NOT LISTED FOR SALE

269 Chipola Cove Destin, FL 32541

Estimated Value: $539,350 - $699,000

4 Beds
3 Baths
2,357 Sq Ft
$247/Sq Ft Est. Value

Last Sold June 28, 2019

Last sale price $355,000 $151 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $3,432/month

10 Days on Market

Highlights

  • Golf Course Community
  • Fishing
  • Newly Painted Property
  • Destin Elementary School Rated A-
  • Gated Community
  • Vaulted Ceiling

About This Home

As of June 2019

Spacious and open floor plan home conveniently located behind the private gates of Emerald Lakes with LOW HOA fee's! This beautiful home features 4 bedrooms, 3 bathrooms, a 2-car garage, and a serene fenced-in backyard and pergola area. The recently landscaped back yard space would be the perfect spot to entertain guests or to unwind after a long day! Recent improvements include a freshly painted interior, new landscaping, charming pergola with brick pavers, and new laminate wood flooring up the stairs and throughout the second level. Tile floors run throughout the first level. Also, the HVAC system was replaced with an energy efficient heat pump in 2016. As you walk through the front door, you are greeted by an oversized living area with high ceilings and an excess of natural lighting. The first floor includes a full bathroom, bedroom, living area, kitchen, dining area, as well as a laundry/mud room and a 2-car garage. On the second level, there are 2 additional bedrooms, a bathroom, and the master suite bedroom & bathroom with a HUGE walk-in closet. Emerald Lakes is a gated community with a great location bordered on both sides by some of the best golf courses in the area, all within close proximity to a plethora of great dining options, shopping, medical facilities, golfing, and the sugar white sand beaches of the Emerald Coast. Emerald Lakes amenities include a community pool, basketball courts, tennis courts, park, picnic areas, multiple lakes to enjoy your paddleboard or kayak, walking paths, and MORE! Buyer to verify any and all information deemed important prior to submitting an offer.

Last Agent to Sell the Property

Paul Couch

EXP Realty LLC License #3239702 Listed on: 05/13/2019

EXP Realty LLC

Co-Listed By

Joshua Callahan

Destin Palms Vacations Inc

Last Buyer's Agent

Justin Watson

Watson International Realty Inc License #3349601

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,791

Year Built

  • Built in 2003

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 106x119x115
  • Property fronts a private road
  • Coastal Barrier Zone
  • Cul-De-Sac
  • Back Yard Fenced
  • Interior Lot
  • Irregular Lot

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener
  • Guest Parking

Home Design

  • Traditional Architecture
  • Newly Painted Property
  • Frame Construction
  • Dimensional Roof
  • Pitched Roof
  • Composition Shingle Roof
  • Stucco

Interior Spaces

  • 2,357 Sq Ft Home
  • 2-Story Property
  • Shelving
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Window Treatments
  • Insulated Doors
  • Living Room
  • Dining Room
  • Screened Porch
  • Utility Room
  • Exterior Washer Dryer Hookup
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Dressing Area
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Electric Water Heater
  • Phone Available
  • Cable TV Available
  • TV Antenna

Additional Features

  • Energy-Efficient Doors
  • Open Patio

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0979-000B-0080

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, management, recreational faclty
  • Emerald Lakes Ph 1 Subdivision
  • The community has rules related to covenants

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Additional Features

  • Community Barbecue Grill
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,791

Year Built

Built in 2003

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.16
  • Lot Size: 106X119X115
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: EDPL
  • Co List Office Phone: 850-424-1091
  • Subdivision Name: EMERALD LAKES PH 1
  • Directions: If coming from Miramar Beach, take a right on to Tequesta Drive and go through the gate. Chipola Cove is the second street on your right hand side. Once on Chipola Cove, the house is the 8th one on your right hand side.
  • Architectural Style: Traditional
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Energy:Insulated Doors: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Floor Laminate, Floor Tile, Furnished - None, Newly Painted, Pantry, Shelving, Washer/Dryer Hookup, Window Treatment All
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Shelving: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac, Interior, Irregular, Restrictions
  • Pool Features: Pool Type
  • Construction Type: Frame, Roof Dimensional Shg, Roof Pitched, Stucco
  • Exterior Features: Fenced Back Yard, Fenced Privacy, Patio Open, Porch Screened, TV Antenna
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Irregular: Yes
  • Exterior:TV Antenna: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage, Guest
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Guest: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Tennis
  • Association #2 Fee: 275.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Parcel #: 00-2S-22-0979-000B-0080
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 2791.44
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2019
Closed on
Jun 28, 2019
Sold by
Johnson Debra K and Johnson Jerry
Bought by
Marquez Cynthia Catron
Seller's Agent
Paul Couch
EXP Realty LLC
Buyer's Agent
Justin Watson
Watson International Realty Inc
List Price
$355,000
Sold Price
$355,000
Current Estimated Value
$582,338

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$227,338
Avg. Annual Appreciation
8.16%
Original Mortgage
$319,500
Outstanding Balance
$280,938
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$301,400

Purchase Details

Closed on
Mar 19, 2018
Sold by
Johnson Jerry
Bought by
Johnson Debra K and Johnson Jerry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,500
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Closed on
Mar 17, 2018
Sold by
Johnson Jerry
Bought by
Johnson Debra K and Johnson Jerry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,500
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Closed on
Aug 23, 2011
Sold by
Federal National Mortgage Association
Bought by
Johnson Jerry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,550
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 13, 2011
Sold by
Merriott Charles S
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 23, 2003
Sold by
Adams Homes Of Northwest Florida Inc
Bought by
Merriott Charles S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,864
Interest Rate
5.56%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marquez Cynthia Catron $355,000 Mead Law & Title
Johnson Debra K -- Attorney
Johnson Debra K $97,100 First American Mortgage Sol
Johnson Jerry $229,000 New House Title Llc
Federal National Mortgage Association $166,000 None Available
Merriott Charles S $223,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marquez Cynthia Catron $319,500
Previous Owner Johnson Debra K $292,500
Previous Owner Johnson Jerry $217,550
Previous Owner Merriott Charles S $178,864
Closed Merriott Charles S $33,537
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2023 04/30/23 Off Market $355,000 -- --
06/28/2019 06/28/19 Sold $355,000 0.0% $151 / Sq Ft
05/23/2019 05/23/19 Pending -- -- --
05/13/2019 05/13/19 For Sale $355,000 -- $151 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,028 $331,666 -- --
2023 $3,028 $322,006 $0 $0
2022 $2,959 $312,627 $0 $0
2021 $2,963 $303,521 $58,853 $244,668
2020 $3,119 $278,611 $56,051 $222,560
2019 $2,995 $263,485 $56,051 $207,434
2018 $2,908 $252,307 $0 $0
2017 $2,806 $238,759 $0 $0
2016 $2,713 $232,443 $0 $0
2015 $2,683 $222,737 $0 $0
2014 $2,468 $202,162 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 822637

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0979-000B-0080