$382,000
SOLD AUG 21, 2025
3 Beds
2.5 Baths
2,000 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$191 Per Sq Ft

4% Below List Price

21 Days on Market

Highlights

  • Community Lake
  • Property is near a park
  • Loft
  • Oswego High School Rated A-
  • Vaulted Ceiling
  • 4-minute walk to Lakewood Creek Park

About This Home

As of August 2025

Welcome to 2763 Providence Lane, a beautifully maintained two-story home in the sought-after Montgomery Crossings community of Montgomery. Offering over 2,000 square feet of living space, this three-bedroom, two-and-one-half-bath home combines comfort, space, and style. Step inside to soaring vaulted ceilings and brand-new flooring throughout-laminate in the kitchen and living room, and fresh carpet everywhere else (2025). The open layout includes a spacious family room with a cozy gas fireplace, a bright kitchen with ample storage, and a separate dining area perfect for everyday living or entertaining. Upstairs, all three bedrooms have been freshly painted, including the large primary suite featuring a walk-in closet, private bath with a jetted tub, separate shower, and dual sinks. You'll also find a versatile loft and an updated hall bathroom (2025). Need more space? The partial unfinished basement offers nearly 1,000 square feet of potential for a rec room, home gym, or storage. Outside, enjoy a freshly sanded and sealed brick patio with a built-in fire pit-perfect for summer evenings. Additional highlights include newer stainless steel appliances and a new roof & gutters (2024). Located in top-rated Oswego 308 schools, within walking distance to the elementary school, and close to parks, shopping, dining, and major highways. Residents also enjoy access to a clubhouse, pool, and playground.

Last Agent to Sell the Property

Haydee Rosas

Coldwell Banker Realty License #475142068 Listed on: 07/10/2025

Coldwell Banker Realty

Last Buyer's Agent

Michael Tovella

HomeSmart Realty Group License #475134358

HomeSmart Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,508

Year Built

  • Built in 2003

Lot Details

  • 7,405 Sq Ft Lot
  • Paved or Partially Paved Lot

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,000 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Formal Dining Room
  • Loft
  • Partial Basement

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Schools

  • Lakewood Creek Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near a park

Community Details

  • Montgomery Crossings Subdivision
  • Community Lake

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,508

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Montgomery Crossings
  • Year Built: 2003
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Unfinished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Vaulted Ceiling(s), Walk-In Closet(s), Separate Dining Room
  • LivingArea: 2000
  • Room Type: Eating Area, Loft
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2000
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 387000
  • Lot Features: None
  • OtherStructures: None
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lakewood Creek Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.17
  • Lot Dimensions: 7522.42
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8508.04
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2025
Closed on
Jul 7, 2025
Sold by
Kotlan Linda A
Bought by
Sleva Ryan and Sleva Sarah
Seller's Agent
Haydee Rosas
Coldwell Banker Realty
Buyer's Agent
Michael Tovella
HomeSmart Realty Group
List Price
$397,000
Sold Price
$382,000
Premium/Discount to List
-$15,000
-3.78%
Views
822

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
45.03%
Original Mortgage
$192,000
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 1, 2004
Sold by
Montgomery Crossings Llc
Bought by
Kotlan Linda A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $382,000 Burnet Title
Special Warranty Deed $239,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $192,000 New Conventional
Previous Owner $46,300 Credit Line Revolving
Previous Owner $30,000 Credit Line Revolving
Previous Owner $164,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Sold $382,000 -1.3% $191 / Sq Ft
07/31/2025 07/31/25 Pending -- -- --
07/25/2025 07/25/25 Price Changed $387,000 -2.5% $194 / Sq Ft
07/10/2025 07/10/25 For Sale $397,000 -- $199 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,508 $112,835 $13,174 $99,661
2023 $7,578 $100,953 $11,787 $89,166
2022 $7,578 $91,651 $10,701 $80,950
2021 $7,248 $85,655 $10,701 $74,954
2020 $7,143 $83,543 $10,701 $72,842
2019 $7,004 $81,109 $10,389 $70,720
2018 $6,742 $76,081 $10,389 $65,692
2017 $6,611 $71,783 $10,389 $61,394
2016 $7,052 $69,422 $10,389 $59,033
2015 $6,402 $60,354 $9,354 $51,000
2014 -- $59,100 $9,354 $49,746
2013 -- $59,100 $9,354 $49,746
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12417012

Midwest Real Estate Data (MRED)

APN: 02-02-487-018