$539,000
SOLD APR 10, 2020

2657 Crystal Cir Dunedin, FL 34698

4 Beds
3 Baths
2,973 Sq Ft
0.55 Acres

Recently Sold

$181 Per Sq Ft

2% Below List Price

5 Days on Market

Highlights

  • Oak Trees
  • Custom Home
  • Open Floorplan
  • Screened Pool
  • 0.55 Acre Lot
  • Deck

About This Home

As of May 2025

Beautiful home located in Dunedin’s hidden jewel, Waterford East. This 4 bedroom, 3 bath, 2973sf home sits on .55 acre cul-de-sac lot with a large pool/spa and over-sized lanai with concrete bar area! The living room & dining area have great views of the pool as well as the large family room with wood burning fireplace (both have stackable sliding doors for full-open view of lanai). The kitchen features white cabinetry (2018), granite counter tops, commercial-grade gas stove & griddle, double oven, built in microwave & walk in pantry! The kitchen opens to the family room with triple sliding glass doors that pocket into the wall. This 3-way split floor plan is a favorite as it offers a private master bedroom with pool access, large walk-in closet, large master bathroom with soaking tub, shower and his/her sink areas. On the opposite side of home, there are 2 bedrooms sharing a guest bathroom. The back of the home offers an in-law suite with a bedroom and pool bath. A pocket door makes this area very private! Several features include in-wall vacuum system, freshly painted exterior (2020), dishwasher & refrigerator (2019), roof (2009), garage door & opener (2018), tankless water heater (2015). Pool holds approx. 3,000 gallons of water and goes up to 10’ in depth, pool resurfaced (2016). This location is excellent as it is minutes to Honeymoon Island State Park, Pinellas Trail, major hospitals, retail stores, restaurants, golf courses, marinas and great parks.

Last Agent to Sell the Property

Linda Caruso

KELLER WILLIAMS REALTY- PALM H License #3014417 Listed on: 03/09/2020

KELLER WILLIAMS REALTY- PALM H

Last Buyer's Agent

Susan Littlejohn

COLDWELL BANKER REALTY License #420927

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,531

Year Built

  • Built in 1987

Lot Details

  • 0.55 Acre Lot
  • South Facing Home
  • Oversized Lot
  • Oak Trees
  • Property is zoned A-E

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Custom Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,973 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Formal Dining Room
  • Laundry in unit
  • Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Laminate
  • Porcelain Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • Screened Pool
  • In Ground Pool
  • Fence Around Pool
  • Outdoor Shower
  • Spa

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Outdoor Kitchen
  • Rain Gutters

Schools

  • Garrison-Jones Elementary School
  • Palm Harbor Middle School
  • Dunedin High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater

Community Details

  • Cindy Kelly Association, Phone Number (727) 424-2713
  • Waterford East Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,531

Year Built

Built in 1987

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2973
  • Lot Size Acres: 0.55
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 4125
  • Lot Size Sq Ft: 24058
  • Directions to Property: From CR1 to Curlew, head East to right on Crystal Circle. From US 19 to Curlew, head West to left on Crystal Circle to property.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/U8077998?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/U8077998?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 1/2 to less than 1
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Call Center Phone Number: 800-746-9464
  • Ratio: Close Price\List Price: 0.98018
  • Price per Sq Ft: 181.3
  • Close to Original List Price Ratio: 0.98018
  • Ratio: Current Price\Building Area Total: 130.67
  • View: No
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room
  • Living Area Units: Square Feet
  • Flooring: Laminate, Porcelain Tile
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: Yes
  • Window Features: Blinds
  • Street Number Modifier: 2657
  • Room Count: 3
  • Additional Rooms: Attic, Formal Dining Room Separate, Formal Living Room Separate, Great Room
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Other Structures: Outdoor Kitchen
  • Pool Features: In Ground, Screen Enclosure
  • Exterior Features: Outdoor Kitchen, Outdoor Shower, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Enclosed, Patio, Porch, Screened
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12103C0067G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: Electricity Connected, Public, Sprinkler Recycled, Street Lights
  • Cooling: Central Air
  • Heating: Central, Heat Pump
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 350
  • Association Fee Frequency: Annually
  • Association Name: Cindy Kelly
  • Phone: 727-424-2713
  • Association: Yes
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 350
  • Monthly HOA Fee: 29.17
  • Total Monthly Fees: 29.17

Schools

  • Elementary School: Garrison-Jones Elementary-PN
  • High School: Dunedin High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: A-E
  • Parcel Number: 13-28-15-95075-000-0170
  • Additional Parcels: No
  • Lot Features: Oversized Lot
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Flood Zone Date: 2003-09-03
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Contact HOA/management company directly to confirm approval process if any.
  • Pet Restrictions: Contact HOA/management company directly to confirm pet restrictions if any.
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Contact HOA/management company directly to confirm lease restrictions if any.

Tax Info

  • Tax Annual Amount: 4531
  • Tax Block: 000
  • Tax Book Number: 95-40
  • Tax Lot: 17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 8, 2025
Sold by
Marciniak Michael and Marciniak Christine
Bought by
Marciniak Christine and Marciniak Trust
Current Estimated Value
$938,186

Purchase Details

Listed on
Mar 14, 2025
Closed on
May 13, 2025
Sold by
Sisco George T and Sisco Family Revocable Trust
Bought by
Marciniak Michael and Marciniak Christine
Seller's Agent
Susan Littlejohn
COLDWELL BANKER REALTY
Buyer's Agent
Dustin Layton
RE/MAX ELITE REALTY
List Price
$1,100,000
Sold Price
$915,000
Premium/Discount to List
-$185,000
-16.82%
Views
435

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.63%

Purchase Details

Closed on
Apr 16, 2021
Sold by
Sisco George T and Sisco Susan M
Bought by
Sisco George T and Sisco Susan M

Purchase Details

Listed on
Mar 9, 2020
Closed on
Apr 10, 2020
Sold by
Frame Sarah and Frame Brian
Bought by
Sisco George T and Sisco Susan M
Seller's Agent
Linda Caruso
KELLER WILLIAMS REALTY- PALM H
Buyer's Agent
Susan Littlejohn
COLDWELL BANKER REALTY
List Price
$549,900
Sold Price
$539,000
Premium/Discount to List
-$10,900
-1.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.64%

Purchase Details

Closed on
Jun 16, 2009
Sold by
Hsbc Bank Usa Na
Bought by
Frame Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,346
Interest Rate
4.88%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 26, 2009
Sold by
Peddy Shirley A and Wesbey Gregory
Bought by
Hsbc Bank Usa Na

Purchase Details

Closed on
Jul 25, 2005
Sold by
Peddy Shirley A
Bought by
Peddy Shirley A and Wesbey Gregory

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
9.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 2, 2001
Sold by
Dando Albert J
Bought by
Peddy Shirley A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
7.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 1993
Sold by
Spencer Jerry M
Bought by
Dando Albert J and Dando Nora P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,900
Interest Rate
7.21%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Warranty Deed $915,000 Security Title
Warranty Deed $915,000 Security Title
Interfamily Deed Transfer -- Attorney
Warranty Deed $539,000 Wollinka Wikle Ttl Ins Agcy
Special Warranty Deed $299,800 Oak Ridge Title Inc
Trustee Deed -- Attorney
Warranty Deed $149,000 Millenium Title Inc
Warranty Deed $260,000 --
Warranty Deed $197,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $294,346 FHA
Previous Owner $375,000 Purchase Money Mortgage
Previous Owner $300,000 New Conventional
Previous Owner $250,000 Credit Line Revolving
Previous Owner $208,000 New Conventional
Previous Owner $147,900 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/13/2025 05/13/25 Sold $915,000 -8.0% $308 / Sq Ft
05/03/2025 05/03/25 Pending -- -- --
04/09/2025 04/09/25 Price Changed $995,000 -9.5% $335 / Sq Ft
03/14/2025 03/14/25 For Sale $1,100,000 +104.1% $370 / Sq Ft
04/10/2020 04/10/20 Sold $539,000 -2.0% $181 / Sq Ft
03/14/2020 03/14/20 Pending -- -- --
03/09/2020 03/09/20 For Sale $549,900 -- $185 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,735 $801,505 $294,043 $507,462
2023 $10,735 $677,929 $236,671 $441,258
2022 $9,677 $591,886 $248,117 $343,769
2021 $8,854 $478,560 $0 $0
2020 $4,800 $297,220 $0 $0
2019 $4,720 $290,538 $0 $0
2018 $4,658 $285,121 $0 $0
2017 $4,622 $279,257 $0 $0
2016 $4,586 $273,513 $0 $0
2015 $4,660 $271,612 $0 $0
2014 $4,550 $269,456 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8077998

Stellar MLS

APN: 13-28-15-95075-000-0170