$960,000
SOLD OCT 30, 2025

2705 Houcks Mill Rd Monkton, MD 21111

6 Beds
7 Baths
4,935 Sq Ft
1.83 Acres

Recently Sold

$195 Per Sq Ft

9% Below List Price

112 Days on Market

Highlights

  • Greenhouse
  • Second Kitchen
  • Scenic Views
  • Jarrettsville Elementary School Rated A-
  • Cabana
  • Open Floorplan

About This Home

As of October 2025

Nestled in the heart of My Lady’s Manor in Monkton, you’ll find a classic colonial known as Fernleigh Hall at 2705 Houcks Mill Road. The original home oozes charm with a beamed ceiling and repurposed barn siding in the great room, and custom cabinetry flanking the large stone fireplace. Pella doors lead to a stone patio, fenced yard and salt water pool with cabana. High ceilings, spacious rooms and three stories of living space allow for five bedrooms and three full and two half baths in the main house. A private entrance leads to a gorgeous apartment complete with vaulted ceilings in the living/dining area, sunroom, kitchen, bedroom,1.5 baths and laundry. Use this space as an in-law suite, home studio, or doctor's office. This gem feels worlds away from the hustle and bustle of everyday life yet offers an easy commute to Jacksonville, Hunt Valley, Towson and Bel Air. Come experience the tranquility of Monkton.

Last Agent to Sell the Property

Ashley Richardson

(410) 868-1474 ashley.richardson@monumentsothebysrealty.com Monument Sotheby's International Realty Listed on: 05/29/2025

Monument Sotheby's International Realty

Last Buyer's Agent

Joe Norman

(443) 499-9741 joe@thenormanhometeam.com Keller Williams Gateway LLC License #656100

Keller Williams Gateway LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,251

Year Built

  • Built in 1955

Lot Details

  • 1.83 Acre Lot
  • Property is Fully Fenced
  • Landscaped
  • Cleared Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • Scenic Vista
  • Woods
  • Pasture
  • Garden

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Plaster Walls
  • Architectural Shingle Roof
  • Slate Roof
  • Metal Roof

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar
  • Chair Railings
  • Crown Molding
  • Paneling
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 5 Fireplaces
  • Non-Functioning Fireplace
  • Fireplace Mantel
  • Replacement Windows
  • Vinyl Clad Windows
  • Window Treatments
  • Stained Glass
  • Bay Window
  • Wood Frame Window
  • Window Screens
  • French Doors
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Library
  • Efficiency Studio
  • Wood Flooring

Kitchen

  • Eat-In Country Kitchen
  • Second Kitchen
  • Breakfast Room
  • Built-In Self-Cleaning Double Oven
  • Stove
  • Cooktop with Range Hood
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry located on main level
  • Stacked Electric Washer and Dryer

Improved Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Laundry in Basement

Home Security

  • Storm Windows
  • Storm Doors

Pool

  • Cabana
  • Concrete Pool
  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Deck
  • Patio
  • Greenhouse
  • Shed
  • Outbuilding

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • Vented Exhaust Fan
  • Hot Water Heating System
  • Above Ground Utilities
  • 220 Volts
  • 200+ Amp Service
  • Water Treatment System
  • Well
  • Oil Water Heater
  • Water Conditioner
  • On Site Septic

Community Details

  • No Home Owners Association
  • Monkton Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1304010159

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,251

Year Built

Built in 1955

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Expected On Market: 5/29/2025 12:00:00 AM
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven - Double, Oven - Self Cleaning, Oven - Wall, Range Hood, Refrigerator, Washer, Extra Refrigerator/Freezer, Dryer - Front Loading, Dryer - Electric, Stove, Washer - Front Loading, Washer/Dryer Stacked, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Kitchen - Country, Dining Area, Built-Ins, Upgraded Countertops, Chair Railings, Crown Moldings, Primary Bath(s), Wet/Dry Bar, Wood Floors, Floor Plan - Traditional, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Table Space, Stain/Lead Glass, Water Treat System, Window Treatments, 2nd Kitchen, Efficiency, Family Room Off Kitchen, Formal/Separate Dining Room, Bar, Ceiling Fan(s), Recessed Lighting, Stove - Pellet, Walk-In Closet(s)
  • Window Features: Bay/Bow, Screens, Skylights, Storm, Replacement, Vinyl Clad, Wood Frame
  • Fireplace Features: Mantel(s), Non-Functioning, Other
  • Fireplaces Count: 5
  • Fireplace: Yes
  • Door Features: French, Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Cathedral Ceilings, Paneled Walls, Plaster Walls, Beamed Ceilings
  • Foundation Details: Block
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Library, Foyer, Breakfast Room, Bedroom 1, In-Law/AuPair/Suite, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Outside Entrance, Connecting Stairway, Improved, Rear Entrance, Walkout Stairs
  • Laundry Type: Basement, Dryer In Unit, Has Laundry, Main Floor, Lower Floor, Washer In Unit
  • Total Sq Ft: 6156
  • Living Area Sq Ft: 4935
  • Price Per Sq Ft: 200.41
  • Above Grade Finished Sq Ft: 4935
  • Below Grade Sq Ft: 1221
  • Total Below Grade Sq Ft: 1221
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 1
  • Total Bathrooms: 7
  • Full Bathrooms: 4
  • Half Bathrooms: 3
  • Main Level Bathrooms: 4.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Cabana/Pool House, Greenhouse, Shed
  • Construction Materials: Brick
  • Exterior Features: Outbuilding(s)
  • Pool Features: In Ground, Concrete, Saltwater
  • Roof: Slate, Architectural Shingle, Metal
  • View: Garden/Lawn, Pasture, Scenic Vista, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Circular Driveway
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Zoned, Wall Unit
  • Electric Service: 220 Volts, 200+ Amp Service
  • Heating Fuel: Oil
  • Heating Type: Forced Air, Hot Water, Zoned
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: On Site Septic
  • Utilities: Above Ground
  • Water Source: Conditioner, Well
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Fully
  • Lot Features: Backs To Trees, Cleared, Landscaping, Trees/Wooded
  • Lot Size Acres: 1.83
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 79715.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: R
  • Zoning Description: residential
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7251.00
  • Assessor Parcel Number: 1304010159
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Oct 30, 2025
Sold by
White James E and White Patricia J
Bought by
Burke John and Burke Deanna
Seller's Agent
Ashley Richardson
Monument Sotheby's International Realty
Buyer's Agent
Joe Norman
Keller Williams Gateway LLC
List Price
$1,050,000
Sold Price
$960,000
Premium/Discount to List
-$90,000
-8.57%
Views
356

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
46.13%
Original Mortgage
$960,000
Outstanding Balance
$960,000
Interest Rate
6.34%
Mortgage Type
Construction
Estimated Equity
$29,579

Purchase Details

Closed on
Aug 7, 2009
Sold by
Seidl Kenneth K
Bought by
White James E and White Patricia J

Purchase Details

Closed on
Jun 5, 2001
Sold by
Associates Relocation Mgmt Co
Bought by
Seidl Kenneth K and Seidl Jacqueline A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $960,000 Universal Title
Deed $668,000 --
Deed $540,000 --
Deed $540,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $960,000 Construction
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Sold $960,000 -2.9% $195 / Sq Ft
09/18/2025 09/18/25 Pending -- -- --
08/06/2025 08/06/25 Price Changed $989,000 -5.8% $200 / Sq Ft
05/29/2025 05/29/25 For Sale $1,050,000 -- $213 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,311 $707,967 $0 $0
2024 $7,311 $665,300 $148,300 $517,000
2023 $7,068 $643,000 $0 $0
2022 $6,825 $620,700 $0 $0
2021 $6,710 $598,400 $138,300 $460,100
2020 $6,710 $576,233 $0 $0
2019 $6,454 $554,067 $0 $0
2018 $6,143 $531,900 $148,300 $383,600
2017 $6,143 $531,900 $0 $0
2016 -- $531,900 $0 $0
2015 $6,929 $539,500 $0 $0
2014 $6,929 $539,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2043078

Bright MLS

APN: 04-010159