Seller's Agent in 2023
Joan Lencioni
Baird Warner
(630) 200-7509
20 in this area
65 Total Sales
27 White Oak Cir Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $323,000 - $363,000
3
Beds
2.5
Baths
1,610
Sq Ft
$214/Sq Ft
Est. Value
Highlights
- Covered Riding Ring
- Mature Trees
- Deck
- Davis Primary School Rated A-
- Fireplace in Kitchen
- Community Pool
About This Home
As of April 2023Under contract during processing. Looking to be in-town St Charles but at an affordable price? Here is your next home nestled in the oak trees with a walk out lower level, 3 bedrooms, 2.5 baths, 2 car garage and a deck and lower level patio! Original owner home, this home has not been offered for sale in 40 yrs. Enter into a nice foyer with coat closet and tile floor. The adjacent living room has a pretty bay window that let's the southern sun pour light into the home. The dining room holds plenty of room for gatherings! Note the kitchen is open to a "flex space" used now as a family room with a fireplace. A lovely leaded glass door leads to the deck! Best feature of these townhomes is the 1st floor interior walls can be removed and the floorplan can be opened up! The 2nd level has 3 generous bedrooms and 2 full baths. The Master bedroom has a walk in closet, separate vanity area and shower. There is ample space to make this into a lovely master suite. Lastly, but important is the large, unfinished walk out basement is a true upgrade! Need an extra family room, exercise space, home office or bedroom? Finish to your needs and taste! You will love living close to all that St Charles and Geneva have for dining, shopping and recreation. The Oaks of St Charles is near both Wheeler Park and Mt St Mary's Park. The bike paths and Fox River are close by too. The Oaks pool and clubhouse are a rare amenity that very few townhome associations offer. Flexible closing date. Cover picture is from Spring 2021
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #475168882 Listed on: 02/18/2023
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #471001189
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,313
Year Built
- Built in 1978
Lot Details
- Lot Dimensions are 22.8x58.4x21.6x58.5
- Mature Trees
- Wooded Lot
- Additional Parcels
HOA Fees
- $385 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,610 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Entrance Foyer
- Family Room
- Combination Dining and Living Room
- Laminate Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
- Fireplace in Kitchen
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Laundry
- Dryer
- Washer
Home Security
Outdoor Features
- Deck
- Patio
Schools
- Davis Richmond Elementary School
- St Charles East High School
Horse Facilities and Amenities
- Covered Riding Ring
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener is Owned
- Cable TV Available
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, pool, exterior maintenance, lawn care, snow removal
- 3 Units
- Dorothy Padgett Association, Phone Number (630) 513-1454
- The Oaks Subdivision
- Property managed by The Oaks of St Charles
Recreation
- Community Pool
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Building Patio
- Storm Screens
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2023
Closed on
Apr 12, 2023
Sold by
Wilson Verna E
Bought by
Eckhart Deborah A
Seller's Agent
Joan Lencioni
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Lori Linkimer
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$269,900
Sold Price
$275,000
Premium/Discount to List
$5,100
1.89%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,936
Avg. Annual Appreciation
9.53%
Original Mortgage
$265,821
Outstanding Balance
$257,760
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$87,176
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Eckhart Deborah A | $275,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Eckhart Deborah A | $265,821 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/21/2023 04/21/23 | Sold | $275,000 | +1.9% | $171 / Sq Ft |
| 03/01/2023 03/01/23 | Pending | -- | -- | -- |
| 03/01/2023 03/01/23 | For Sale | $269,900 | -- | $168 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $472 | $6,356 | $2,793 | $3,563 |
| 2023 | $455 | $5,689 | $2,500 | $3,189 |
| 2022 | $347 | $4,301 | $2,583 | $1,718 |
| 2021 | $334 | $4,100 | $2,462 | $1,638 |
| 2020 | $331 | $4,023 | $2,416 | $1,607 |
| 2019 | $325 | $3,943 | $2,368 | $1,575 |
| 2018 | $308 | $3,712 | $2,278 | $1,434 |
| 2017 | $300 | $3,585 | $2,200 | $1,385 |
| 2016 | $299 | $3,273 | $2,123 | $1,150 |
| 2015 | -- | $3,215 | $2,100 | $1,115 |
| 2014 | -- | $3,158 | $2,100 | $1,058 |
| 2013 | -- | $3,206 | $2,121 | $1,085 |
Source: Public Records
Agents Affiliated with this Home
-
Joan Lencioni
-
Lori Linkimer
Buyer's Agent in 2023
Lori Linkimer
Berkshire Hathaway HomeServices Starck Real Estate
(630) 841-3278
3 in this area
48 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11726531
APN: 09-34-451-176
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