$589,000
SOLD JUN 24, 2026

277 Virginia Ln Murphy, NC 28906

Murphy Area
2 Beds
2 Baths
1,523 Sq Ft
3.73 Acre Lot

Sale Details

Date Sold: June 24, 2026

$387 Per Sq Ft

8% Below List Price

0 Day on Market

Highlights

  • Home fronts a creek
  • Wooded Lot
  • Wood Flooring
  • 3.73 Acre Lot
  • Vaulted Ceiling
  • Furnished

About This Home

As of June 2026

400+/- feet of Shoal Creek frontage set the tone for this rare mountain retreat, where the sound of rushing water and complete privacy come together on nearly 4 usable acres just outside of Murphy. Tucked along the banks of a bold, year-round mountain stream, this log cabin is positioned to fully capture the experience—whether you're fishing from your own property, relaxing on the private creekside observation deck, or simply enjoying the constant, calming sound of the water just steps away. Inside, the cabin offers a warm and inviting feel with a wood-burning fireplace anchoring the great room and a comfortable, functional layout designed for easy mountain living. The main level features a spacious guest bedroom and full bath, while the upper-level loft serves as a private primary suite complete with walk-in closet and its own bath. The lower level adds even more flexibility with workshop space, additional storage, and a wide-open patio area ideal for gathering, entertaining, or unwinding after a day on the water. Outdoor living is where this property truly stands apart—offering direct, usable access to the creek along with plenty of level ground to enjoy, something that's increasingly hard to find with waterfront properties in the mountains. Additional highlights include a metal roof, private well, and the option to purchase furnished or with addtional land for a seamless transition. Located just minutes from local marinas with access to both Hiwassee Lake and Apalachia Lake, this property offers the perfect balance of seclusion and accessibility. A true creekfront property with this much frontage, usable land, and privacy is a rare find—ideal as a full-time residence, second home, or investment opportunity.

Last Agent to Sell the Property

Michelle Spies

Carolina Mountain Homes Listed on: 03/26/2026

Last Buyer's Agent

A Non Member

Berkshire Hathaway HomeServices Carolina Premier Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,095

Year Built

  • Built in 2008

Lot Details

  • 3.73 Acre Lot
  • Home fronts a creek
  • Wooded Lot
  • Property is zoned Deed Restricted

Home Design

  • Raised Foundation
  • Slab Foundation
  • Metal Roof
  • Wood Siding
  • Log Siding

Interior Spaces

  • 1.5-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Workshop
  • Unfinished Basement
  • Exterior Basement Entry

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Hiwassee Dam Middle School
  • Hiwassee Dam High School

Utilities

  • Central Air
  • Heating Available
  • Well
  • Electric Water Heater

Community Details

  • Shoal Creek Pointe Subdivision

Listing and Financial Details

  • Tax Lot 2&3
  • Assessor Parcel Number 453300599491000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,095

Year Built

Built in 2008

Lot Details

3.73 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 2008
  • Appliances: Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher
  • Original List Price: 639000.00
  • Unit Levels: One and One Half
  • Is New Construction?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Exterior Entry, Other, Partial, Unfinished
  • Flooring: Tile, Wood
  • Interior Amenities: Walk-in Closet(s), Vaulted Ceiling(s), Solid Surface, Ceiling Fan(s), Furnished, Basement, Walk-In Closet(s), Workshop
  • Furnished: Partially
  • Laundry Features: Dryer Hookup, Washer Hookup
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Total Bedrooms: 6
  • Room Types: Laundry
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.00
  • Attic Features: None

Exterior Features

  • Exterior Finish: Log, Wood Siding
  • Roof: Metal
  • Road Frontage Type: Creek
  • Foundation Details: Raised, Slab

Garage/Parking

  • Has Attached Garage?: No
  • Has Attached Garage?: No
  • Parking Features: Gravel

Utilities

  • Utilities: Satellite Internet
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Water Source: Well
  • Cooling: Central Air
  • Has Cooling?: Yes
  • Heating: Fireplace(s), Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank

Schools

  • High School: Hiwassee Dam
  • Middle Or Junior School: Hiwassee Dam

Lot Info

  • Deed Book: 1644
  • Lot Number: 2&3
  • Zoning: Deed Restricted
  • Lot Features: Wooded
  • Lot Size Acres: 3.73
  • Lot Size: 3.73
  • Lot Size Sq Ft: 162479.00
  • Parcel#: 453300599491000
  • Permitted Use: Public

Rental Info

  • Lease Term: Short Term Lease

Tax Info

  • Tax Year: 2025
  • Tax Lot: 2&3
  • Tax Other Assessment Amount Frequency: 0
  • Tax Amount: 2094.75

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2026
Closed on
Jun 24, 2026
Sold by
Bought by
Seller's Agent
Michelle Spies
Carolina Mountain Homes
Buyer's Agent
A Non Member
Berkshire Hathaway HomeServices Carolina Premier Properties
List Price
$639,000
Sold Price
$589,000
Premium/Discount to List
-$50,000
-7.82%
Views
64

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
129.49%
Original Mortgage
$412,200
Outstanding Balance
$412,200
Interest Rate
6.36%
Mortgage Type
New Conventional
Estimated Equity
$217,271

Purchase Details

Listed on
Mar 23, 2020
Closed on
May 13, 2020
Sold by
Bought by
Seller's Agent
Michelle Spies
Carolina Mountain Homes
Buyer's Agent
Michelle Spies
Carolina Mountain Homes
List Price
$257,000
Sold Price
$257,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.61%

Purchase Details

Listed on
Oct 30, 2018
Closed on
Jan 24, 2019
Sold by
Bought by
Seller's Agent
Ronald Halstead
Appalachian Land Company
Buyer's Agent
Michelle Spies
Carolina Mountain Homes
List Price
$240,000
Sold Price
$240,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$192,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 19, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 9, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,400
Interest Rate
3.98%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,882
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $589,000 None Listed On Document
Warranty Deed $257,000 None Available
Warranty Deed $240,000 None Available
Warranty Deed $220,000 None Available
Trustee Deed $186,540 None Available
Warranty Deed $100,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $412,200 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $124,400 New Conventional
Previous Owner $278,650 New Conventional
Previous Owner $250,000 New Conventional
Previous Owner $263,882 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/24/2026 06/24/26 Sold $589,000 -7.8% $387 / Sq Ft
03/26/2026 03/26/26 Pending -- -- --
03/26/2026 03/26/26 For Sale $639,000 +148.6% $420 / Sq Ft
05/26/2020 05/26/20 Sold $257,000 0.0% $169 / Sq Ft View Prior Sale
05/05/2020 05/05/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $257,000 +7.1% $169 / Sq Ft
02/07/2019 02/07/19 Sold $240,000 0.0% $124 / Sq Ft View Prior Sale
12/26/2018 12/26/18 Pending -- -- --
10/30/2018 10/30/18 For Sale $240,000 -- $124 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,940 $263,070 $0 $0
2024 $1,858 $263,070 $0 $0
2023 $1,848 $263,070 $0 $0
2022 $1,848 $263,070 $0 $0
2021 $1,559 $263,070 $22,000 $241,070
2020 $1,140 $242,140 $0 $0
2019 $1,140 $186,540 $0 $0
2018 $1,140 $186,540 $0 $0
2017 $1,140 $186,540 $0 $0
2016 $1,140 $186,540 $0 $0
2015 $1,140 $186,540 $33,400 $153,140
2012 -- $186,540 $33,400 $153,140
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 98544216

Hive MLS

APN: 4533-00-59-9491-000

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