2786 Chapel Dr Elberton, GA 30635
Estimated payment $1,779/month
Highlights
- Swim Dock
- 1.7 Acre Lot
- Deck
- Lake View
- Community Lake
- Wood Burning Stove
About This Home
Discover this beautifully updated lakefront retreat on Lake Thurmond (formerly known as Clarks Hill Lake)! Nestled on two private, wooded lots, this distinctive 1,250-sq-ft home offers the perfect blend of modern upgrades and relaxed lakeside living. Completely renovated during the seller's ownership, the 3-bedroom, 1-bath home features an open floor plan ideal for entertaining and everyday comfort. The kitchen is equipped with mostly new appliances, a stainless-steel vent hood, and elegant porcelain tile that continues through the dining area and bath. Hardwood floors grace the hallways, while plush carpet adds warmth to the living room and bedrooms. Major improvements provide peace of mind and lasting value, including new exterior sheathing and house wrap, HardiePlank siding, updated interior and exterior doors, a tankless water heater, durable metal roof, new gutters, and a newly constructed porch and deck-perfect for enjoying the serene lake views. Beneath the home is an additional 1,250 sq ft that could easily be enclosed to create expanded garage and living space, offering exceptional flexibility for storage, a workshop, or future finished square footage. This area provides full wall height and has plumbing already stubbed in, making it ideal for customization to suit your needs. The driveway extends down to the Corps line and is accessible by golf cart or 4-wheel drive, crossing a new heavy-duty bridge that leads to a brand-new fishing dock on Lake Thurmond. Additional updates include a new septic tank installed in 2012 and a replaced well pump and tank in 2023. All that's left to do is arrive, unwind, and enjoy the beauty of Lake Thurmond. Schedule your private showing today and experience lake life at its best! Note: All improvements and dock options are subject to Corps approval; however, a slip dock with a longer gangway may be possible provided the required 50-foot setback is maintained.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $846
Year Built
- Built in 1950
Lot Details
- 1.7 Acre Lot
- Sloped Lot
Home Design
- Traditional Architecture
- Pillar, Post or Pier Foundation
- Metal Roof
- Concrete Siding
Interior Spaces
- 1,250 Sq Ft Home
- 1-Story Property
- High Ceiling
- 1 Fireplace
- Wood Burning Stove
- Family Room
- Lake Views
- Laundry closet
Kitchen
- Oven or Range
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 1 Full Bathroom
- Bathtub Includes Tile Surround
Outdoor Features
- Army Corps Of Engineers Controlled
- Swim Dock
- Deck
- Porch
Schools
- Elbert Co Primary/Elem Elementary School
- Elbert County Middle School
- Elbert County High School
Utilities
- Well
- Septic Tank
Community Details
- No Home Owners Association
- Cooter Creek Subdivision
- Community Lake
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $710 | $29,622 | $6,480 | $23,142 |
| 2023 | $633 | $26,382 | $3,240 | $23,142 |
| 2022 | $599 | $24,974 | $3,240 | $21,734 |
| 2021 | $600 | $24,974 | $3,240 | $21,734 |
| 2020 | $505 | $18,568 | $3,240 | $15,328 |
| 2019 | $524 | $18,568 | $3,240 | $15,328 |
| 2018 | $540 | $18,568 | $3,240 | $15,328 |
| 2017 | $362 | $11,510 | $3,240 | $8,270 |
| 2016 | $338 | $11,510 | $3,240 | $8,270 |
| 2015 | -- | $11,510 | $3,240 | $8,270 |
| 2014 | -- | $11,823 | $3,240 | $8,583 |
| 2013 | -- | $11,823 | $3,240 | $8,583 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/06/2025 12/06/25 | Price Changed | $325,000 | -5.2% | $260 / Sq Ft |
| 11/04/2025 11/04/25 | Price Changed | $343,000 | -1.7% | $274 / Sq Ft |
| 08/01/2025 08/01/25 | Price Changed | $349,000 | -5.7% | $279 / Sq Ft |
| 03/28/2025 03/28/25 | For Sale | $369,900 | -- | $296 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $37,200 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $400 | -- |
Source: Georgia MLS
MLS Number: 10488949
APN: 085B-017A
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