NOT LISTED FOR SALE

27 S Main St Unit 16 Essex, CT 06426

Estimated Value: $367,000 - $476,000

2 Beds
1 Bath
1,061 Sq Ft
$300/mo HOA Fee

Last Sold October 16, 2020

Last sale price $295,000 $278 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $2,872/month

43 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Attic
  • Valley Regional High School Rated A-
  • Ranch Style House
  • End Unit

About This Home

As of October 2020

Middle Cove At Essex! Located in the heart of the village this light-filled two bedroom upper level ranch style unit offers a spacious open floor plan with lovely views of the marsh. A private enclosed staircase leads to a spacious living room/dining area and recently remodeled full size kitchen with new stainless steel appliances...ideal for entertaining. There are two well appointed bedrooms and a full bath. Washer and Dryer in unit and storage space available. A shared gazebo in the center of the complex, offering views of South Cove, is the ideal place to enjoy the sunrise or take in a spectacular sunset. Just a short walk to the Essex Library, Village shops, Restaurants, Galleries, Parks, The Connecticut River Museum, Boatyards, Yacht Clubs and the Historic Griswold Inn. Whether you are looking for a full time residence or the perfect weekend retreat this unit is worth a look...schedule your private showing today.

Last Agent to Sell the Property

Peg Mitchel

Coldwell Banker Realty License #REB.0754274 Listed on: 07/28/2020

Coldwell Banker Realty

Last Buyer's Agent

Tina Rupp

William Pitt Sotheby's Int'l License #RES.0799372

William Pitt Sotheby's Int'l

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,776

Year Built

  • Built in 1965

Lot Details

  • Waterfront
  • End Unit

HOA Fees

  • $300 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Masonry Siding

Interior Spaces

  • 1,061 Sq Ft Home
  • Open Floorplan
  • Water Views
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Parking

  • Paved Parking
  • Parking Lot
  • Off-Street Parking

Outdoor Features

  • Walking Distance to Water
  • Gazebo

Schools

  • Essex Elementary School
  • Winthrop Middle School
  • Valley High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Association fees include grounds maintenance, trash pickup, snow removal, insurance
  • 18 Units
  • Middle Cove Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,776

Year Built

Built in 1965

Lot Details

0

HOA Fees

$300 per month

Listing Details

  • Neighborhood: Essex Village
  • Property Type: Condo/Co-Op For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 1061
  • Public Record Living Room Sq Ft: 1061
  • Total Sq Ft: 1061
  • Year Built: 1965
  • Nearby Amenities: Library, Playground/Tot Lot
  • Remarks Public Addendum: Important: Condo Rules and regulations limit number of occupants to max. 2 people. due to septic restrictions. Please note: this is a second floor ranch unit with several stairs. Special assessment for 2018 has been paid for 2018. Rental restriction
  • Property Sub Type: Condominium
  • Direct Waterfront: Yes
  • Encumbrances Restrictions: Renting, Boats, Trailer(S), Truck(S)
  • End Unit: Yes
  • Home Warranty Offered: No
  • Special Assessment Details: Special Assessment is for new roof
  • Unit On Floor Number: 2
  • Public Record Gross Sq Ft: 1061
  • Condo Model Name: Middle Cove Condominiums
  • Directions: Essex Village to South Main Street. Middle Cove Condominiums. Unit is located in the last building on the right...second floor...no elevator.
  • Special Features: None

Interior Features

  • Room Count: 4
  • Total Bedrooms: 2
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Attic Description: Access Via Hatch
  • Interior Amenities: Cable - Available, Open Floor Plan
  • Appliances: Electric Range, Refrigerator, Dishwasher, Washer, Electric Dryer
  • Laundry Room Location: laundry/utility room in unit
  • Laundry Room Info: Main Level
  • Attic: Yes
  • Street Number Modifier: 27

Exterior Features

  • Exterior Features: Gazebo, Sidewalk
  • Exterior Siding: Brick
  • Waterfront Description: Frontage, View, Walk to Water
  • Swimming Pool: No
  • Construction Description: Brick

Garage/Parking

  • Garage Parking Info: Paved, Off Street Parking, Parking Lot

Utilities

  • Cooling System: Central Air
  • Heat Type: Heat Pump
  • Heat Fuel Type: Electric
  • Hot Water Description: Electric
  • Water Source: Public Water Connected
  • Sewer: Shared Septic

Condo/Co-op/Association

  • Association Fee Includes: Grounds Maintenance, Trash Pickup, Snow Removal, Insurance
  • Complex Name: Middle Cove
  • Levels In Unit: 1
  • HOA Fees: 300
  • HOA Fee Frequency: Monthly
  • HOA: Yes
  • Special Association Assessment Y: Yes
  • Property Management Type: Unit Owners Association

Schools

  • Elementary School: Essex
  • Middle School: Winthrop
  • High School: Valley

Lot Info

  • Lot Description: Level Lot
  • Elevation Certificate: No
  • Flood Zone: No
  • Zoning: VR

Rental Info

  • Pets Allowed Info: with board approval
  • Pets Allowed: No

Tax Info

  • Tax Year: July 2020-June 2021
  • Property Tax: 2776
  • Total Assessed Value: 127300
  • Mil Rate Base: 21.810
  • Mil Rate Total: 21.810
  • Assessor Parcel Number: 985959

Multi Family

  • Total Num Of Units: 18

MLS Schools

  • Elementary School: Essex
  • Middle Jr High School: Winthrop
  • High School: Valley

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2020
Closed on
Oct 15, 2020
Sold by
Mr Bogey & Ms Summer Llc
Bought by
Ansbro Katie
Seller's Agent
Peg Mitchel
Coldwell Banker Realty
Buyer's Agent
Tina Rupp
William Pitt Sotheby's Int'l
List Price
$295,000
Sold Price
$295,000
Current Estimated Value
$420,317

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$125,317
Avg. Annual Appreciation
7.47%
Original Mortgage
$145,000
Outstanding Balance
$129,841
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$290,250

Purchase Details

Closed on
May 21, 2018
Sold by
Lombardi 3Rd John
Bought by
Mr Bogey & Ms Summer Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
4.43%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 12, 2018
Sold by
Johnson Robert X and Johnson Janet A
Bought by
Lombardi 3Rd John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
4.43%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 3, 2011
Sold by
Allweather Props Llc
Bought by
Johnson Robert X and Johnson Janet A

Purchase Details

Closed on
Apr 11, 2005
Sold by
Delia Jean
Bought by
Allweather Prop Llc

Purchase Details

Closed on
Sep 12, 1997
Sold by
Lugli Richard H and Lugli Deanna T
Bought by
Green Tara M

Purchase Details

Closed on
Sep 1, 1993
Sold by
George C Field Co Inc
Bought by
Lugli Richard H and Lugli Deanna T
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ansbro Katie $295,000 None Available
Ansbro Katie $295,000 None Available
Mr Bogey & Ms Summer Llc -- --
Mr Bogey & Ms Summer Llc -- --
Lombardi 3Rd John $170,000 --
Lombardi 3Rd John $170,000 --
Johnson Robert X $185,000 --
Johnson Robert X $185,000 --
Allweather Prop Llc $264,000 --
Allweather Prop Llc $264,000 --
Green Tara M $132,000 --
Green Tara M $132,000 --
Lugli Richard H $130,000 --
Lugli Richard H $130,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ansbro Katie $145,000
Closed Ansbro Katie $145,000
Previous Owner Lugli Richard H $136,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2020 10/16/20 Sold $295,000 0.0% $278 / Sq Ft
09/09/2020 09/09/20 Pending -- -- --
07/28/2020 07/28/20 For Sale $295,000 0.0% $278 / Sq Ft
09/15/2019 09/15/19 Rented $1,550 -6.1% --
09/06/2019 09/06/19 Price Changed $1,650 -5.7% $2 / Sq Ft
08/07/2019 08/07/19 For Rent $1,750 +20.7% --
07/31/2018 07/31/18 Rented $1,450 0.0% --
07/20/2018 07/20/18 Under Contract -- -- --
06/14/2018 06/14/18 For Rent $1,450 0.0% --
06/07/2018 06/07/18 Off Market $1,450 -- --
06/04/2018 06/04/18 For Rent $1,450 -- --
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,992 $214,300 $0 $214,300
2024 $3,868 $214,300 $0 $214,300
2023 $2,876 $127,300 $0 $127,300
2022 $2,883 $127,300 $0 $127,300
2021 $2,855 $127,300 $0 $127,300
2020 $2,776 $127,300 $0 $127,300
2019 $2,756 $127,300 $0 $127,300
2018 $3,087 $141,300 $0 $141,300
2017 $3,103 $141,300 $0 $141,300
2016 $3,049 $141,300 $0 $141,300
2015 $2,979 $141,300 $0 $141,300
2014 $2,966 $141,300 $0 $141,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170321112

SmartMLS

APN: ESSE-000046-000000-000009-000016