$499,900
$29K PRICE DROP

2786 SW Montego Terrace Stuart, FL 34997

South Stuart Neighborhood

Estimated payment $3,183/month

Total Views 6,064
3 Beds
2 Baths
1,625 Sq Ft
$308 Price per Sq Ft

Highlights

  • Boat Ramp
  • Concrete Pool
  • Vaulted Ceiling
  • South Fork High School Rated A-
  • Clubhouse
  • Garden View

About This Home

Spacious, One owner, Move-In-Ready Home! This beautifully maintained 1,625 sq ft home offers 3 bedrooms PLUS a versatile office/den that can EASILY serve as a 4th bedroom, 2 full baths, and a spacious 2-car garage. Home has Luxury Vinyl flooring, updated kitchen cabinets with soft close, and granite countertops. Endless entertaining in the large screened patio with a newly refinished swimming pool. Primary bedroom has large walk in closet, dual sinks, separate shower and tub. Situated just steps from a serene lake, this home is nestled in the highly desirable River Forest community. Enjoy top-tier amenities, including: Clubhouse w/Heated Pool, Fitness Center, Playground, Basketball court, Boat Launch w/ ocean access, and RV storage. Must See. Come and Enjoy Florida living at it's best!

Listing Agent

Ronald Balsamo

Illustrated Properties LLC License #3219269 Listed on: 01/31/2025

Illustrated Properties LLC

Co-Listing Agent

Nicholas D'Alessio

Illustrated Properties LLC License #3042666

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,576

Year Built

  • Built in 2001

Lot Details

  • 6,600 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Garden
  • Pool

Home Design

  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,625 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Vaulted Ceiling
  • Entrance Foyer
  • Family Room
  • Combination Kitchen and Dining Room
  • Den
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Concrete Pool
  • Screen Enclosure

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 123940002051000300

Community Details

Overview

  • Association fees include common areas, cable TV, reserve fund
  • River Forest Subdivision

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Boating
  • Community Basketball Court
  • Community Pool
  • Community Spa
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,576

Year Built

Built in 2001

Lot Details

0

HOA Fees

$175 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Kanner Hwy west over I95 to SW 96th Street make Right then make Right on Pennsylvania Ave, Right on Montego Terr.
  • Year Built: 2001
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Dual Sinks, Entrance Foyer, Eat-in Kitchen, Kitchen/Dining Combo, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Central Vacuum
  • Private Spa: No
  • Furnished: Unfurnished
  • Spa Features: Community
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Ceramic Tile, Vinyl
  • Living Area: 1625.0
  • Dining Room Type: Den, Family Room, Laundry, Storage Room
  • Stories: 1

Exterior Features

  • Exterior Features: Enclosed Porch, Patio
  • View: Garden, Pool
  • Lot Features: Sprinklers Automatic, < 1/4 Acre
  • Pool Features: Concrete, Pool, Screen Enclosure, Association, Community
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: Block
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Composition, Shingle

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Driveway, Garage, Two or More Spaces, Garage Door Opener

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 175.0
  • Community Features: Boat Facilities, Clubhouse, Non-Gated, Park, Pool, Street Lights
  • Senior Community: No
  • Amenities: Basketball Court, Clubhouse, Pool, Spa/Hot Tub, Trail(s)
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Common Areas, Cable TV, Reserve Fund

Lot Info

  • Parcel #: 123940002051000300
  • Lot Size: < 1/4 Acre
  • Lot Size Sq Ft: 6600.0
  • Zoning Description: Resident

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2576.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,501 $186,375 -- --
2023 $2,501 $180,947 $0 $0
2022 $2,646 $175,677 $0 $0
2021 $2,634 $170,561 $0 $0
2020 $2,538 $168,207 $0 $0
2019 $2,494 $164,425 $0 $0
2018 $2,430 $161,359 $0 $0
2017 $1,981 $158,040 $0 $0
2016 $2,258 $154,790 $0 $0
2015 $2,141 $153,714 $0 $0
2014 $2,141 $152,494 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2025 06/07/25 Price Changed $499,900 -2.9% $308 / Sq Ft
04/18/2025 04/18/25 Price Changed $514,900 -2.7% $317 / Sq Ft
01/31/2025 01/31/25 For Sale $529,000 -- $326 / Sq Ft
Source: BeachesMLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $88,500 Waveland Title Services Llc
Interfamily Deed Transfer $58,000 --
Special Warranty Deed $129,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $114,500 New Conventional
Open $241,500 Stand Alone First
Previous Owner $155,000 Unknown
Previous Owner $41,000 Credit Line Revolving
Previous Owner $116,900 No Value Available
Source: Public Records

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Source: BeachesMLS

MLS Number: R11057748

BeachesMLS

APN: 12-39-40-002-051-00030-0