NOT LISTED FOR SALE

278 S Main St Gardner, MA 01440

Estimated Value: $466,000 - $534,000

6 Beds
3 Baths
2,844 Sq Ft
$176/Sq Ft Est. Value

Last Sold August 29, 2017

Last sale price $92,000 $32 Per Sq Ft

Est. 443% increase in value since last sale

Current estimated payment $2,626/month

5 Days on Market

About This Home

As of August 2017

Back on the market!!! Property is a HUD owned home. Boy is this house big! Think of the possibilities when you own this six bedroom two and a half bath Victorian home located in a unique location in the middle of town. South Main St. is no longer a through street so it's now just a long block of well maintained older homes. Many homes have had or could have home businesses and such is the case with this property. We recommend you consider a FHA203K rehab loan when purchasing this home so needed updates can be done with minimal strain and maximum added value.

Last Agent to Sell the Property

Dick Thackston

R.H. Thackston & Company Listed on: 06/14/2017

Last Buyer's Agent

Richard Thackston

R.H. Thackston & Company

Home Details

Home Type

Single Family

Est. Annual Taxes

$52

Year Built

1870

Lot Details

0

Listing Details

  • Lot Description: Level
  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Colonial
  • Other Agent: 3.00
  • Sub-Agency Relationship Offered: Yes
  • Lead Paint: Unknown
  • Year Built Description: Actual
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1870

Interior Features

  • Has Basement: Yes
  • Number of Rooms: 9
  • Electric: Circuit Breakers
  • Basement: Full, Unfinished Basement
  • No Bedrooms: 6
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Lo: BB9083
  • Main So: BB9083
  • Estimated Sq Ft: 2844.00

Exterior Features

  • Construction: Frame
  • Exterior: Vinyl
  • Foundation: Poured Concrete

Garage/Parking

  • Parking: Paved Driveway
  • Parking Spaces: 3

Utilities

  • Hot Water: Oil
  • Sewer: City/Town Sewer
  • Water: City/Town Water

Lot Info

  • Zoning: residentia
  • Lot: 28
  • Acre: 0.30
  • Lot Size: 13068.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2017
Closed on
Aug 30, 2017
Sold by
Department Of Housing & Urban Dev
Bought by
Innocent Emmanuel and Brunot Rosy
Seller's Agent
Dick Thackston
R.H. Thackston & Company
Buyer's Agent
Richard Thackston
R.H. Thackston & Company
List Price
$95,386
Sold Price
$92,000
Premium/Discount to List
-$3,386
-3.55%
Current Estimated Value
$499,896

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$407,896
Avg. Annual Appreciation
23.08%

Purchase Details

Closed on
Sep 16, 2016
Sold by
Pnc Bank Na
Bought by
Department Of Housing & Urban Dev

Purchase Details

Closed on
Apr 23, 2015
Sold by
Lorime Josephine
Bought by
Pnc Bank Na

Purchase Details

Closed on
Sep 27, 2005
Sold by
Maker Gerald W and Maker Linda J
Bought by
Lorime Josephine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,775
Interest Rate
5.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 3, 2001
Sold by
Est Griffin Darlene M and Stolgitis William C
Bought by
Shepard Bryant S and Shepard Sheila M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,063
Interest Rate
6.66%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 29, 1999
Sold by
Gouin Charles N and Gouin Christal J
Bought by
Maker Gerald W and Maker Linda J

Purchase Details

Closed on
Jan 19, 1999
Sold by
Contimortgage Corp
Bought by
Gouin Charles N and Gouin Christal J

Purchase Details

Closed on
Jul 28, 1997
Sold by
Egeland John Patrick
Bought by
Contimortgage Corp

Purchase Details

Closed on
Oct 22, 1993
Sold by
Egeland David C and Egeland Amy
Bought by
Egeland John P and Egeland Eileen

Purchase Details

Closed on
Jun 29, 1993
Sold by
Crestar Mtg Corp
Bought by
Egeland David and Edgeland Amy

Purchase Details

Closed on
Oct 15, 1987
Sold by
Lent Diane M
Bought by
Smith Francis G
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Innocent Emmanuel $92,000 --
Department Of Housing & Urban Dev -- --
Pnc Bank Na $139,400 --
Lorime Josephine $215,000 --
Shepard Bryant S $80,000 --
Maker Gerald W $129,900 --
Gouin Charles N $39,900 --
Contimortgage Corp $69,900 --
Egeland John P $48,000 --
Egeland David $23,000 --
Smith Francis G $90,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lorime Josephine $187,775
Previous Owner Smith Francis G $16,113
Previous Owner Smith Francis G $140,063
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2017 08/29/17 Sold $92,000 -3.5% $32 / Sq Ft
06/19/2017 06/19/17 Pending -- -- --
06/14/2017 06/14/17 For Sale $95,386 -- $34 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $52 $364,400 $70,400 $294,000
2024 $5,360 $357,600 $64,000 $293,600
2023 $5,250 $325,500 $63,100 $262,400
2022 $4,791 $257,700 $47,800 $209,900
2021 $4,593 $229,200 $41,600 $187,600
2020 $4,414 $223,600 $41,600 $182,000
2019 $4,167 $206,900 $41,600 $165,300
2018 $3,817 $188,300 $41,600 $146,700
2017 $3,387 $165,400 $41,600 $123,800
2016 $3,132 $153,000 $41,600 $111,400
2015 $2,995 $149,900 $41,600 $108,300
2014 $2,885 $152,900 $46,200 $106,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72182746

MLS Property Information Network (MLS PIN)

APN: GARD-000017R-000008-000028