$1,875,000
SOLD AUG 14, 2025
3 Beds
2.5 Baths
2,154 Sq Ft
$867/mo HOA Fee

Recently Sold

$870 Per Sq Ft

3% Below List Price

24 Days on Market

About This Home

As of August 2025

Location, location, location. Buyers, this home is priced to sell! Experience the ultimate in luxury living at the Palatine, a small intimate collection of only 16 residences in the highly desired neighborhood of Bankers Hill. This rare 3 bedroom contemporary home has been thoughtfully designed to offer a seamless blend of high-end finishes & modern sophistication. Boasting floor to ceiling windows, this smart home offers natural light with impeccable custom design. The spacious open floor plan includes a state of the art chef's kitchen, multiple entertaining areas which integrates indoor & outdoor living. Enjoy urban living at its finest, just steps to award winning restaurants, boutiques, coffee houses, breweries & Balboa Park. Location, location, location! Welcome to the Palatine, a small intimate collection of only 16 luxury residences in the highly desired neighborhood of Bankers Hill. This rare three bedroom, two and a half bath home has been thoughtfully designed to offer a seamless blend of high-end finishes and modern sophistication. Upon entry, you are greeted by rich hardwood flooring and beautiful Turkish stone tile that sets the tone for the contemporary aesthetic. The open floor plan is enhanced by floor-to-ceiling windows, which allows natural light while also offering views of the cityscape. The chef’s kitchen features quartzite granite countertops, custom-made Shinnoki sustainable wood cabinetry, high-performance built-in Miele appliances, including a full size 100 bottle capacity, triple zone Dacor wine refrigerator for wine lovers and enthusiasts alike. The spacious open floor plan seamlessly integrates indoor & outdoor living, creating a harmonious flow that offers stylish living areas. Step outside to your private patio, perfect for outdoor dining and entertaining guests. Relax and unwind in the spacious primary suite offering a tranquil retreat with a generous walk-in closet, access to the private patio and a luxurious en-suite bath. Two additional bedrooms feature rich hardwood flooring with spacious closets that provide ample space and comfort for your guests. A separate laundry room offers a full-size washer/dryer and second refrigerator for added convenience and storage. This smart home features Yale keyless entry, Lutron lighting & electric window treatments and dual zone thermostats. The complex amenities include a secured entrance with ButterflyMX, an elevated WOHR parking system, Amazon locker system, an oversized secure storage closet and one of the lowest HOA fees in 92103 for a luxury residence. Experience the epitome of luxury urban living, just steps to Balboa Park, museums, newly opened Olive St. Park, Michi Michi Bakery, James Coffee, Extraordinary Desserts, Parc Bistro, Mr. A's, Cucina Urbana, Club Pilates & more. Bankers Hill is one of the most desired neighborhoods in all of San Diego. Ideally located, minutes to the waterfront, Little Italy, Downtown, Seaport Village, the ferry terminal to Coronado, Petco Park and only 10 minutes to the San Diego airport. This is your opportunity to live an elevated urban lifestyle!

Last Agent to Sell the Property

Michele Esposito

Coldwell Banker Realty License #01890518 Listed on: 06/20/2025

Coldwell Banker Realty

Last Buyer's Agent

Melanie Fitzgerald

Compass License #02003895

Compass

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $20,211

Year Built

  • Built in 2020

HOA Fees

  • $867 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Gated Parking

Home Design

  • 2,154 Sq Ft Home
  • Entry on the 2nd floor

Kitchen

  • Oven or Range
  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Listing and Financial Details

  • Assessor Parcel Number 452-711-02-04

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), gated community
  • 16 Units
  • Palatine Bankers Hill Association, Phone Number (619) 578-2916
  • Palatine Community
  • 5-Story Property

Pet Policy

  • Pet Restriction

Property Details

Home Type

Condominium

Est. Annual Taxes

$20,211

Year Built

Built in 2020

Lot Details

0

HOA Fees

$867 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Metro Uptown
  • Cross Street: Olive
  • Neighborhood: Bankers Hill
  • Supplement: Location, location, location! Welcome to the Palatine, a small intimate collection of only 16 luxury residences in the highly desired neighborhood of Bankers Hill. This rare three bedroom, two and a half bath home has been thoughtfully designed to offer a seamless blend of high-end finishes and modern sophistication. Upon entry, you are greeted by rich hardwood flooring and beautiful Turkish stone tile that sets the tone for the contemporary aesthetic. The open floor plan is enhanced by floor-to-ceiling windows, which allows natural light while also offering views of the cityscape. The chef’s kitchen features quartzite granite countertops, custom-made Shinnoki sustainable wood cabinetry, high-performance built-in Miele appliances, including a full size 100 bottle capacity, triple zone Dacor wine refrigerator for wine lovers and enthusiasts alike. The spacious open floor plan seamlessly integrates indoor & outdoor living, creating a harmonious flow that offers stylish living areas. Step outside to your private patio, perfect for outdoor dining and entertaining guests. Relax and unwind in the spacious primary suite offering a tranquil retreat with a generous walk-in closet, access to the private patio and a luxurious en-suite bath. Two additional bedrooms feature rich hardwood flooring with spacious closets that provide ample space and comfort for your guests. A separate laundry room offers a full-size washer/dryer and second refrigerator for added convenience and storage. This smart home features Yale keyless entry, Lutron lighting & electric window treatments and dual zone thermostats. The complex amenities include a secured entrance with ButterflyMX, an elevated WOHR parking system, Amazon locker system, an oversized secure storage closet and one of the lowest HOA fees in 92103 for a luxury residence. Experience the epitome of luxury urban living, just steps to Balboa Park, museums, newly opened Olive St. Park, Michi Michi Bakery, James Coffee, Extraordinary Desserts, Parc Bistro, Mr. A's, Cucina Urbana, Club Pilates & more. Bankers Hill is one of the most desired neighborhoods in all of San Diego. Ideally located, minutes to the waterfront, Little Italy, Downtown, Seaport Village, the ferry terminal to Coronado, Petco Park and only 10 minutes to the San Diego airport. This is your opportunity to live an elevated urban lifestyle!
  • LP / Sq Ft: 893.69
  • Price Per Sq Ft: 870.47
  • SP/ Sq Ft: 870.47
  • Stories: 1 Story
  • Stories In Building: 5
  • Ownership: Fee Simple
  • Total Stories: 1
  • Year Built: 2020
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Unit Number Space Number: 202
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Range
  • Elevator: Yes
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 21x11
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 2154
  • Total Bathrooms: 3

Garage/Parking

  • Garage Details: Assigned, Gated, Community Garage
  • Garage Spaces: 2
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Sewer/Septic: Sewer Connected
  • Heating: Forced Air Unit

Condo/Co-op/Association

  • Complex Name: Palatine
  • Total Fees: 10404.0
  • Pets Allowed: Allowed w/Restrictions
  • Units In Building: 16
  • Total Number of Units: 16
  • Community: SAN DIEGO
  • Home Owner Association: Palatine Bankers Hill
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Gated Community
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 867.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619-578-2916

Association/Amenities

  • Entry Level Unit: 2

Fee Information

  • Total Monthly Fees: 867

Lot Info

  • Lot Size: 7,500-10,889 SF
  • Assessor Parcel Number: 452-711-02-04

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Jul 21, 2025
Sold by
Scott And Michele Esposito 2023 Trust and Esposito Michele
Bought by
Evans Shad and Huang Minnie Mei-Hua
Seller's Agent
Michele Esposito
Coldwell Banker Realty
Buyer's Agent
Melanie Fitzgerald
Compass
List Price
$1,925,000
Sold Price
$1,875,000
Premium/Discount to List
-$50,000
-2.6%
Views
46

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$1,125,000
Outstanding Balance
$1,122,164
Interest Rate
4.75%
Mortgage Type
New Conventional
Estimated Equity
$775,606

Purchase Details

Closed on
Mar 2, 2023
Sold by
Esposito Scott and Esposito Michele
Bought by
Scott And Michele Esposito 2023 Trust and Esposito

Purchase Details

Closed on
Jun 15, 2021
Sold by
Ini Greenfield Ii Llc
Bought by
Esposito Scott and Esposito Michele

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,321,750
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,875,000 Equity Title Company
Quit Claim Deed -- None Listed On Document
Grant Deed $1,555,000 Corinthian Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,125,000 New Conventional
Previous Owner $1,321,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/14/2025 08/14/25 Sold $1,875,000 -2.6% $870 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $1,925,000 -- $894 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,211 $1,683,179 $757,701 $925,478
2024 $20,211 $1,650,177 $742,845 $907,332
2023 $19,765 $1,586,100 $714,000 $872,100
2022 $19,238 $1,586,100 $714,000 $872,100
2021 $13,202 $1,068,926 $165,395 $903,531
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250031205

San Diego MLS

APN: 452-711-02-04