Seller's Agent in 2025
Carlos Lorenzo
American Caribbean Real Estate, Christie's International Real Estate
(954) 450-2000
86 in this area
129 Total Sales
27 Ocean Dr Key Largo, FL 33037
4
Beds
4.5
Baths
2,529
Sq Ft
4,792
Sq Ft Lot
Highlights
- Boat Ramp
- Dock made with concrete
- New Construction
- Coral Shores High School Rated A
- Boat Lift
- 1-minute walk to Schwingggg
About This Home
As of October 2025Welcome to 27 Ocean, your perfect coastal retreat in the heart of Key Largo, tucked away in the charming Harborage community. This beautifully designed canal-front home features four spacious bedrooms, each with its own private bath and balcony, ensuring everyone enjoys their own slice of paradise. The covered entryway invites you in, while an elevator makes it easy to navigate all levels of this inviting abode.With a strong 20,000-pound boat lift right outside your door, you'll have quick access to the crystal-clear canal and direct ocean access for all your boating adventures. Take a refreshing dip in the lovely concrete pool, sized at 26' x 10', complete with a convenient heater/chiller for year-round enjoyment. You'll love the ample covered outdoor spaces perfect for gathering with friends or soaking in the peaceful surroundings. Sunlight fills the open, airy interiors through large windows and doors, creating a warm and welcoming ambiance throughout the home. Plus, dedicated storage areas mean you'll have all the room you need for your fishing gear and water toys.The Harborage community offers great amenities, including a boat ramp and a clubhouse, all designed to complement your laid-back Florida Keys lifestyle. For your peace of mind, the owner is providing a comprehensive Builder's Warranty. Come experience the coastal charm and relaxed living at 27 Ocean, where everyday feels like a vacation!
Last Agent to Sell the Property
American Caribbean Real Estate, Christie's International Real Estate License #634298 Listed on: 03/04/2025
Last Buyer's Agent
outside mls - FKBR
Outside Of MLS - FKBR
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,837
Year Built
- Built in 2025 | New Construction
Lot Details
- 4,580 Sq Ft Lot
- Home fronts a canal
- Sprinkler System
- Property is zoned IS - Improved Subivision District
HOA Fees
- $243 Monthly HOA Fees
Parking
- Carport
Home Design
- Split Level Home
- Metal Roof
Interior Spaces
- 2,529 Sq Ft Home
- 3-Story Property
- Elevator
- Storage
- Laundry Room
- Tile Flooring
- Canal Views
Kitchen
- Oven
- Range
- Microwave
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
Home Security
- Impact Glass
- Fire and Smoke Detector
Pool
- Concrete Pool
- Heated In Ground Pool
- Saltwater Pool
Outdoor Features
- Boat Lift
- Dock made with concrete
- Balcony
- Exterior Lighting
Utilities
- Central Heating and Cooling System
- Public Hookup Available For Sewer
- Cable TV Available
Listing and Financial Details
- Minimum Rental Period: 90
- Assessor Parcel Number 00555011-004400
Community Details
Overview
- Association fees include common area mnt
- Harborage Subdivision
- The community has rules related to deed restrictions
- Rental Restrictions
Amenities
- Clubhouse
Recreation
- Boat Ramp
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 4, 2025
Closed on
Oct 10, 2025
Sold by
Rj Group Capital Investments Llc
Bought by
Harborage 44 Llc
Seller's Agent
Carlos Lorenzo
American Caribbean Real Estate, Christie's International Real Estate
Buyer's Agent
outside mls - FKBR
Outside Of MLS - FKBR
List Price
$2,639,900
Sold Price
$2,125,000
Premium/Discount to List
-$514,900
-19.5%
Views
107
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,420
Avg. Annual Appreciation
0.03%
Purchase Details
Closed on
Aug 25, 2023
Sold by
Hurst Thomas L and Hurst Ana G
Bought by
Rj Group Capital Investments Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,000
Interest Rate
6.78%
Mortgage Type
Balloon
Purchase Details
Closed on
Jun 29, 2023
Sold by
Zelinsky Alan D and Zelinsky Lucille B
Bought by
Hurst Thomas L and Hurst Ana G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,000
Interest Rate
6.78%
Mortgage Type
Balloon
Purchase Details
Closed on
Feb 11, 2016
Sold by
Zelinsky Lucille B
Bought by
Zelinsky Alan D and Zelinsky Lucille B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 4, 2006
Sold by
Zelinsky Alan D and Zelinsky Lucille B
Bought by
Lucille B Zelinsky Revocable Living Tr
Purchase Details
Closed on
Apr 1, 1990
Bought by
Zelinsky Alan D and Zelinsky Lucille B
Purchase Details
Closed on
Mar 1, 1988
Bought by
Zelinsky Alan D and Zelinsky Lucille B
Purchase Details
Closed on
Jun 1, 1978
Bought by
Zelinsky Alan D and Zelinsky Lucille B
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,125,000 | Platinum National Title | |
| Warranty Deed | $590,000 | None Listed On Document | |
| Warranty Deed | $425,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Absolute First Title Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $94,000 | -- | |
| Warranty Deed | $85,000 | -- | |
| Deed | $18,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $490,000 | Balloon | |
| Previous Owner | $250,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $2,125,000 | -7.6% | $840 / Sq Ft | |
| 09/15/2025 09/15/25 | Pending | -- | -- | -- | |
| 07/27/2025 07/27/25 | Price Changed | $2,299,000 | -4.2% | $909 / Sq Ft | |
| 04/17/2025 04/17/25 | Price Changed | $2,399,900 | -7.7% | $949 / Sq Ft | |
| 03/20/2025 03/20/25 | Price Changed | $2,599,900 | -1.5% | $1,028 / Sq Ft | |
| 03/04/2025 03/04/25 | For Sale | $2,639,900 | +3005.8% | $1,044 / Sq Ft | |
| 04/21/2016 04/21/16 | Sold | $85,000 | -10.5% | -- | View Prior Sale |
| 04/09/2016 04/09/16 | Pending | -- | -- | -- | |
| 04/02/2016 04/02/16 | For Sale | $95,000 | -- | -- |
Source: Florida Keys Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,837 | $1,967,582 | $630,243 | $1,337,339 |
| 2024 | $4,213 | $486,722 | $464,218 | $22,504 |
| 2023 | $4,213 | $635,337 | $579,863 | $55,474 |
| 2022 | $3,587 | $513,369 | $456,203 | $57,166 |
| 2021 | $3,172 | $378,306 | $323,383 | $54,923 |
| 2020 | $2,739 | $285,481 | $231,783 | $53,698 |
| 2019 | $2,871 | $301,796 | $245,523 | $56,273 |
| 2018 | $2,931 | $303,687 | $247,813 | $55,874 |
| 2017 | $2,913 | $302,958 | $0 | $0 |
| 2016 | $2,902 | $290,766 | $0 | $0 |
| 2015 | $3,326 | $310,610 | $0 | $0 |
| 2014 | $3,052 | $246,231 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Carlos Lorenzo
-
o
Buyer's Agent in 2025
outside mls - FKBR
Outside Of MLS - FKBR
-
Terry Canto
Seller's Agent in 2016
Terry Canto
American Caribbean Real Estate, Christie's International Real Estate
(305) 394-3037
164 in this area
206 Total Sales
-
T
Buyer's Agent in 2016
Terry Canto,Top Producer
American Caribbean Real Estate, Christie's International Real Estate
Map
Source: Florida Keys Board of REALTORS®
MLS Number: 614014
APN: 00555011-004400
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