$473,800
SOLD AUG 22, 2025

2786 SW Montego Terrace Stuart, FL 34997

South Stuart Neighborhood
3 Beds
2 Baths
1,625 Sq Ft
6,600 Sq Ft Lot

Recently Sold

$292 Per Sq Ft

10% Below List Price

185 Days on Market

Highlights

  • Boat Ramp
  • Concrete Pool
  • Vaulted Ceiling
  • South Fork High School Rated A-
  • Clubhouse
  • Garden View

About This Home

As of August 2025

Spacious, One owner, Move-In-Ready Home! This beautifully maintained 1,625 sq ft home offers 3 bedrooms PLUS a versatile office/den that can EASILY serve as a 4th bedroom, 2 full baths, and a spacious 2-car garage. Home has Luxury Vinyl flooring, updated kitchen cabinets with soft close, and granite countertops. Endless entertaining in the large screened patio with a newly refinished swimming pool. Primary bedroom has large walk in closet, dual sinks, separate shower and tub. Take a walk to a serene lake, this home is nestled in the highly desirable River Forest community. Enjoy top-tier amenities, including: Clubhouse w/Heated Pool, Fitness Center, Playground, Basketball court, Boat Launch w/ ocean access, and RV storage. Must See. Come and Enjoy Florida living at it's best!

Last Agent to Sell the Property

Ronald Balsamo

Illustrated Properties/Hobe So License #3219269 Listed on: 01/31/2025

Illustrated Properties/Hobe So

Co-Listed By

Nicholas D'Alessio

Illustrated Properties/Hobe So License #3042666

Last Buyer's Agent

Matthew Mann

LPT Realty, LLC License #3543599

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,576

Year Built

  • Built in 2001

Lot Details

  • 6,600 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Garden
  • Pool

Home Design

  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,625 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Vaulted Ceiling
  • Entrance Foyer
  • Family Room
  • Combination Kitchen and Dining Room
  • Den
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Concrete Pool
  • Screen Enclosure

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 123940002051000300

Community Details

Overview

  • Association fees include common areas, cable TV, reserve fund
  • River Forest Subdivision

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Boating
  • Community Basketball Court
  • Community Pool
  • Community Spa
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,576

Year Built

Built in 2001

Lot Details

0

HOA Fees

$175 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Kanner Hwy west over I95 to SW 96th Street make Right then make Right on Pennsylvania Ave, Right on Montego Terr.
  • Year Built: 2001
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Dual Sinks, Entrance Foyer, Eat-in Kitchen, Kitchen/Dining Combo, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Central Vacuum
  • Private Spa: No
  • Furnished: Unfurnished
  • Spa Features: Community
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Ceramic Tile, Vinyl
  • Living Area: 1625.0
  • Dining Room Type: Den, Family Room, Laundry, Storage Room
  • Stories: 1

Exterior Features

  • Exterior Features: Enclosed Porch, Patio
  • View: Garden, Pool
  • Lot Features: Sprinklers Automatic, < 1/4 Acre
  • Pool Features: Concrete, Pool, Screen Enclosure, Association, Community
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: Block
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Composition, Shingle

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Driveway, Garage, Two or More Spaces, Garage Door Opener

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 175.0
  • Community Features: Boat Facilities, Clubhouse, Non-Gated, Park, Pool, Street Lights
  • Senior Community: No
  • Amenities: Basketball Court, Clubhouse, Pool, Spa/Hot Tub, Trail(s)
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Common Areas, Cable TV, Reserve Fund

Lot Info

  • Parcel #: 123940002051000300
  • Lot Size: < 1/4 Acre
  • Lot Size Sq Ft: 6600.0
  • Zoning Description: Resident

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2576.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2025
Closed on
Aug 7, 2025
Sold by
Gallagher Cheryl A
Bought by
Mann Matthew William and Mann Heather Ann
Seller's Agent
Ronald Balsamo
Illustrated Properties/Hobe So
Buyer's Agent
Matthew Mann
LPT Realty, LLC
List Price
$529,000
Sold Price
$473,800
Premium/Discount to List
-$55,200
-10.43%
Views
88

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
49.89%
Original Mortgage
$450,110
Outstanding Balance
$449,722
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$37,694

Purchase Details

Closed on
Apr 22, 2005
Sold by
Lisa Michael P and Gallagher Cheryl A
Bought by
Gallagher Cheryl A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,500
Interest Rate
6%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Feb 26, 2002
Sold by
Lisa Michael P
Bought by
Lisa Michael P and Gallagher Cheryl A

Purchase Details

Closed on
Dec 5, 2001
Sold by
Sunland Construction Palm Beaches Inc
Bought by
Lisa Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,900
Interest Rate
6.5%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $473,800 None Listed On Document
Quit Claim Deed $88,500 Waveland Title Services Llc
Interfamily Deed Transfer $58,000 --
Special Warranty Deed $129,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,110 New Conventional
Previous Owner $114,500 New Conventional
Previous Owner $241,500 Stand Alone First
Previous Owner $155,000 Unknown
Previous Owner $41,000 Credit Line Revolving
Previous Owner $116,900 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 Sold $473,800 -5.2% $292 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
06/07/2025 06/07/25 Price Changed $499,900 -2.9% $308 / Sq Ft
04/18/2025 04/18/25 Price Changed $514,900 -2.7% $317 / Sq Ft
01/31/2025 01/31/25 For Sale $529,000 -- $326 / Sq Ft
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,576 $191,779 -- --
2024 $2,501 $186,375 -- --
2023 $2,501 $180,947 $0 $0
2022 $2,646 $175,677 $0 $0
2021 $2,634 $170,561 $0 $0
2020 $2,538 $168,207 $0 $0
2019 $2,494 $164,425 $0 $0
2018 $2,430 $161,359 $0 $0
2017 $1,981 $158,040 $0 $0
2016 $2,258 $154,790 $0 $0
2015 $2,141 $153,714 $0 $0
2014 $2,141 $152,494 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2025

    Ronald Balsamo

    Illustrated Properties/Hobe So

    (772) 631-3987

    2 in this area

    24 Total Sales

    Ronald Balsamo
    Section Image
  • Nicholas D'Alessio

    Seller Co-Listing Agent in 2025

    Nicholas D'Alessio

    Illustrated Properties/Hobe So

    (772) 236-5400

    5 in this area

    57 Total Sales

    Nicholas D'Alessio
    Section Image

  • M

    Buyer's Agent in 2025

    Matthew Mann

    LPT Realty, LLC

    (305) 912-2120

    5 in this area

    8 Total Sales

    Matthew Mann
    Section Image
See All Agents

Map

Source: BeachesMLS

MLS Number: R11057748

BeachesMLS

APN: 12-39-40-002-051-00030-0

Florida Martin County Stuart 34997 South Stuart

2786 SW Montego Terrace, Stuart, FL

This home is located at 2786 SW Montego Terrace, Stuart, FL 34997 and is currently priced at $473,800, approximately $291 per square foot. This property was built in 2001. 2786 SW Montego Terrace is a home located in Martin County with nearby schools including Crystal Lake Elementary School, Dr. David L. Anderson Middle School, and South Fork High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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