$875,000
OPEN SAT 11AM - 1PM

27411 St Croix Ln Verifying, FL 33042

Estimated payment $5,318/month

Total Views 1,951
3 Beds
2 Baths
1,080 Sq Ft
$810 Price per Sq Ft

About This Home

Nestled in the desirable Breezeswept Beach Estates on Ramrod Key, this charming 3-bedroom, 1.5-bath waterfront retreat offers quick and easy ocean access for avid boaters. A private dock with 10,000 lb boat lift makes getting out on the water effortless, while impact windows provide peace of mind. The spacious screened-in porch overlooks the tranquil canal, perfect for relaxing or entertaining. Inside, the open-concept layout is bright and airy with granite countertops, wood cabinetry, and stainless appliances in the well-appointed kitchen. There's potential to add a full second bath for added value. The 6,000 sq ft lot is low-maintenance and offers ample parking with EV charger and storage under the home. Enjoy a coastal lifestyle just 30 minutes from the magic of Key West, with two popular waterfront restaurants within biking distance. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this home captures the essence of Florida Keys living.

Listing Agent

Lisa Ferringo

Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 08/14/2025

Coldwell Banker Schmitt Lower Keys (KW)

Open House Schedule

Map

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,609

Year Built

1984

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Control Depth: 3
  • Dockage Dock: Wood
  • Dockage Dock Length: 30
  • Fee Includes: None
  • Key Island: Ramrod Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 27.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Other Area Features, Bike Paths
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 9807.23
  • Title: Negotiable
  • Vehicle Storage: Carport, Trailer Storage, Covered Parking, Guest Parking, Open Parking
  • Year Built: 1984
  • Alternate Key Number: 1267694
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Open Porch/Balcony, Patio, Screened P/B
  • Species List: Yes
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1080.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Granite Counter Top, Bar, Storage, Smoke Alarms
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Half Bathrooms: 1
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Frame
  • Exterior Features: Lanai, Storage
  • Roof: Shingle Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Security: On Premises System
  • Utilities: FKAA, Cable Available, Buyer to Verify, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00204380-000000
  • Lot Size: 60 x 100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 1.00

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,609 $692,414 $486,000 $206,414
2023 $6,609 $690,396 $492,000 $198,396
2022 $3,207 $330,622 $0 $0
2021 $3,272 $320,993 $0 $0
2020 $3,254 $316,562 $0 $0
2019 $3,194 $309,445 $0 $0
2018 $3,204 $303,676 $0 $0
2017 $3,117 $297,430 $0 $0
2016 $3,132 $291,313 $0 $0
2015 $3,216 $289,288 $0 $0
2014 $3,304 $286,992 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 For Sale $875,000 +174.3% $810 / Sq Ft
08/05/2013 08/05/13 Sold $319,000 0.0% $295 / Sq Ft
06/30/2013 06/30/13 Pending -- -- --
05/14/2013 05/14/13 For Sale $319,000 -- $295 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $849,000 --
Warranty Deed $319,000 True Title Agency Inc
Interfamily Deed Transfer $261,139 Fidelity National Title
Special Warranty Deed $279,900 Attorney
Warranty Deed $510,200 Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $164,600 --
Deed $4,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $650,000 New Conventional
Previous Owner $268,000 New Conventional
Previous Owner $273,946 FHA
Previous Owner $465,000 Fannie Mae Freddie Mac
Previous Owner $173,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $277,000 New Conventional
Previous Owner $96,000 Credit Line Revolving
Previous Owner $96,000 Credit Line Revolving
Previous Owner $180,000 New Conventional
Source: Public Records

About the Listing Agent

Lisa Ferringo

Coldwell Banker Schmitt Lower Keys (KW)

(645) 300-6831

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She began her real estate career in 1989 working for luxury condo developer in Miami, FL. She was promoted to Broker of Mystic Point Realty in Aventura, FL in 1995 and then went on to be a top producing agent for Sotheby's International Realty on Miami Beach FL in 1999, where she specialized in Luxury Estates Homes. In 2004 she purchased a vacation home in the Florida Keys and fell in love with the area. Six months later she made the Keys her permanent home. Since joining Coldwell Banker

Lisa's Other Listings

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  • 237 La Fitte Rd, Summerland Key, FL 33042

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  • 1777 Pine Channel Dr, Summerland Key, FL 33042

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  • 27941 Porgie Path, Summerland Key, FL 33042

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  • 10 W Cook, Cook Island Key, FL 33043

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    Welcome to Cook Island, a semi-private pristine barrier island accessible by boat only offering one of the most beautiful beaches in the Florida Keys. Cook Island is home to just 11 residences and 10W is one of the few offering dockage accessible at low tide plus a superior solar system requiring no generator or fuel. This self-sustaining beach-front property sprawls over 3/4 of an acre and

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Source: Key West Association of REALTORS®

MLS Number: 616146

Key West Association of REALTORS®

APN: 00204380-000000