NOT LISTED FOR SALE

266 Cambridge St Fredericksburg, VA 22405

Estimated Value: $264,000 - $317,443

3 Beds
1 Bath
958 Sq Ft
$300/Sq Ft Est. Value

Last Sold September 28, 2023

Last sale price $260,000 $271 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $1,730/month

32 Days on Market

Highlights

  • No HOA
  • Property is in very good condition
  • Heat Pump System
  • Bungalow

About This Home

As of September 2023

Back on market at no fault of the seller. SELLER WILL PAY UP TO $8,000.00 IN BUYERS CLOSING COSTS! Classic craftsman bungalow in convenient location 5 minutes from downtown Fredericksburg and I-95. Spacious open plan living dining area and 3 good size bedrooms all with 9’ ceilings and ceiling fans. Large front porch, covered rear deck that looks over the spacious yard that backs to woods. The 2009 renovation included new maintenance free vinyl siding, Pella energy star vinyl windows. new exterior doors, heat pump with central air, new electrical system, new plumbing, new kitchen, and bathroom. More recent upgrades included new laminate flooring in the living, dining, and bedrooms and luxury vinyl plank in the kitchen and bath. The 2023 upgrades included a new 30 architectural shingle roof, new front porch and new septic system rated for 3 bedrooms. The unfinished basement and large attic provide lots of extra storage.

Last Agent to Sell the Property

Jim Geraghty

The Virtual Realty Group Listed on: 07/16/2023

Last Buyer's Agent

Heather O'Neill

Coldwell Banker Elite License #0225091923

Coldwell Banker Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,431

Year Built

  • Built in 1900 | Remodeled in 2009

Lot Details

  • 0.27 Acre Lot
  • Property is in very good condition
  • Property is zoned R1

Parking

  • Driveway

Home Design

  • Bungalow
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 1 Level
  • Partial Basement

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Electric Dryer
  • Washer

Utilities

  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Electric Water Heater
  • On Site Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 2675
  • Assessor Parcel Number 45 193

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,431

Year Built

Built in 1900 | Remodeled in 2009

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1900
  • Year Renovated: 2009
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer - Electric, Microwave, Range Hood, Refrigerator, Oven/Range - Electric, Washer
  • Foundation Details: Concrete Perimeter
  • Levels Count: 1
  • Basement: Yes
  • Basement Type: Partial
  • Total Sq Ft: 1616
  • Living Area Sq Ft: 958
  • Price Per Sq Ft: 292.17
  • Above Grade Finished Sq Ft: 958
  • Below Grade Sq Ft: 658
  • Total Below Grade Sq Ft: 658
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 266

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: STAFFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139497596
  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11652.00
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1431.00
  • Assessor Parcel Number: 45 193
  • Tax Lot: 2675
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 09/28/2023

MLS Schools

  • School District Name: STAFFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2023
Closed on
Sep 28, 2023
Sold by
Kim Hadojy
Bought by
Hayes Christopher
Seller's Agent
Jim Geraghty
The Virtual Realty Group
Buyer's Agent
Heather O'Neill
Coldwell Banker Elite
List Price
$279,900
Sold Price
$260,000
Premium/Discount to List
-$19,900
-7.11%
Views
363
Current Estimated Value
$287,361

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,361
Avg. Annual Appreciation
4.90%
Original Mortgage
$238,095
Outstanding Balance
$233,605
Interest Rate
7.09%
Mortgage Type
FHA
Estimated Equity
$51,155

Purchase Details

Closed on
Apr 29, 2020
Sold by
Kim Hadojy and Christy Sylvia
Bought by
Kim Hadojy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,150
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hayes Christopher $260,000 Title Resource Guaranty Compan
Kim Hadojy -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hayes Christopher $238,095
Previous Owner Kim Hadojy $112,150
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/28/2023 09/28/23 Sold $260,000 -7.1% $271 / Sq Ft
08/17/2023 08/17/23 Pending -- -- --
08/09/2023 08/09/23 For Sale $279,900 0.0% $292 / Sq Ft
08/07/2023 08/07/23 Pending -- -- --
08/05/2023 08/05/23 Price Changed $279,900 -3.4% $292 / Sq Ft
07/26/2023 07/26/23 Price Changed $289,900 -3.3% $303 / Sq Ft
07/19/2023 07/19/23 For Sale $299,900 0.0% $313 / Sq Ft
07/18/2023 07/18/23 Pending -- -- --
07/16/2023 07/16/23 For Sale $299,900 0.0% $313 / Sq Ft
10/29/2015 10/29/15 Rented $995 -2.9% --
10/26/2015 10/26/15 Under Contract -- -- --
08/26/2015 08/26/15 For Rent $1,025 +3.0% --
11/30/2012 11/30/12 Rented $995 0.0% --
11/26/2012 11/26/12 Under Contract -- -- --
10/14/2012 10/14/12 For Rent $995 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,968 $217,100 $95,000 $122,100
2023 $1,590 $168,300 $80,000 $88,300
2022 $1,431 $168,300 $80,000 $88,300
2021 $1,384 $142,700 $65,000 $77,700
2020 $1,384 $142,700 $65,000 $77,700
2019 $1,284 $127,100 $60,000 $67,100
2018 $1,258 $127,100 $60,000 $67,100
2017 $1,258 $127,100 $60,000 $67,100
2016 $1,258 $127,100 $60,000 $67,100
2015 -- $115,000 $60,000 $55,000
2014 -- $115,000 $60,000 $55,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAST2022966

Bright MLS

APN: 45-193