$480,000
SOLD JUL 30, 2025

2655 Clyde St Matlacha, FL 33993

2 Beds
1 Bath
1,230 Sq Ft
6,708 Sq Ft Lot

Recently Sold

$390 Per Sq Ft

12% Below List Price

142 Days on Market

Highlights

  • Waterfront
  • Canal Access
  • Furnished
  • Cape Coral High School Rated A-
  • Canal View
  • Great Room

About This Home

As of July 2025

Discover your own piece of paradise! This charming 2-bedroom, 1-bathroom TURN-KEY FURNISHED single-family home is in the heart of Matlacha! The home also includes a den which would make an incredible office with waterfront views or has the potential to be reconfigured as a 3rd bedroom with ensuite making it a 2-bathroom home. This waterfront gem offers direct Gulf access with no bridges, making it a dream for boaters and fishing enthusiasts alike. Step inside to find a cozy, open layout, filled with natural light and coastal charm. The home comes fully furnished, so you can move right in and start enjoying the laid-back island lifestyle. The living area flows seamlessly to a spacious open sunroom, where you can unwind and soak in stunning waterfront views. Outside, the private composite boat dock is ready for your next adventure—whether it's a quick trip to Matlacha Pass, a day of fishing, or an excursion to nearby Sanibel and Captiva Islands. This property is also just minutes from local art galleries, waterfront restaurants, and boutique shops, offering the perfect blend of relaxation and entertainment. Whether you're looking for a full-time residence, vacation home, or income-producing rental, this waterfront escape is ready for you. Plenty of space to create your own backyard dream oasis with pool!

Last Agent to Sell the Property

Monique Jynella

Re/Max Sunshine License #258002388 Listed on: 03/10/2025

Re/Max Sunshine

Co-Listed By

Victoria Jynella

Re/Max Sunshine License #258035522

Last Buyer's Agent

Justin Jamison

Serhant License #249528230

Serhant

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,331

Year Built

  • Built in 1972

Lot Details

  • 6,708 Sq Ft Lot
  • Waterfront
  • North Facing Home
  • Rectangular Lot
  • Property is zoned TFC2

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,230 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Built-In Features
  • Ceiling Fan
  • Shutters
  • Single Hung Windows
  • Sliding Windows
  • Great Room
  • Open Floorplan
  • Den
  • Vinyl Flooring
  • Canal Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Ice Maker
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Canal Access
  • Open Patio
  • Porch

Utilities

  • Central Heating and Cooling System
  • Sewer Assessments
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Island Harbors Subdivision

Listing and Financial Details

  • Tax Lot 202
  • Assessor Parcel Number 24-44-22-09-00000.2020

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,331

Year Built

Built in 1972

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.154
  • Co List Office Mls Id: PO13242
  • Co List Office Phone: 239-790-1177
  • Ownership: Single Family
  • Subdivision Name: ISLAND HARBORS
  • Directions: Use GPS for the most up to date directions.
  • Architectural Style: Ranch, One Story
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Building Stories: 1
  • Year Built: 1972
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Vinyl
  • Interior Amenities: Breakfast Bar, Built-in Features, Family/Dining Room, Kitchen Island, Living/Dining Room, Tub Shower
  • Living Area: 1230.0
  • Dining Room Type: Den, Family Room, Great Room
  • Stories: 1
  • Window Features: Single Hung, Sliding

Exterior Features

  • Lot Features: Rectangular Lot
  • Pool Private: No
  • View: Canal
  • View: Yes
  • Waterfront Features: Canal Access
  • Waterfront: Yes
  • Disclosures: Owner Has Flood Insurance, Seller Disclosure
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: North
  • Exterior Features: Room For Pool, Shutters Manual
  • Patio And Porch Features: Open, Porch
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: In Garage
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Assessment Paid, Public Sewer
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Assessment Paid, Public

Condo/Co-op/Association

  • Community Features: Non-Gated
  • Senior Community: No
  • Amenities: None
  • Association: No
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Parcel #: 24-44-22-09-00000.2020
  • Zoning Description: TFC2

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 6330.82
  • Tax Lot: 202
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2025
Closed on
Jul 30, 2025
Sold by
John F Fernbacker Revocable Trust and Martini Michelle
Bought by
Smith Robert Lee
Seller's Agent
Monique Jynella
Re/Max Sunshine
Buyer's Agent
Justin Jamison
Serhant
List Price
$547,000
Sold Price
$480,000
Premium/Discount to List
-$67,000
-12.25%
Views
31
Current Estimated Value
$464,988

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,012
Avg. Annual Appreciation
-6.97%
Original Mortgage
$471,306
Outstanding Balance
$470,905
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
-$5,917

Purchase Details

Closed on
Apr 19, 2018
Sold by
Fernbacker John F
Bought by
Fernbacker John F and The John F Fernbacker Revocable Trust

Purchase Details

Closed on
Aug 13, 1993
Sold by
Palazzola Marie and Palazzola Jerry
Bought by
Fernbacker John F and Fernbacker Paula E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Interest Rate
7.26%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 Fidelity National Title Of Flo
Interfamily Deed Transfer -- Attorney
Warranty Deed $90,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $471,306 FHA
Previous Owner $72,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Pending -- -- --
07/30/2025 07/30/25 Sold $480,000 -4.0% $390 / Sq Ft
06/24/2025 06/24/25 Price Changed $500,000 -2.9% $407 / Sq Ft
05/27/2025 05/27/25 Price Changed $515,000 -5.9% $419 / Sq Ft
03/10/2025 03/10/25 For Sale $547,000 -- $445 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,331 $176,853 $176,843 $10
2024 $6,331 $405,252 -- --
2023 $3,427 $230,890 $230,880 $10
2022 $5,782 $334,919 $0 $0
2021 $4,969 $304,472 $215,311 $89,161
2020 $5,019 $304,426 $169,620 $134,806
2019 $4,973 $296,352 $176,660 $119,692
2018 $5,056 $296,356 $128,040 $168,316
2017 $4,496 $263,252 $128,040 $135,212
2016 $4,089 $228,063 $156,073 $71,990
2015 $3,797 $215,495 $152,677 $62,818
2014 $3,703 $212,903 $135,808 $77,095
2013 -- $187,208 $130,948 $56,260
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 225025255

Florida Gulf Coast Multiple Listing Service

APN: 24-44-22-09-00000.2020