NOT LISTED FOR SALE

27 Chippewa Ln Palmyra, VA 22963

Estimated Value: $360,000 - $443,000

4 Beds
3 Baths
2,410 Sq Ft
$164/Sq Ft Est. Value

Last Sold September 20, 2021

Last sale price $285,000 $118 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $2,381/month

12 Days on Market

Highlights

  • Water Views
  • Golf Course Community
  • 24-Hour Security
  • Beach
  • Community Boat Launch
  • Outdoor Pool

About This Home

As of September 2021

Renovated Gorgeous Ranch built in 2003 on a full finished basement located OUTSIDE the GATE with a PRIVATE back yard! Home has many updates and is MOVE IN READY! New Luxury Plank Vinyl, New carpet, New vanities, Lights, patio, mirrors, faucets, sidewalk, the list goes on and on! Basement could easily be turned into in-law suite! Enjoy mornings Rocking on your Country front Porch with a cup of coffee or a glass of wine on your private back deck! Home boast 3 bedrooms and 2 full baths upstairs and in the finished basement you will find a bedroom, bath, great room, media room, private entrance and a brand new patio. Would make a great in-law suite and just needs a kitchen added. Home has been recently painted throughout and comes with all kitchen appliances. Quick closing is possible!

Last Agent to Sell the Property

Susan Stewart

HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS License #0225062611 Listed on: 07/22/2021

Last Buyer's Agent

CODY PERSINGER

REAL BROKER LLC License #0226031883

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,926

Year Built

  • Built in 2003

Lot Details

  • 0.34 Acre Lot
  • Landscaped
  • Partially Wooded Lot
  • Private Yard
  • Garden
  • Property is zoned R-4 Residential

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vinyl Clad Windows
  • Insulated Windows
  • Great Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Water Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Formica Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Outdoor Features

  • Outdoor Pool
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 10 84

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, master ins. policy, play area, road maint, security force, snow removal, tennis, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Exercise Course
  • Community Pool

Security

  • 24-Hour Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,926

Year Built

Built in 2003

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1205
  • Animal: Domestic Pets
  • Below Grade Total Sq Ft: 1205
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 07/28/2021
  • Parcel Number: 18A 10 84
  • Price Per Sq Ft: 118.26
  • Property Included: Refrigerator, Dishwasher, Electric Range
  • Total Sq Ft: 2410
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Great Room1|Dining Roo1|Kitchen1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Rec RoomB|Home OfficB|BedroomB|Full BathB|LaundryB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Finished, Full, Heated, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Great Room, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Full Bath, On Level: 1
  • Room 9: Rec Room, On Level: Basement
  • Room 10: Home Office, On Level: Basement
  • Room 11: Bedroom, On Level: Basement
  • Room 12: Full Bath, On Level: Basement
  • Room 13: Laundry, On Level: Basement
  • Total Finished Sq Ft: 2410
  • Above Grade Finished Sq Ft: 1205
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Below Grade Finished Sq Ft: 1205
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Refrigerator
  • Kitchen Cabinets Counters: Formica Counter, Oak Cabinets, Painted Cabinets
  • Land Description: Garden Spot, Landscaped, Nearly Level, Partly Wooded, Private
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Dining Room, Full Bath, Great Room, Home Office, Kitchen, Laundry, Master Bedroom, Rec Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Great Room (L1), Kitchen (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Full Bath (LB), Home Office (LB), Laundry (LB), Rec Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • Pool: Yes
  • Pool: Community
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Patio, Porch, Porch - Front, Porch - Rear
  • Structure Features: Renovated
  • Structure Floors: Carpet, Luxury Vinyl Plank
  • Structure Security: 24-hr Security, Smoke Detector(s)
  • Structure Window Ceiling: 8' Ceilings, Insulated Windows, Screens, Tilt Sash Windows, Vinyl Clad Windows
  • View: Residential View, Water View, Wooded View
  • Yard: Landscaped, Private, Wooded

Garage/Parking

  • Driveway: Gravel

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable, DSL
  • Security: Deadbolts, Security Force
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Exercise Room, Golf, Lake, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Road Maint, Security Force, Snow Removal, Tennis, Trash Pickup
  • Association Fee: 1108

Building Info

  • Year Built: 2003

Tax Info

  • Year: 2020
  • Taxes: 1926

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2021
Closed on
Sep 13, 2021
Sold by
Channing Snoddy Thomas and Jackson Dora
Bought by
Long Brandi
Seller's Agent
Susan Stewart
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
CODY PERSINGER
REAL BROKER LLC
List Price
$279,000
Sold Price
$285,000
Premium/Discount to List
$6,000
2.15%
Current Estimated Value
$395,812

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,812
Avg. Annual Appreciation
7.96%
Original Mortgage
$291,555
Outstanding Balance
$264,311
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$131,501

Purchase Details

Closed on
Feb 9, 2012
Sold by
Secretary Of Housing & Urban Development
Bought by
Snoddy Thomas Channing and Snoddy Dora Jackson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,960
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2011
Sold by
Chase Home Finance Llc
Bought by
Secretary Of Housing & Urban Development
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Long Brandi $285,000 Sellers Law Firm Pllc
Snoddy Thomas Channing $103,700 Lawyers Advantage Title Grou
Secretary Of Housing & Urban Development -- Colonial Title & Abstracting
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Long Brandi $291,555
Previous Owner Snoddy Thomas Channing $82,960
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/20/2021 09/20/21 Sold $285,000 +2.2% $118 / Sq Ft
08/03/2021 08/03/21 Pending -- -- --
07/22/2021 07/22/21 For Sale $279,000 -- $116 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,653 $353,700 $30,000 $323,700
2024 $19 $225,300 $30,000 $195,300
2023 $1,902 $225,300 $30,000 $195,300
2022 $1,676 $192,700 $25,000 $167,700
2021 $1,676 $192,700 $25,000 $167,700
2020 $1,696 $183,400 $25,000 $158,400
2019 $1,696 $183,400 $25,000 $158,400
2018 $1,610 $177,500 $25,000 $152,500
2017 $1,610 $177,500 $25,000 $152,500
2016 $1,252 $114,600 $25,000 $89,600
2015 $1,252 $114,600 $25,000 $89,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 620307

Charlottesville area Association of Realtors®

APN: 18A 10 84