738
Purchase Details
Listed on
Aug 12, 2019
Closed on
Oct 18, 2019
Sold by
Houser Isaac
Bought by
Countermon Coty L
Seller's Agent
Cindy George
Wible Realty
Buyer's Agent
Denise Oberley-Landin
Innovations in Real Estate
List Price
$95,000
Sold Price
$96,000
Premium/Discount to List
$1,000
1.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.56%
Original Mortgage
$96,969
Interest Rate
3.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 4, 2007
Sold by
Cleverly David and Cleverly Pamela R
Bought by
Houser Isaac
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,320
Interest Rate
6.21%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 31, 2006
Sold by
Bank Of New York
Bought by
Cleverly David and Cleverly Pamela R
Purchase Details
Closed on
May 11, 2006
Sold by
Whitaker Brian
Bought by
Bank Of New York
Purchase Details
Closed on
Jun 27, 2002
Sold by
Hughes Edward R and Hughes Pat
Bought by
Dickerson Clela J and Dickerson Whitaker
Purchase Details
Closed on
Sep 22, 1995
Sold by
Hughes Edward and Hughes Patricia
Bought by
Miller Melanie and Miller Michael
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Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Hammitt Zayne C | -- | None Listed On Document | |
| Countermon Coty L | -- | None Available | |
| Houser Isaac | -- | None Available | |
| Cleverly David | -- | None Available | |
| Bank Of New York | $63,238 | None Available | |
| Dickerson Clela J | -- | -- | |
| Miller Melanie | $23,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Hammitt Zayne C | $151,905 | |
| Previous Owner | Countermon Coty L | $96,969 | |
| Previous Owner | Houser Isaac | $58,320 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/31/2025 12/31/25 | Sold | $159,900 | 0.0% | $114 / Sq Ft | |
| 11/29/2025 11/29/25 | Pending | -- | -- | -- | |
| 11/25/2025 11/25/25 | Price Changed | $159,900 | -1.6% | $114 / Sq Ft | |
| 09/28/2025 09/28/25 | For Sale | $162,500 | +69.3% | $115 / Sq Ft | |
| 10/18/2019 10/18/19 | Sold | $96,000 | +1.1% | $68 / Sq Ft | View Prior Sale |
| 09/03/2019 09/03/19 | For Sale | $95,000 | 0.0% | $67 / Sq Ft | |
| 09/01/2019 09/01/19 | Pending | -- | -- | -- | |
| 08/12/2019 08/12/19 | For Sale | $95,000 | -- | $67 / Sq Ft |
Source: Indiana Regional MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $754 | $104,400 | $17,400 | $87,000 |
| 2024 | $824 | $105,900 | $17,400 | $88,500 |
| 2023 | $771 | $103,500 | $16,900 | $86,600 |
| 2022 | $779 | $98,400 | $16,000 | $82,400 |
| 2021 | $725 | $94,000 | $16,000 | $78,000 |
| 2020 | $735 | $96,900 | $16,000 | $80,900 |
| 2019 | $400 | $70,700 | $16,000 | $54,700 |
| 2018 | $403 | $70,700 | $16,000 | $54,700 |
| 2017 | $374 | $66,900 | $16,000 | $50,900 |
| 2016 | $367 | $66,300 | $16,000 | $50,300 |
| 2014 | $432 | $71,600 | $14,500 | $57,100 |
Source: Public Records
Agents Affiliated with this Home
-
Taylor Ruoff
-
Andy Miller
Buyer's Agent in 2025
Andy Miller
RE/MAX
(260) 403-1283
99 Total Sales
-
Cindy George
C
Seller's Agent in 2019
Cindy George
Wible Realty
(260) 908-3714
38 Total Sales
-
D
Buyer's Agent in 2019
Denise Oberley-Landin
Innovations in Real Estate
Map
Source: Indiana Regional MLS
MLS Number: 202539134
APN: 17-06-04-433-019.000-008
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Based on information submitted to the MLS GRID
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