
27411 St Croix Ln Verifying, FL 33042
Estimated payment $5,318/month
About This Home
Nestled in the desirable Breezeswept Beach Estates on Ramrod Key, this charming 3-bedroom, 1.5-bath waterfront retreat offers quick and easy ocean access for avid boaters. A private dock with 10,000 lb boat lift makes getting out on the water effortless, while impact windows provide peace of mind. The spacious screened-in porch overlooks the tranquil canal, perfect for relaxing or entertaining. Inside, the open-concept layout is bright and airy with granite countertops, wood cabinetry, and stainless appliances in the well-appointed kitchen. There's potential to add a full second bath for added value. The 6,000 sq ft lot is low-maintenance and offers ample parking with EV charger and storage under the home. Enjoy a coastal lifestyle just 30 minutes from the magic of Key West, with two popular waterfront restaurants within biking distance. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this home captures the essence of Florida Keys living.
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 08/14/2025

Open House Schedule
-
Saturday, August 23, 202511:00 am to 1:00 pm8/23/2025 11:00:00 AM +00:008/23/2025 1:00:00 PM +00:00Add to Calendar
Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$6,609
Year Built
1984
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Voluntary HOA: Yes
- Control Depth: 3
- Dockage Dock: Wood
- Dockage Dock Length: 30
- Fee Includes: None
- Key Island: Ramrod Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 27.50
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features, Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 9807.23
- Title: Negotiable
- Vehicle Storage: Carport, Trailer Storage, Covered Parking, Guest Parking, Open Parking
- Year Built: 1984
- Alternate Key Number: 1267694
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 6000.00
- Porch Balcony: Open Porch/Balcony, Patio, Screened P/B
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Yes
- Estimated Living Sq Ft: 1080.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: OpenHouse
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Drapes/Blinds Incl, Granite Counter Top, Bar, Storage, Smoke Alarms
- Total Bathrooms: 2.00
- Full Bathrooms: 1
- Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile
- Half Bathrooms: 1
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 3
Exterior Features
- Dockage: Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: Frame
- Exterior Features: Lanai, Storage
- Roof: Shingle Roof
- Waterview: Canal View
- Pool: No
Utilities
- Security: On Premises System
- Utilities: FKAA, Cable Available, Buyer to Verify, Municipal Sewer
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE
- Parcel Number: 00204380-000000
- Lot Size: 60 x 100
- Land Size: Less Than 1/4 Acre
- Acres: 0.14
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2024
Multi Family
- Total Units: 1.00
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $6,609 | $692,414 | $486,000 | $206,414 |
2023 | $6,609 | $690,396 | $492,000 | $198,396 |
2022 | $3,207 | $330,622 | $0 | $0 |
2021 | $3,272 | $320,993 | $0 | $0 |
2020 | $3,254 | $316,562 | $0 | $0 |
2019 | $3,194 | $309,445 | $0 | $0 |
2018 | $3,204 | $303,676 | $0 | $0 |
2017 | $3,117 | $297,430 | $0 | $0 |
2016 | $3,132 | $291,313 | $0 | $0 |
2015 | $3,216 | $289,288 | $0 | $0 |
2014 | $3,304 | $286,992 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/14/2025 08/14/25 | For Sale | $875,000 | +174.3% | $810 / Sq Ft |
08/05/2013 08/05/13 | Sold | $319,000 | 0.0% | $295 / Sq Ft |
06/30/2013 06/30/13 | Pending | -- | -- | -- |
05/14/2013 05/14/13 | For Sale | $319,000 | -- | $295 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $849,000 | -- | |
Warranty Deed | $319,000 | True Title Agency Inc | |
Interfamily Deed Transfer | $261,139 | Fidelity National Title | |
Special Warranty Deed | $279,900 | Attorney | |
Warranty Deed | $510,200 | Attorney | |
Interfamily Deed Transfer | -- | None Available | |
Warranty Deed | $164,600 | -- | |
Deed | $4,800 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $650,000 | New Conventional | |
Previous Owner | $268,000 | New Conventional | |
Previous Owner | $273,946 | FHA | |
Previous Owner | $465,000 | Fannie Mae Freddie Mac | |
Previous Owner | $173,000 | Credit Line Revolving | |
Previous Owner | $100,000 | Credit Line Revolving | |
Previous Owner | $277,000 | New Conventional | |
Previous Owner | $96,000 | Credit Line Revolving | |
Previous Owner | $96,000 | Credit Line Revolving | |
Previous Owner | $180,000 | New Conventional |
About the Listing Agent

She began her real estate career in 1989 working for luxury condo developer in Miami, FL. She was promoted to Broker of Mystic Point Realty in Aventura, FL in 1995 and then went on to be a top producing agent for Sotheby's International Realty on Miami Beach FL in 1999, where she specialized in Luxury Estates Homes. In 2004 she purchased a vacation home in the Florida Keys and fell in love with the area. Six months later she made the Keys her permanent home. Since joining Coldwell Banker
Lisa's Other Listings
Source: Key West Association of REALTORS®
MLS Number: 616146

APN: 00204380-000000
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