$289,000
PENDING $10K PRICE DROP

Estimated payment $1,765/month

Total Views 9,982
3 Beds
2.5 Baths
1,170 Sq Ft
$247 Price per Sq Ft

Highlights

  • Deck
  • Bi-Level Home
  • Neighborhood Views
  • River Ridge Elementary School Rated A-
  • No HOA
  • Breakfast Room

About This Home

Living in the desirable Villa Hills community is now within reach! This beautifully updated bi-level with a two-car garage is move-in ready and waiting for you to call it home. You'll love the durable luxury vinyl plank flooring that flows throughout the entire home, along with fresh paint and stylish updates throughout. The spacious kitchen offers plenty of cabinet space, a large pantry, and walks out to an incredible deck just perfect for grilling, relaxing, or entertaining family and friends. Step outside to one of the home's best features: a large, fully fenced backyard with endless possibilities. Whether you envision family gatherings, backyard games, a play area, or even your dream pool, this outdoor space has room for it all. The home also features three generously sized bedrooms, 21⁄2 bathrooms, a functional layout, and a convenient two-car garage. Located in the sought-after community of Villa Hills, you'll enjoy the perfect combination of comfort, updates, and outdoor living

Listing Agent

Cindy Shetterly

Keller Williams Realty Service License #209725 Listed on: 07/20/2026

Keller Williams Realty Service

Co-Listing Agent

Whitney Jolly

Keller Williams Realty Service License #215103

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978

Lot Details

  • 10,750 Sq Ft Lot
  • Wood Fence
  • Wire Fence
  • Sloped Lot
  • Land Lease

Parking

  • Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Bi-Level Home
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,170 Sq Ft Home
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Vinyl Clad Windows
  • Double Hung Windows
  • Sliding Windows
  • Panel Doors
  • Entryway
  • Family Room
  • Living Room
  • Breakfast Room
  • Neighborhood Views
  • Storage In Attic
  • Laundry on lower level

Kitchen

  • Convection Oven
  • Electric Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Bathtub with Shower
  • Built-In Shower Bench

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Shed

Schools

  • River Ridge Elementary School
  • Turkey Foot Middle School
  • Dixie Heights High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association
  • Amsterdam Village Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1978

Lot Details

10,750 Sq Ft Lot

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.2468
  • Year Built: 1978
  • Lot Size: Of Record
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: 432501236
  • Co List Office Phone: 859-240-0727
  • Ownership: Agent/Owner
  • Subdivision Name: Amsterdam Village
  • Directions: Take Buttermilk Pike to Dalewood Dr, turn Left onto Surfside Dr, Property is on your Left.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY1
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Agent/Owner
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Attic Storage, Multi Panel Doors, Built-in Features, Pantry
  • Basement: Full
  • Heating: Electric
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Disposal, Dishwasher, Refrigerator, Convection Oven, Electric Cooktop
  • Other Equipment: Sump Pump
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1170.0
  • Window Features: Vinyl Frames, Double Hung, Slider Window(s)

Exterior Features

  • View: Neighborhood
  • Fencing: Wire, Wood
  • Roof: Shingle
  • Lot Features: Sloped
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage Faces Front, Garage Door Opener, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: River Ridge Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Dixie Heights High
  • Middle Or Junior School: Turkey Foot Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 10750.0
  • Zoning Description: Residential

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,140 $215,900 $45,000 $170,900
2024 $2,213 $215,900 $45,000 $170,900
2023 $1,759 $165,000 $40,000 $125,000
2022 $1,841 $165,000 $40,000 $125,000
2021 $1,879 $165,000 $40,000 $125,000
2020 $1,733 $150,000 $40,000 $110,000
2019 $1,738 $150,000 $40,000 $110,000
2018 $1,743 $150,000 $40,000 $110,000
2017 $1,695 $150,000 $40,000 $110,000
2015 $1,635 $150,000 $25,000 $125,000
2014 $1,609 $150,000 $25,000 $125,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/08/2026 08/08/26 Pending -- -- --
07/29/2026 07/29/26 Price Changed $289,000 -3.3% $247 / Sq Ft
07/20/2026 07/20/26 For Sale $299,000 -- $256 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $165,000 --
Deed $124,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $78,816 New Conventional
Previous Owner $129,000 Unknown
Source: Public Records

About the Listing Agent

Cindy Shetterly

Keller Williams Realty Service

(866) 285-0726

Section Image

Cindy Shetterly | Kentucky & Ohio Real Estate Expert

With more than 21 years of real estate experience and over 5,000 closed transactions, Cindy Shetterly is one of the most accomplished and trusted real estate professionals serving Kentucky and Ohio. Known for her unmatched market knowledge, strong negotiation skills, and client-first approach, Cindy has built a reputation for delivering exceptional results for buyers, sellers, investors, and relocation clients alike.

Before

Cindy's Other Listings

  • 873 Havenwood Ct, Crescent Springs, KY 41017

    $565,000

    • 4 Beds
    • 3.5 Baths
    • 2,184 Sq Ft
    • 873 Havenwood Ct
    • Crescent Springs, KY

    When you think of convenience in Northern Kentucky, Crescent Springs definitely tops the list with a splash! Welcome to this beautiful home tucked away on a quiet cul-de-sac, featuring three finished levels, four large bedrooms, a killer kitchen, and an outdoor paradise made for entertaining.From the moment you walk in, you'll notice the light, the space, and the attention to detail. You'll

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 264 Shaw Ave, Elsmere, KY 41018

    $228,900 Pending

    • 3 Beds
    • 1.5 Baths
    • 264 Shaw Ave
    • Elsmere, KY

    Charming two-story home offering 3 bedrooms, 1.5 baths, and a functional layout with plenty of great features! The first floor features LVP flooring throughout and a convenient half bath. Upstairs, you'll find all three bedrooms, a full bathroom, second-floor laundry, and a versatile loft area at the top of the stairs--perfect for a home office, playroom, or additional living space. All

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 265 Shaw Ave, Elsmere, KY 41018

    $196,000 Pending

    • 3 Beds
    • 1 Bath
    • 864 Sq Ft
    • 265 Shaw Ave
    • Elsmere, KY

    Opportunity awaits at 265 Shaw Avenue in Elsmere! Situated on a rare double, fully fenced lot, this 3-bedroom, 1-bath home offers space, value, and endless potential for buyers looking to make a home their own. Inside, you'll find hardwood floors, a bright living room with a charming bay window, and a functional layout. The kitchen features laminate countertops, newer appliances that stay with

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 1107 John St, Covington, KY 41016

    $240,000

    • 5 Beds
    • 2 Baths
    • 1,706 Sq Ft
    • 1107 John St
    • Covington, KY

    Great investment opportunity in the heart of Covington! This updated duplex offers strong income potential with a desirable mix of occupied and vacant units. The upper-level unit features 2 bedrooms and 1 full bath and is currently leased through May 2027 at $1,200/month, providing immediate rental income and stability. The lower-level unit offers 3 bedrooms and 1 full bath and is rented for

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 2216 Janes Ln, Covington, KY 41011

    $240,000 Pending

    • 3 Beds
    • 1.5 Baths
    • 1,040 Sq Ft
    • 2216 Janes Ln
    • Covington, KY

    Move right in to this beautifully updated 3-bedroom bi-level offering stylish finishes and everyday convenience! LVP flooring flows throughout the home, complemented by fresh paint and updated quartz countertops. Step outside to the covered back deck overlooking the yard--perfect for relaxing or entertaining. Major updates include a brand-new metal roof on the covered deck, while fresh

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 21 Woodland Ave, Florence, KY 41042

    $250,000 Pending

    • 3 Beds
    • 1.5 Baths
    • 1,376 Sq Ft
    • 21 Woodland Ave
    • Florence, KY

    Welcome to this charming 3-bedroom, 2-bath Cape Cod nestled on a spacious, wooded lot in the heart of Florence! Offering a wonderful blend of privacy, space, and convenience, this home is just minutes from shopping, dining, and major highways.The main level features two bedrooms, a full bath, spacious living room, kitchen, and a versatile bonus room perfect for a home office, playroom, or

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 1706 Holman Ave, Covington, KY 41011

    $262,000

    • 2 Beds
    • 2 Baths
    • 1,428 Sq Ft
    • 1706 Holman Ave
    • Covington, KY

    Thinking about a walkable home with an entertainer's dream backyard, urban living, and low-maintenance lifestyle? This is it! Wait until you see this beauty. This two bedroom, two full bath home boasts 10 foot ceilings, luxury vinyl plank flooring, and a stylish kitchen featuring ceramic tile, stainless steel appliances, granite countertops, with an undermount sink and a pull-down faucet,trendy

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 3009 Decoursey Ave, Covington, KY 41015

    $368,000 Pending

    • 4 Beds
    • 2 Baths
    • 2,992 Sq Ft
    • 3009 Decoursey Ave
    • Covington, KY

    **Accepting back up offers** This beautifully renovated duplex offers an exceptional opportunity for both investors and owner-occupants. Live in one spacious unit while the rental income from the other helps offset your mortgage, or add a truly turnkey investment to your portfolio. Since 2023, the owner has invested extensively in major mechanical systems and quality interior finishes, two new AC

    Cindy Shetterly Keller Williams Realty Service

    Section Image
  • 109 E 8th St, Covington, KY 41011

    $275,000

    • 2 Beds
    • 2 Baths
    • 1,069 Sq Ft
    • 109 E 8th St
    • Covington, KY

    Welcome to this beautifully remodeled 2-bedroom, 2-bath home offering the perfect blend of historic Covington charm and modern convenience. Thoughtfully updated throughout, this home features a functional layout, stylish finishes, and comfortable living spaces designed for today's lifestyle. The rare 1-car garage provides the convenience of off-street parking--an added bonus in this sought-after

    Cindy Shetterly Keller Williams Realty Service

    Section Image

Source: Northern Kentucky Multiple Listing Service

MLS Number: 644831

Northern Kentucky Multiple Listing Service

APN: 001-40-05-015.00

Your Personal Tour Guide

Ask me questions while you tour the home.