$235,000
$15K PRICE DROP

2725 Spencer Rd Warsaw, KY 41095

Estimated payment $1,354/month

Total Views 9,320
3 Beds
2 Baths
1,344 Sq Ft
$175 Price per Sq Ft

Highlights

  • Hot Property
  • No HOA
  • Stainless Steel Appliances
  • Ranch Style House
  • Formal Dining Room
  • Breakfast Bar

About This Home

Escape to your own private retreat! This charming 3-bedroom, 2-bath manufactured home is nestled on almost two and a half peaceful, private acres. Enjoy the best of country living with convenient access to I-71.

This home was fully renovated six years ago and has been meticulously maintained. Last year, it received a brand-new roof, gutters, and siding, ensuring it's in excellent condition and ready for you to move in.

The spacious lot offers plenty of room for gardening, outdoor entertaining, or simply enjoying the tranquil surroundings. A fantastic opportunity for anyone seeking a quiet, comfortable lifestyle.

Listing Agent

JoLynn Johnston

Keller Williams Realty Services License #221611 Listed on: 09/04/2025

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,293

Year Built

  • Built in 1995

Lot Details

  • 2.45 Acre Lot

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Schools

  • Gallatin County Elementary School
  • Gallatin County Middle School
  • Gallatin County High School

Utilities

  • Forced Air Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 023-69

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,293

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 2.45
  • Year Built: 1995
  • Lot Size: irregular
  • Ownership: Consumer
  • Directions: Hwy 127 to Spencer Rd., Property on the right.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Gallatin County Elementary
  • Location Tax Legal Info:Middle or Junior School: Gallatin County Middle School
  • Location Tax Legal Info:High School: Gallatin County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irregular
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 2.4501
  • General Property Description:Living Area: 1344.0
  • General Property Description:Lot Size Square Feet: 106725.0
  • Location Tax Legal Info:Tax ID: 023-69
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • General Property Description:Fireplaces Total: 1
  • Utilities:Water Available: Yes
  • Special Features: None

Interior Features

  • Heating: Forced Air, Electric
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1344.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Wood Burning: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Water Available
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Gallatin County Elementary
  • Junior High Dist: Gallatin Co Public
  • High School: Gallatin County High
  • Middle Or Junior School: Gallatin County Middle School

Lot Info

  • Lot Size Sq Ft: 106725.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,293 $121,500 $30,000 $91,500
2023 $1,303 $121,500 $30,000 $91,500
2022 $1,307 $121,500 $30,000 $91,500
2021 $1,317 $121,500 $30,000 $91,500
2020 $1,349 $121,500 $30,000 $91,500
2019 $1,184 $121,500 $30,000 $91,500
2018 $1,184 $106,000 $30,000 $76,000
2017 $1,184 $106,000 $30,000 $76,000
2016 -- $106,000 $30,000 $76,000
2014 $1,178 $106,000 $30,000 $76,000
2011 $1,178 $106,000 $30,000 $76,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/27/2025 09/27/25 Price Changed $235,000 -6.0% $175 / Sq Ft
09/04/2025 09/04/25 For Sale $249,900 -- $186 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Grant Deed $121,500 --
Deed $121,500 Limestone T&E Llc
Quit Claim Deed -- None Available
Deed $45,000 360 American Title Services
Deed -- None Available
Commissioners Deed $66,360 None Available
Warranty Deed $106,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $119,298 FHA
Closed $6,000 Future Advance Clause Open End Mortgage
Previous Owner $4,200 No Value Available
Previous Owner $105,169 FHA
Source: Public Records

About the Listing Agent

JoLynn Johnston

Keller Williams Realty Services

(859) 780-8424

Section Image

I'm an expert real estate agent with Keller Williams Realty Service in Northern KY and Northern Lexington, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you. I promise to make the home buying or selling experience as stress-free and fun as possible.

JoLynn's Other Listings

  • 25 Spencer Rd, Warsaw, KY 41095

    $47,000 Sold Nov 02, 2024

    • 2 Beds
    • 1 Bath
    • 924 Sq Ft
    • 25 Spencer Rd
    • Warsaw, KY

    Great single-wide just minutes from downtown Warsaw and I-71! Sitting on almost an acre which feels remote while being close to schools, grocery, industry, etc. Stainless kitchen appliances in the open kitchen/living room floor plan stay with home. Conventional or cash buyers. Unsure whether home would go FHA because we're not positive it would meet their specific guidelines. Inspections are

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  • 3320 Kentucky 455, Sparta, KY 41086

    $55,500 Sold Jul 22, 2025

    • Land
    • 1.50 Acre Lot
    • 3320 Kentucky 455
    • Sparta, KY

    Great opportunity to buy a great, 1.5 acre lot with the beginning of your new home. The lot has a poured concrete foundation with a gutted singlewide on top. Keep the single wide and rehab or remove and create a subterranean home or build on top of it. Lots of options here! You just need a little imagination. Property has a paved, circular driveway!Make sure to wear solid shoes when

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  • 7515 U S 42, Verona, KY 41092

    $335,000 Sold Apr 01, 2025

    • 4 Beds
    • 2 Baths
    • 2,010 Sq Ft
    • 7515 U S 42
    • Verona, KY

    Looking for the perfect place to create your homestead? This adorable 4 bedroom cape cod home sits on approximately 6 private acres which are already partially fenced for small livestock and dogs. Sit on the covered front porch and relax while surveying your domain. The home features lots of updates like luxury vinyl plank flooring throughout both floors, fresh paint, new vanities, and a new

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  • 7055 Ky Hwy 16, Verona, KY 41092

    $570,000 Sold Jan 07, 2025

    • 3 Beds
    • 2 Baths
    • 7055 Ky Hwy 16
    • Verona, KY

    If you're looking for land with beautiful, usable acreage, this is it. This difficult to find acreage lays beautiful, and all of it is relatively flat. You can look at 100 KY properties and not find one where all of it lays this nice. A creek runs along the side of it and there is a stocked, spring fed pond as well! Best thing of all is that it sits next to a state maintained highway so even

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  • 29 Locust St, Walton, KY 41094

    $140,000 Sold Jul 09, 2025

    • 2 Beds
    • 1 Bath
    • 828 Sq Ft
    • 29 Locust St
    • Walton, KY

    This is the one you've been waiting for. A super cute home sitting on a large yard, in the Walton Verona school district at an affordable price! Awesome back yard. Laundry has been moved upstairs so there is one level living with a basement

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  • 1049 Robertson Rd, Taylor Mill, KY 41015

    $530,000 Sold Dec 06, 2024

    • 4 Beds
    • 3.5 Baths
    • 3,042 Sq Ft
    • 1049 Robertson Rd
    • Taylor Mill, KY

    Come see this gorgeous, quality, custom built, full brick home in Taylor Mill. This home is in one of Taylor Mill's most desired neighborhoods where homes rarely come up for sale. This home has over 3,000 Sq ft of living space, an oversized, 31' garage (big enough for your bass boat!) with epoxy floors and shelving, and an in-ground pool! The inside of the home has updates throughout

    JoLynn Johnston Keller Williams Realty Services

  • 1899 Emory Ct, Hebron, KY 41048

    $420,000 Sold Sep 26, 2025

    • 3 Beds
    • 2.5 Baths
    • 2,152 Sq Ft
    • 1899 Emory Ct
    • Hebron, KY

    Welcome to this stunning Arlinghaus home, a true masterpiece that's better than new. This residence has been completely remodeled, offering an array of luxurious upgrades. The heart of the home is a gorgeous open-concept kitchen featuring elegant white, slow-close wood cabinets, granite countertops, and an enormous granite island—perfect for family gatherings or entertaining guests.The

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  • 609 St Joseph Ln, Park Hills, KY 41011

    $270,000 Sold Aug 18, 2025

    • 3 Beds
    • 1 Bath
    • 1,533 Sq Ft
    • 609 St Joseph Ln
    • Park Hills, KY

    Classic charm meets coveted convenience! Discover this delightful full-brick home, boasting 3 bedrooms and 1 bath in a highly sought-after, walkable community. Inside, you'll be captivated by the original wood floors, exquisite woodwork, and stunning stained glass that speak to its enduring quality. With an unfinished basement ready for your personal touch, this home offers both immediate comfort

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 635981

Northern Kentucky Multiple Listing Service

APN: 023-69