$610,000

266 Chipola Cove Destin, FL 32541

Estimated payment $3,646/month

Total Views 1,146
3 Beds
2 Baths
2,055 Sq Ft
$297 Price per Sq Ft

Highlights

  • Lake Front
  • Fishing
  • Newly Painted Property
  • Destin Elementary School Rated A-
  • Gated Community
  • Vaulted Ceiling

About This Home

Welcome to this charming lakefront home in the private gated community of Emerald Lakes and just minutes to the beach! You'll love this spacious custom-built home, with a freshly repainted interior, featuring 3 bedrooms, 2 full baths, dining room (can be converted into an office) & a living room with serene lake views. Enter through the double front doors to find 10 foot ceilings, custom crown molding, a built in wet bar, gas fireplace & more! The breakfast nook offers a gorgeous view of the lake. The primary bedroom, which also offers a view of the lake, features a walk-in closet, a large bathroom with dual vanities, whirlpool tub & separate shower. You'll love the oversized 2 car garage & large attic space. Neighborhood amenities include a resort-style pool, pickleball & tennis (more) courts, Basketball court, pavilion/grilling area, a kid's playground & sidewalks throughout. Conveniently located to Destin and Miramar Beach with shopping, restaurants, and championship golf available. Roof replaced in 2019, new attic insulation-2025, new sprinkler timer in 2025.

Listing Agent

Debra Fraser

RE/MAX by the Sea License #3454090 Listed on: 08/08/2025

RE/MAX by the Sea

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,479

Year Built

  • Built in 1998

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 147.4x61.79x139x59.34
  • Lake Front
  • Property fronts a private road
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $115 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Newly Painted Property
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Vinyl Trim
  • Stucco

Interior Spaces

  • 2,055 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Vaulted Ceiling
  • Gas Fireplace
  • Great Room
  • Breakfast Room
  • Dining Area
  • Lake Views
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dressing Area
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0979-000B-0220

Community Details

Overview

  • Association fees include accounting, ground keeping, management, recreational faclty
  • Emerald Lakes Ph 1 Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,479

Year Built

Built in 1998

Lot Details

0

HOA Fees

$115 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.19
  • Lot Size: 147.4x61.79x139x59.34
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD LAKES PH 1
  • Directions: Take Highway 98 east of Destin to the light (at Arby's) Follow the main road- Tequesta Drive into the gated community of Emerald Lakes and then take a right onto Chipola Cove and the home will be on
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1998
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Breakfast Room: Yes
  • Rooms:Dining Area: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Great Room: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Ridge Vent: Yes
  • Waterfront:Lake: Yes
  • Energy:AC - Central Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Raised, Newly Painted, Pantry, Pull Down Stairs, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Newly Painted: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Fireplace Gas: Yes

Exterior Features

  • Lot Features: Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Stucco, Trim Vinyl
  • Exterior Features: Lawn Pump, Sprinkler System
  • Patio And Porch Features: Patio Enclosed, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Gas
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Fishing, Gated Community, Pets Allowed, Picnic Area, Playground, Pool, Tennis
  • Association #2 Fee: 345.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 8276.4
  • Parcel #: 00-2S-22-0979-000B-0220
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2478.68
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,419 $272,609 -- --
2023 $2,419 $264,669 $0 $0
2022 $2,361 $256,960 $0 $0
2021 $2,363 $249,476 $0 $0
2020 $2,346 $246,032 $0 $0
2019 $2,321 $240,500 $0 $0
2018 $2,303 $236,016 $0 $0
2017 $2,294 $231,162 $0 $0
2016 $2,232 $226,407 $0 $0
2015 $2,288 $224,833 $0 $0
2014 $2,311 $224,056 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 For Sale $610,000 +6.1% $297 / Sq Ft
08/09/2024 08/09/24 Sold $575,000 -4.0% $280 / Sq Ft
05/21/2024 05/21/24 Pending -- -- --
05/03/2024 05/03/24 For Sale $599,000 -- $291 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $575,000 Emerald Coast Title Services
Interfamily Deed Transfer -- None Available
Warranty Deed $239,500 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $395,500 New Conventional
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 982658

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0979-000B-0220