Seller's Agent in 2025
Greta Janis
eXp Realty
(309) 824-1188
1 in this area
22 Total Sales
2738 Wharton Way Normal, IL 61761
North Bridge Neighborhood
4
Beds
2.5
Baths
3,304
Sq Ft
2002
Built
Highlights
- Lake Front
- Mature Trees
- Fireplace in Kitchen
- Home fronts a pond
- Community Lake
- Deck
About This Home
As of August 2025Welcome to this beautifully maintained 5-bedroom, 3-bathroom home located in North Bridge Subdivision. Seller to provide up to $9,000 seller credit towards buyers upgrades and/or closing costs. This northward-facing home is thoughtfully designed to maximize water views and natural light in nearly every space. Main level offers a spacious family room with two sided fireplace. Kitchen is nicely accented with quartz countertops and all stainless appliances including a brand new refrigerator. The upstairs features four bedrooms, generous closets, with two bedrooms, including the master suite, overlooking the water. The lower level has daylight windows and offers another family room, bedroom and unfinished storage space. The roof was replaced in 2020, AC in 2021, tankless water heater in 2018, backyard fencing in 2019, all new toilets in 2024, fresh paint in many rooms in 2024. The home also features $35k 12.4kw solar panels (owned) installed in 2024 to eliminate the power bill. The panels also generate enough electricity to power two electric vehicles with NEMA 14-50 outlet.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,959
Year Built
- Built in 2002
Lot Details
- Lot Dimensions are 100x120x104x116
- Home fronts a pond
- Lake Front
- Fenced
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $8 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 3,304 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Family Room with Fireplace
- Family Room Downstairs
- Living Room
- Formal Dining Room
- Water Views
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- Fireplace in Kitchen
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Deck
- Porch
Schools
- Hudson Elementary School
- Kingsley Jr High Middle School
- Normal Community West High Schoo
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- North Bridge Subdivision
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 22, 2025
Closed on
Jul 31, 2025
Sold by
Devaraj Shawn R and Devaraj Heather
Bought by
Gray Martin T and Gray Renee
Seller's Agent
Greta Janis
eXp Realty
Buyer's Agent
Leah Bond
Coldwell Banker Real Estate Group
List Price
$449,900
Sold Price
$430,000
Premium/Discount to List
-$19,900
-4.42%
Views
39
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,142
Avg. Annual Appreciation
3.08%
Original Mortgage
$387,000
Outstanding Balance
$386,662
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$46,480
Purchase Details
Listed on
May 29, 2024
Closed on
Jul 12, 2024
Sold by
Burns Bryan and Burns Meghan
Bought by
Devaraj Shawn R
Seller's Agent
Tracy Haas Riley
BHHS Central Illinois, REALTORS
Buyer's Agent
Christine Sheppard
Coldwell Banker Real Estate Group
List Price
$420,000
Sold Price
$417,500
Premium/Discount to List
-$2,500
-0.6%
Views
16
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.82%
Original Mortgage
$396,625
Interest Rate
6.99%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 21, 2023
Closed on
May 17, 2023
Sold by
Dowd Michael F and Dowd Trisha M
Bought by
Burns Bryan
Seller's Agent
Michael Dowd
Dowd Properties
Buyer's Agent
Tracy Haas Riley
BHHS Central Illinois, REALTORS
List Price
$399,900
Sold Price
$399,900
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.15%
Original Mortgage
$379,905
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 30, 2013
Sold by
Gordon Richard T and Gordon Sharon M
Bought by
Dowd Michael F and Dowd Trisha M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,312
Interest Rate
4.38%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $430,000 | None Listed On Document | |
| Warranty Deed | $417,500 | None Listed On Document | |
| Warranty Deed | $400,000 | Alliance Land Title | |
| Warranty Deed | $254,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $387,000 | New Conventional | |
| Previous Owner | $396,625 | New Conventional | |
| Previous Owner | $379,905 | New Conventional | |
| Previous Owner | $203,312 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $430,000 | -4.4% | $130 / Sq Ft | |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- | |
| 05/22/2025 05/22/25 | For Sale | $449,900 | +7.8% | $136 / Sq Ft | |
| 07/12/2024 07/12/24 | Sold | $417,500 | -0.6% | $126 / Sq Ft | View Prior Sale |
| 06/06/2024 06/06/24 | Pending | -- | -- | -- | |
| 05/28/2024 05/28/24 | For Sale | $420,000 | +5.0% | $127 / Sq Ft | |
| 06/20/2023 06/20/23 | Sold | $399,900 | +2.6% | $179 / Sq Ft | View Prior Sale |
| 04/29/2023 04/29/23 | Pending | -- | -- | -- | |
| 04/28/2023 04/28/23 | Price Changed | $389,900 | -2.5% | $175 / Sq Ft | |
| 04/21/2023 04/21/23 | For Sale | $399,900 | -- | $179 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,915 | $116,341 | $21,078 | $95,263 |
| 2022 | $7,915 | $94,113 | $17,051 | $77,062 |
| 2021 | $7,614 | $88,794 | $16,087 | $72,707 |
| 2020 | $7,566 | $87,872 | $15,920 | $71,952 |
| 2019 | $7,307 | $87,400 | $15,834 | $71,566 |
| 2018 | $7,221 | $86,474 | $15,666 | $70,808 |
| 2017 | $6,963 | $86,474 | $15,666 | $70,808 |
| 2016 | $6,888 | $86,474 | $15,666 | $70,808 |
| 2015 | $6,689 | $84,447 | $15,299 | $69,148 |
| 2014 | $6,606 | $84,447 | $15,299 | $69,148 |
| 2013 | -- | $84,447 | $15,299 | $69,148 |
Source: Public Records
Agents Affiliated with this Home
-
Greta Janis
-
Leah Bond
Buyer's Agent in 2025
Leah Bond
Coldwell Banker Real Estate Group
(309) 310-5417
4 in this area
170 Total Sales
-
Tracy Haas Riley
Seller's Agent in 2024
Tracy Haas Riley
BHHS Central Illinois, REALTORS
(309) 275-6590
4 in this area
304 Total Sales
-
Kristen Oliver
Seller Co-Listing Agent in 2024
Kristen Oliver
BHHS Central Illinois, REALTORS
(309) 838-6082
2 in this area
175 Total Sales
-
Christine Sheppard
C
Buyer's Agent in 2024
Christine Sheppard
Coldwell Banker Real Estate Group
(309) 826-7110
1 in this area
94 Total Sales
-
M
Seller's Agent in 2023
Michael Dowd
Dowd Properties
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12370129
APN: 14-11-228-007
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