$690,500
SOLD APR 24, 2026
3 Beds
4 Baths
2,774 Sq Ft
2,632 Sq Ft Lot

Sale Details

Date Sold: April 24, 2026

$249 Per Sq Ft

1% Above List Price

4 Days on Market

Highlights

  • Pier or Dock
  • Canoe or Kayak Water Access
  • Open Floorplan
  • Home fronts navigable water
  • View of Trees or Woods
  • Colonial Architecture

About This Home

As of April 2026

Enjoy winter water views and wooded privacy in this beautifully sited, spacious, updated townhome in the popular Summer Village neighborhood of Riva Trace. An east-facing living room, dining room, and primary suite—along with a deck on every level—overlook Ginger Creek and mature woodlands, offering a perfect spot to enjoy sunrises over the water. A canopy of trees between the home and the shoreline creates a peaceful and private setting. This home features one of the community’s most desirable floor plans with almost 2,800 square feet of finished living space, a main-level bedroom and full bath, two en-suite bedrooms upstairs, and a walk-out lower level with sliding doors to a deck. Highlights include an open white kitchen with a breakfast bar, hardwood floors, and a gas fireplace (2024). The kitchen features stainless steel appliances, including a Bosch dishwasher (2019), KitchenAid refrigerator (2021), GE microwave (2023), and JennAir gas oven and range. Other upgrades include a primary walk-in shower; plumbing for a second-floor laundry; ductless mini-split systems in each upstairs bedroom; a 3-ton HVAC system with whole-home air purifier (2021); a 55-gallon water heater (2020); and a new garage door system (2025). The finished walk-out lower level offers flexible living space ideal for a fourth bedroom, family room, office, or gym. This level also includes a full bath, laundry room, and an unfinished storage area. Parking is plentiful with a one-car attached garage, private driveway, and ample guest parking throughout the community. Residents of Riva Trace enjoy HOA amenities including a community dock on Ginger Creek, kayak racks, tennis courts, walking trails, a playground, and beautifully maintained common grounds. Don’t miss this opportunity to own one of the few townhomes backing up to Ginger Creek in this beautifully maintained neighborhood—just minutes from historic Annapolis and within easy commuting distance to Washington, DC and Baltimore.

Last Agent to Sell the Property

Sarah Greenlee Morse

(410) 280-5600 sgmorse@ttrsir.com TTR Sotheby's International Realty Brokerage Phone: 4102805600 License #657838 Listed on: 03/12/2026

TTR Sotheby's International Realty

Last Buyer's Agent

Bridget Fischer

(410) 267-9020 coastalrealtymaryland@gmail.com Coastal Realty Maryland

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,103

Year Built

  • Built in 1989

Lot Details

  • 2,632 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • West Facing Home

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • 1 Driveway Space
  • Front Facing Garage

Property Views

  • Woods
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Concrete Perimeter Foundation
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Storage Room

Kitchen

  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Partially Finished Basement

  • Interior and Exterior Basement Entry
  • Laundry in Basement
  • Natural lighting in basement

Outdoor Features

  • Canoe or Kayak Water Access
  • Deck

Schools

  • Annapolis High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • Air Cleaner
  • Property is near creek

Listing and Financial Details

  • Assessor Parcel Number 020265590048833

Community Details

Overview

  • Association fees include snow removal, pier/dock maintenance, common area maintenance
  • Spev Board, Riva Trace HOA
  • Riva Trace Subdivision

Recreation

  • Pier or Dock
  • 1 Community Docks
  • Tennis Courts
  • Jogging Path

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,103

Year Built

Built in 1989

Lot Details

2,632 Sq Ft Lot

HOA Fees

$77 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 3/13/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1989
  • Automatically Close On Close Date: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Gas, Refrigerator, Washer, Air Cleaner, Icemaker, Stainless Steel Appliances, Water Heater
  • Flooring Type: Hardwood, Partially Carpeted
  • Interior Amenities: Floor Plan - Open, Ceiling Fan(s), Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Foyer, Laundry, Storage Room
  • Basement: Yes
  • Basement Type: Outside Entrance, Partially Finished, Interior Access, Daylight, Full, Rear Entrance
  • Laundry Type: Basement, Upper Floor
  • Total Sq Ft: 3092
  • Living Area Sq Ft: 2774
  • Price Per Sq Ft: 326.35
  • Above Grade Finished Sq Ft: 2099
  • Below Grade Finished Sq Ft: 675
  • Below Grade Sq Ft: 318
  • Total Below Grade Sq Ft: 993
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Spa: No
  • View: Creek/Stream, Trees/Woods
  • Water Access Features: Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: GINGER CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 1

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 460.00
  • HOA Fee Frequency: Semi-Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Jog/Walk Path, Pier/Dock, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Snow Removal, Pier/Dock Maintenance, Common Area Maintenance
  • HOA Name: SPEV BOARD, RIVA TRACE
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent
  • High School: ANNAPOLIS

Lot Info

  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2632.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 6103.00
  • Assessor Parcel Number: 020265590048833
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2026
Closed on
Apr 24, 2026
Sold by
Bought by
Seller's Agent
Sarah Greenlee Morse
TTR Sotheby's International Realty
Buyer's Agent
Bridget Fischer
Coastal Realty Maryland
List Price
$685,000
Sold Price
$690,500
Premium/Discount to List
$5,500
0.8%
Views
116
Current Estimated Value
$687,704

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,796
Avg. Annual Appreciation
-1.26%
Original Mortgage
$552,400
Outstanding Balance
$551,320
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$136,384

Purchase Details

Closed on
May 29, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,500
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 2008
Sold by
Bought by

Purchase Details

Closed on
Oct 31, 2000
Sold by
Bought by

Purchase Details

Closed on
Aug 18, 1997
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Parole, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $690,500 Quiet Title
Deed $475,000 Sage Title Group Llc
Deed $503,000 --
Deed $319,000 --
Deed $269,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $552,400 New Conventional
Previous Owner $427,500 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/24/2026 04/24/26 Sold $690,500 +0.8% $249 / Sq Ft
03/16/2026 03/16/26 Pending -- -- --
03/12/2026 03/12/26 For Sale $685,000 -- $247 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,710 $521,267
2024 $5,710 $501,433 $0 $0
2023 $5,555 $481,600 $185,000 $296,600
2022 $4,923 $471,067 $0 $0
2020 $4,967 $450,000 $170,000 $280,000
2019 $9,565 $446,467 $0 $0
2018 $4,491 $442,933 $0 $0
2017 $4,540 $439,400 $0 $0
2016 -- $419,933 $0 $0
2015 -- $400,467 $0 $0
2014 -- $381,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2137414

Bright MLS

APN: 02-655-90048833

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