$865,000
SOLD MAR 31, 2025

2765 Surf Rd Panacea, FL 32346

3 Beds
2 Baths
1,500 Sq Ft
0.51 Acres

Recently Sold

$577 Per Sq Ft

2% Below List Price

111 Days on Market

Highlights

  • Access to Bay or Harbor
  • Waterfront
  • Traditional Architecture
  • Bay View
  • Vaulted Ceiling
  • 1-minute walk to Bald Point State Park

About This Home

As of March 2025

The perfect retreat! Gulf of Mexico, Sopchoppy and Ochlocknee rivers accessible by short boat ride. 100' Ochlocknee Bay frontage with private beach setting looking across 1mile of water to state protected land, Dock with power and water to sun deck and boat house with lift equipped to accommodate V-hull or pontoon. 3 bedroom 2 bath home on 1/2 acre fenced lot with large storage area and slab for parking or entertaining below. Well maintained, 2008 solid built home 2x6 exterior walls with hardie board siding, standing seam metal roof on concrete pier foundation. Split floor plan with open concept that flows perfectly with no wasted space. Located minutes to restaurants, golf, bike trail and beaches. Only 35 miles from TLH airport.

Last Agent to Sell the Property

Blair LaPete

Superior Realty Group LLC License #3174573 Listed on: 11/18/2024

Last Buyer's Agent

Jeff Naylor

Re/Max Professionals Realty License #3039168

Re/Max Professionals Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,775

Year Built

  • Built in 2008

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 100x285x100x295
  • Waterfront
  • Property is Fully Fenced

Parking

  • 3 Carport Spaces

Property Views

  • Bay
  • Gulf

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,500 Sq Ft Home
  • Tray Ceiling
  • Vaulted Ceiling
  • Fireplace
  • Utility Room
  • Washer

Kitchen

  • Oven
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Schools

  • Medart Elementary School
  • Wakulla Middle School
  • Wakulla High School

Additional Features

  • Access to Bay or Harbor
  • Central Heating and Cooling System

Community Details

  • White Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 12129-12-6S-02W-032-03886-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,775

Year Built

Built in 2008

Lot Details

0

Listing Details

  • Waterfront: Yes
  • Year Built: 2008
  • Directions: South on 319, Right at Rockys on HWY 98, Right on Surf Rd before the bridge, Property on left
  • Elementary School: MEDART
  • High School: WAKULLA
  • PropertySubType: Detached
  • PropertyType: Residential
  • Land Info Fencing: Fenced
  • Lot Size: 100x285x100x295
  • ResoRoadSurfaceType: Paved
  • Appliances: Dryer, Dishwasher, Ice Maker, Microwave, Oven, Range, Refrigerator, Washer
  • Subdivision Name: White Beach
  • Owner Name: Nicholas
  • Architectural Style: Traditional
  • Bedrooms: 3
  • ResoBuildingAreaSource: Assessor
  • Carport Y N: Yes
  • Fireplace: Yes
  • Reso Interior Features: Tray Ceiling(s), High Ceilings, Vaulted Ceiling(s), Split Bedrooms, Walk-In Closet(s)
  • Reso Parking Features: Carport, Three or more Spaces
  • Property Attached Yn: No
  • Reso Room Type: Other, Utility Room
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • PropertySubTypeAdditional: Detached,Single Family Residence
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Engineered Hardwood, Tile
  • Full Bathrooms: 2
  • Living Area: 1500.0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • View: Bay, Gulf
  • Acres: 0.51
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Bay Access
  • Home Warranty: No
  • Construction Materials: Fiber Cement
  • Exterior Features: Fully Fenced

Garage/Parking

  • Carport Spaces: 3.0

Utilities

  • Heating: Electric
  • Cooling: Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Fee Information

  • Association Fee Includes: None

Schools

  • Middle Or Junior School: WAKULLA

Lot Info

  • Parcel Number: 12129-12-6S-02W-032-03886-000

Tax Info

  • Tax Annual Amount: 5775.0
  • Tax Block: -
  • Tax Lot: -

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2024
Closed on
Mar 28, 2025
Sold by
Nicholas Christopher J and Nicholas Rebecca S
Bought by
Sowell Kelly L and Sowell Clifford T
Seller's Agent
Blair LaPete
Superior Realty Group LLC
Buyer's Agent
Jeff Naylor
Re/Max Professionals Realty
List Price
$879,000
Sold Price
$865,000
Premium/Discount to List
-$14,000
-1.59%
Views
434
Current Estimated Value
$862,037

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,963
Avg. Annual Appreciation
-0.50%
Original Mortgage
$428,250
Outstanding Balance
$426,429
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$435,608

Purchase Details

Closed on
Sep 1, 2011
Sold by
Hancock Bank
Bought by
Nicholas Christopher J and Nicholas Rebecca S

Purchase Details

Closed on
Apr 25, 2011
Sold by
The Davis Family Llc
Bought by
Hancock Bank

Purchase Details

Closed on
Mar 15, 2005
Sold by
Harper Julian F
Bought by
Waterfront Properties Of North Fl Inc

Purchase Details

Closed on
Apr 11, 2000
Sold by
Finley Mcmillan and Finley Jean
Bought by
Harper Julian F and Julian F Harper Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,805
Interest Rate
8.27%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $865,000 None Listed On Document
Warranty Deed $865,000 None Listed On Document
Special Warranty Deed $270,000 First American Title Ins Co
Trustee Deed -- Attorney
Warranty Deed $575,000 --
Warranty Deed $85,000 Wakulla Title Company Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $428,250 New Conventional
Closed $428,250 New Conventional
Previous Owner $64,805 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/31/2025 03/31/25 Sold $865,000 -1.6% $577 / Sq Ft
11/21/2024 11/21/24 For Sale $879,000 -- $586 / Sq Ft
Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,015 $468,906 $165,000 $303,906
2023 $5,689 $349,851 $0 $0
2022 $4,745 $319,307 $100,000 $219,307
2021 $4,426 $289,133 $100,000 $189,133
2020 $4,242 $281,504 $100,000 $181,504
2019 $4,164 $270,542 $100,000 $170,542
2018 $3,941 $252,964 $100,000 $152,964
2017 $3,854 $242,979 $0 $0
2016 $3,753 $222,157 $0 $0
2015 $3,883 $219,781 $0 $0
2014 $3,905 $214,054 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Blair LaPete

    Seller's Agent in 2025

    Blair LaPete

    Superior Realty Group LLC

    (850) 570-5579

    83 Total Sales

    Blair LaPete
    Section Image
  • Jeff Naylor

    Buyer's Agent in 2025

    Jeff Naylor

    RE/MAX

    (850) 567-2447

    171 Total Sales

    Jeff Naylor
    Section Image
See All Agents

Map

Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

MLS Number: 379134

Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

APN: 12-6S-02W-032-03886-000

Florida Wakulla County Panacea 32346

2765 Surf Rd, Panacea, FL

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

Nearby Homes