NOT LISTED FOR SALE

2676 Emerald St Loveland, CO 80537

Loveland Area

Estimated Value: $585,522 - $613,000

5 Beds
3.5 Baths
3,214 Sq Ft
$186/Sq Ft Est. Value

Sale Details

Date Sold: January 7, 2026

Last sale price $577,500 $180 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,623 / mo

37 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • 3 Car Attached Garage
  • Contemporary Architecture
  • Home Office
  • Eat-In Kitchen

About This Home

As of January 2026

Beautiful two-story home with a Fully Finished Basement backing to Open Space and Walking Trails! This spacious 5-bedroom, 4-bath home features a 3-car garage and thoughtful upgrades throughout. A welcoming entryway with a built-in bench and coat rack leads to a Main-Level Office and convenient Half Bath. The bright Kitchen offers White Cabinets, Granite-look Laminate Countertops, Glass Cabinet Handles, and Stainless Steel Appliances including a side-by-side Refrigerator, Smooth Top Stove, Dishwasher, and Microwave. The Open-Concept layout connects the Kitchen, Dining, and Living Areas-perfect for entertaining or everyday living. Enjoy the convenience of an additional upstairs Living Room and Laundry Room with gray GE Washer and Dryer included. Four bedrooms up, including a roomy Primary Suite, 5pc Bath, & Walk-In Closet. The Full Basement is finished to include Bedroom #5, a Full Bath, a Rec Room and a Storage Room. Outdoor living at its best with a fully landscaped backyard, 6' white vinyl fence, large extended concrete patio, wiring for a hot tub and ceiling fan, raised garden beds with drip lines, peach trees, and whole-house pre-wiring for Christmas lights. Exterior Siding is James Hardie concrete infused fiberboard for long life wear. Move-in ready and beautifully maintained! SELLER IS OFFERING A RATE BUY DOWN!-- INFORMATION:$10,000 Permanent Buydown-Gets rates to the low 5's-depending on LTV and Credit. Buys the rate down a little more than 1%.Closing Costs-This would take care of all the closing costs-so the borrower would essentially just have to bring their down payment.2.1 Buydown: This would get that rate the first year in the low 4%'s-the 10k would almost cover this, the Lender would cover the rest. Ask Bob Golba for details! Seller is a licensed realtor in the state of Colorado

Last Agent to Sell the Property

Melissa Golba

Golba Group Real Estate LLC License #40015358 Listed on: 10/13/2025

Last Buyer's Agent

Kelly McBartlett

Compass - Boulder License #100042503

Compass - Boulder

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,546

Year Built

  • Built in 2021

Lot Details

  • 5,610 Sq Ft Lot
  • Southern Exposure
  • Northwest Facing Home
  • Level Lot
  • Sprinkler System

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway Level

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Composition Roof
  • Composition Shingle
  • Rough-in for Radon
  • Stone

Interior Spaces

  • 3,214 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Dining Room
  • Home Office
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Dryer Hookup

Schools

  • Winona Elementary School
  • Bill Reed Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Satellite Dish

Additional Features

  • Low Pile Carpeting
  • Energy-Efficient HVAC

Community Details

  • Association fees include common amenities
  • Built by Glendo
  • Millennium Sw 18Th Sub Subdivision, J&J Construction Floorplan

Listing and Financial Details

  • Assessor Parcel Number R1674467

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,546

Year Built

Built in 2021

Lot Details

5,610 Sq Ft Lot

HOA Fees

$33 per month

Parking

3

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Self-Cleaning Oven,Dishwasher,Refrigerator,Microwave,Garage Door Opener,Disposal,Smoke Alarm(s)
  • Year Built: 2021
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Co List Office Mls Id: TGGRE
  • Subdivision Name: Millennium Sw 18th Sub
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Southern Exposure, HVAC
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 3214
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal
  • Accessibility Features: Level Lot, Level Drive, Low Carpet
  • Has Basement: Full, Partially Finished, Rough-in for Radon
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Satellite Avail, High Speed Internet, Eat-in Kitchen, Separate Dining Room, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island
  • Window Features: Window Coverings, Double Pane Windows
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: No
  • Room Bedroom4 Level: Upper
  • Living Room Living Room Level: Upper
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom3 Level: Upper
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Living Room Features: Carpet
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: Full Primary Bath, 5 Piece Primary Bath

Exterior Features

  • Roof: Composition
  • Builder Name: Glendo
  • Lot Features: Lawn Sprinkler System
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Stone, Composition Siding
  • Direction Faces: Northwest
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Garage Door Opener
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of Loveland
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Underground Utilities
  • Laundry Features: Washer/Dryer Hookups, Upper Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities
  • Senior Community: No
  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Winona
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 5610
  • Parcel #: R1674467
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3546

Multi Family

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2025
Closed on
Jan 7, 2026
Sold by
Bought by
Seller's Agent
Melissa Golba
Golba Group Real Estate LLC
Buyer's Agent
Kelly McBartlett
Compass - Boulder
List Price
$589,900
Sold Price
$577,500
Premium/Discount to List
-$12,400
-2.1%
Views
29
Current Estimated Value
$598,131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,631
Avg. Annual Appreciation
6.35%
Original Mortgage
$433,125
Outstanding Balance
$430,617
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$167,514

Purchase Details

Closed on
Jun 18, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,584
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$577,500 Land Title Guarantee
$429,168 Heritage Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $433,125
Previous Owner $93,000
Closed $214,584
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/07/2026 01/07/26 Sold $577,500 -2.1% $180 / Sq Ft
10/13/2025 10/13/25 For Sale $589,900 -- $184 / Sq Ft
Source: IRES MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,546 $33,063 $7,563 $25,500
2024 $3,477 $33,969 $8,107 $25,862
2022 $3,820 $32,880 $7,040 $25,840
2021 $2,218 $17,081 $17,081 $0
2020 $8 $23 $23 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: IRES MLS

MLS Number: IRE1045940

IRES MLS

APN: 85173-96-005

Your Personal Tour Guide

Ask me questions while you tour the home.