Seller's Agent in 2024
Vanessa Murphy
GMC Realty LTD
(630) 675-8061
1 in this area
30 Total Sales
277 Center St Elgin, IL 60120
Northeast Elgin Neighborhood
2
Beds
1
Bath
747
Sq Ft
0.57
Acres
About This Home
As of May 2024Great starter home with a good rental history. Nice size living space and decent bedroom sizes. Full partially finished basement with good ceiling height. Close to Gail Borden Public Library and Hemmens Cultural Center. This property may qualify for a no closing cost loan with local lender. Call the listing agent for details.
Last Agent to Sell the Property
eXp Realty - Geneva License #471019024 Listed on: 12/30/2017
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,991
Year Built
- 1925
Parking
- Detached Garage
- Gravel Driveway
- Garage Is Owned
Home Design
- Bungalow
- Asphalt Shingled Roof
- Vinyl Siding
Additional Features
- Oven or Range
- Basement Fills Entire Space Under The House
- Heating System Uses Gas
Listing and Financial Details
- $3,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 28, 2023
Closed on
Apr 28, 2024
Sold by
Overbee Jesse
Bought by
Saldana Marcos Aranda
Seller's Agent
Vanessa Murphy
GMC Realty LTD
Buyer's Agent
Diana Gonzalez
Luna Real Estate Inc.
List Price
$165,000
Sold Price
$160,000
Premium/Discount to List
-$5,000
-3.03%
Views
332
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,632
Avg. Annual Appreciation
16.86%
Original Mortgage
$155,200
Outstanding Balance
$153,069
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$46,563
Purchase Details
Listed on
Dec 30, 2017
Closed on
Jun 26, 2018
Sold by
Fisher Patrick and Fisher Jennifer N
Bought by
Overbee Jesse
Seller's Agent
Robert Kopp
eXp Realty - Geneva
Buyer's Agent
Vanessa Murphy
GMC Realty LTD
List Price
$109,900
Sold Price
$115,000
Premium/Discount to List
$5,100
4.64%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.81%
Original Mortgage
$112,917
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 12, 2005
Sold by
Blank Joshua
Bought by
Fisher Patrick
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,999
Interest Rate
6.34%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 2, 2005
Sold by
Hud
Bought by
Blank Joshua
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,999
Interest Rate
6.34%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 19, 2004
Sold by
Ghouleh Sanna O
Bought by
Hud
Purchase Details
Closed on
Dec 20, 2002
Sold by
Mpd Investments Inc
Bought by
Ghouleh Sanna O
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,954
Interest Rate
6.13%
Mortgage Type
FHA
Purchase Details
Closed on
May 1, 2002
Sold by
Del Norte Refi Llc
Bought by
Mpd Investments Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,235
Interest Rate
4.75%
Purchase Details
Closed on
Mar 15, 2002
Sold by
Campbell Cheryl J
Bought by
Del Norte Refi Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,235
Interest Rate
4.75%
Purchase Details
Closed on
Jun 26, 1997
Sold by
Thelen Lora Lee and Hildebrand Carol
Bought by
Campbell Cheryl J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,000
Interest Rate
7.94%
Mortgage Type
Balloon
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $160,000 | None Listed On Document | |
| Warranty Deed | $113,500 | Fidelity National Title | |
| Warranty Deed | $125,000 | Law Title Insurance | |
| Warranty Deed | -- | Stewart Title Company | |
| Commissioners Deed | -- | -- | |
| Warranty Deed | $126,000 | First American Title Co | |
| Special Warranty Deed | $75,000 | Greater Illinois Title Compa | |
| Legal Action Court Order | -- | Greater Illinois Title Compa | |
| Warranty Deed | $48,333 | Lawyers Title Insurance Corp |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $155,200 | New Conventional | |
| Previous Owner | $112,917 | FHA | |
| Previous Owner | $99,999 | New Conventional | |
| Previous Owner | $123,954 | FHA | |
| Previous Owner | $74,235 | No Value Available | |
| Previous Owner | $58,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2024 05/02/24 | Sold | $160,000 | 0.0% | $214 / Sq Ft |
| 04/30/2024 04/30/24 | Off Market | $160,000 | -- | -- |
| 03/15/2024 03/15/24 | Off Market | $160,000 | -- | -- |
| 12/28/2023 12/28/23 | Off Market | $160,000 | -- | -- |
| 12/20/2023 12/20/23 | Off Market | $165,000 | -- | -- |
| 09/28/2023 09/28/23 | Pending | -- | -- | -- |
| 09/22/2023 09/22/23 | Pending | -- | -- | -- |
| 09/19/2023 09/19/23 | Pending | -- | -- | -- |
| 09/11/2023 09/11/23 | Pending | -- | -- | -- |
| 08/30/2023 08/30/23 | For Sale | $165,000 | 0.0% | $221 / Sq Ft |
| 07/03/2023 07/03/23 | Pending | -- | -- | -- |
| 06/28/2023 06/28/23 | For Sale | $165,000 | +43.5% | $221 / Sq Ft |
| 06/28/2018 06/28/18 | Sold | $115,000 | +4.6% | $154 / Sq Ft |
| 05/17/2018 05/17/18 | Pending | -- | -- | -- |
| 05/15/2018 05/15/18 | For Sale | $109,900 | -4.4% | $147 / Sq Ft |
| 05/09/2018 05/09/18 | Pending | -- | -- | -- |
| 05/08/2018 05/08/18 | Off Market | $115,000 | -- | -- |
| 05/05/2018 05/05/18 | For Sale | $109,900 | 0.0% | $147 / Sq Ft |
| 01/27/2018 01/27/18 | Pending | -- | -- | -- |
| 01/13/2018 01/13/18 | Price Changed | $109,900 | -4.4% | $147 / Sq Ft |
| 12/30/2017 12/30/17 | For Sale | $114,900 | 0.0% | $154 / Sq Ft |
| 11/01/2016 11/01/16 | Rented | $1,150 | 0.0% | -- |
| 10/18/2016 10/18/16 | For Rent | $1,150 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,991 | $49,875 | $5,817 | $44,058 |
| 2023 | $3,841 | $45,058 | $5,255 | $39,803 |
| 2022 | $3,563 | $41,085 | $4,792 | $36,293 |
| 2021 | $3,427 | $38,411 | $4,480 | $33,931 |
| 2020 | $3,344 | $36,669 | $4,277 | $32,392 |
| 2019 | $3,262 | $34,929 | $4,074 | $30,855 |
| 2018 | $2,718 | $27,495 | $3,838 | $23,657 |
| 2017 | $2,673 | $25,992 | $3,628 | $22,364 |
| 2016 | $2,572 | $24,114 | $3,366 | $20,748 |
| 2015 | -- | $22,102 | $3,085 | $19,017 |
| 2014 | -- | $21,829 | $3,047 | $18,782 |
| 2013 | -- | $25,806 | $3,127 | $22,679 |
Source: Public Records
Agents Affiliated with this Home
-
Vanessa Murphy
-
Diana Gonzalez
Buyer's Agent in 2024
Diana Gonzalez
Luna Real Estate Inc.
(224) 775-7226
4 in this area
73 Total Sales
-
Robert Kopp
Seller's Agent in 2018
Robert Kopp
eXp Realty - Geneva
(630) 651-3722
1 in this area
134 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09823463
APN: 06-13-106-001
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