$1,000,000
SOLD SEP 19, 2025

28 Bonefish Ave Key Largo, FL 33037

4 Beds
3 Baths
2,092 Sq Ft
0.47 Acres

Recently Sold

$478 Per Sq Ft

17% Below List Price

155 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • RV Parking in Community
  • Coral Shores High School Rated A
  • RV or Boat Parking
  • 2-minute walk to Dagny Johnson Key Largo Hammock Botanical State Park

About This Home

As of September 2025

BUILT LIKE TWO HOMES-PRICED LIKE ONE-NOW AT A PRICE YOU'LL LOVE!!! 4 Lots on nearly 1/2 acre of land in coveted Largo Sound Park. Unique property is cleverly laid out. Left structure has 3 bedrooms, 2 baths, a full kitchen, a living room, and a bonus room/Florida room. The right side 1320 sf addition built in 2000 has a separate entrance, kitchenette, office, bath, recreation room and garage. The roof covers both sides with a walkway between, all with separate entrances situated on 4 lots in the X-Zone (highest elevation in the Florida Keys). This neighborhood offers a voluntary waterfront homeowners park for a minimal annual fee, you will have access to a picnic pavilion, play area, sandy beach, and boat ramp. Easy Immediate ocean access by North or South Creeks while the bay may be easily accessed via Adams Cut. Close to school, shopping, restaurants, and easy commute to Miami. Delight in all the Florida Keys has to offer: Boating, swimming, snorkeling, world class fishing, and scuba diving. See documents tab for layout of home. SALE OF PROPERTY SUBJECT TO COURT APPROVAL.

Last Agent to Sell the Property

Susan Holler

Lokation Real Estate - Tavernier License #3160428 Listed on: 03/29/2025

Lokation Real Estate - Tavernier

Co-Listed By

Kelly Wilson

Lokation Real Estate - Tavernier License #0524152

Last Buyer's Agent

David Grego

Island Breeze Realty Branch Office License #BK3107004

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,057

Year Built

  • Built in 1982

Lot Details

  • 0.47 Acre Lot
  • Property is zoned IS - Improved Subivision District

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Metal Roof

Interior Spaces

  • 2,092 Sq Ft Home
  • Bar
  • Ceiling Fan
  • Jalousie or louvered window
  • Shutters
  • Single Hung Windows
  • Sliding Doors
  • Sun or Florida Room
  • Storage

Kitchen

  • Oven
  • Range
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Parking

  • 4 Car Garage
  • RV or Boat Parking

Outdoor Features

  • Screened Patio
  • Shed

Location

  • Ground Level

Utilities

  • Central Air
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00470920-000000

Community Details

Overview

  • Largo Sound Park Subdivision
  • Rental Restrictions
  • RV Parking in Community

Recreation

  • Boat Ramp
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,057

Year Built

Built in 1982

Lot Details

0

HOA Fees

$21 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • Additional Assessor Parcel Number 1: 00470910-000000
  • Additional Assessor Parcel Number 2: 00470900-000000
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 250.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 103.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Other Area Features, Beach
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Ocean
  • State Province: FL
  • Taxes: 7057.31
  • Vehicle Storage: Garage, Trailer Storage, RV Parking Open
  • Vehicle Storage Cars: 4+
  • Year Built: 1982
  • Alternate Key Number: 1578088
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 20500.00
  • Porch Balcony: Patio, Screened Patio
  • Association Maintenance Fee Per: Yearly
  • Shutters: Panel
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 2092.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Split Bedroom, Bar, Storage, Built-in Cabinets
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Refrigerator, Oven, Range
  • Floor: Tile, Concrete
  • Specialty Rooms: Sun/Florida Room, Other
  • Windows/Doors: Jalousie Windows, Sliding Glass Doors, Single Hung Windows
  • Total Bedrooms: 4
  • Sq Ft Remarks: each parcel 50 x 102.5. Lots 19-20 combined.

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Exterior Features: Shed
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: X
  • Parcel Number: 00470920-000000
  • Lot Size: 102.5 x 200
  • Land Size: 1/4 - 1/2 Acre
  • Acres: 0.47

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 29, 2025
Closed on
Sep 19, 2025
Sold by
Memann Kelley and Memann Larry A
Bought by
Stephens Ronnie and Stephens Geneva
Seller's Agent
Susan Holler
Lokation Real Estate - Tavernier
Buyer's Agent
David Grego
Island Breeze Realty Branch Office
List Price
$1,199,000
Sold Price
$1,000,000
Premium/Discount to List
-$199,000
-16.6%
Views
40
Current Estimated Value
$1,051,200

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,200
Avg. Annual Appreciation
16.89%

Purchase Details

Closed on
Sep 24, 1997
Sold by
Zachman Jacqueline
Bought by
Mcmann Larry

Purchase Details

Closed on
Sep 1, 1992
Bought by
Mcmann Larry A

Purchase Details

Closed on
Jan 1, 1978
Bought by
Mcmann Larry A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,000,000 None Listed On Document
Quit Claim Deed $1,800 --
Quit Claim Deed $1,800 --
Quit Claim Deed $1,800 --
Quit Claim Deed $1,800 --
Warranty Deed $96,200 --
Deed $4,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $90,000 Credit Line Revolving
Previous Owner $165,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/19/2025 09/19/25 Sold $1,000,000 -16.6% $478 / Sq Ft
08/31/2025 08/31/25 Pending -- -- --
07/09/2025 07/09/25 Price Changed $1,199,000 -5.6% $573 / Sq Ft
04/08/2025 04/08/25 Price Changed $1,270,000 +5.9% $607 / Sq Ft
03/29/2025 03/29/25 For Sale $1,199,000 -- $573 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,057 $744,106 $447,454 $296,652
2024 $2,414 $789,593 $493,845 $295,748
2023 $2,414 $250,750 $0 $0
2022 $2,298 $243,447 $0 $0
2021 $2,314 $236,357 $0 $0
2020 $2,302 $233,094 $0 $0
2019 $2,264 $227,854 $0 $0
2018 $2,257 $223,606 $0 $0
2017 $2,213 $219,007 $0 $0
2016 $2,237 $214,503 $0 $0
2015 $2,273 $213,012 $0 $0
2014 $2,320 $211,321 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 614388

Florida Keys Board of REALTORS®

APN: 00470920-000000