Seller's Agent in 2026
Rachel Warrell
eXp Realty, LLC
(850) 896-5899
61 Total Sales
Estimated Value: $689,842
UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FL
Welcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.
Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.
The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.
An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.
Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.
The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.
Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.
Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
Last Agent to Sell the Property
eXp Realty, LLC License #SL3432761 Listed on: 05/01/2025
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $700,000 | Us Patriot Title | ||
| $41,000 | Cornerstone Title Agency Inc |
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $560,000 | ||
| Previous Owner | $269,100 |
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $700,000 | 0.0% | $301 / Sq Ft |
| 02/18/2026 02/18/26 | Pending | -- | -- | -- |
| 11/04/2025 11/04/25 | Price Changed | $700,000 | -3.4% | $301 / Sq Ft |
| 10/11/2025 10/11/25 | Price Changed | $725,000 | -3.3% | $312 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $750,000 | -- | $323 / Sq Ft |
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,658 | $304,946 | ||
| 2024 | $3,441 | $296,352 | ||
| 2023 | $3,373 | $287,720 | $0 | $0 |
| 2022 | $3,285 | $279,340 | $41,400 | $237,940 |
| 2021 | $585 | $41,400 | $41,400 | $0 |
| 2020 | $589 | $41,400 | $41,400 | $0 |
| 2019 | $611 | $41,400 | $41,400 | $0 |
| 2018 | $704 | $46,000 | $46,000 | $0 |
| 2017 | $366 | $23,000 | $23,000 | $0 |
| 2016 | $373 | $23,000 | $0 | $0 |
| 2015 | $381 | $23,000 | $0 | $0 |
| 2014 | -- | $23,000 | $0 | $0 |
Seller's Agent in 2026
Rachel Warrell
eXp Realty, LLC
(850) 896-5899
61 Total Sales
Buyer's Agent in 2026
Tracey Simmons
PRIMUS REALTY GROUP LLC dba RE/MAX Premier
(334) 389-0641
2 Total Sales
Source: Central Panhandle Association of REALTORS®
MLS Number: 772799
APN: 00000000-00-3110-0110
Ask me questions while you tour the home.