$1,095,000

28 Elm St Westerly, RI 02891

Estimated payment $6,418/month

Total Views 961
4 Beds
3 Baths
3,122 Sq Ft
$351 Price per Sq Ft

Highlights

  • Very Popular Property
  • Marble Flooring
  • Attic
  • Marina
  • Victorian Architecture
  • 5-minute walk to Wilcox Park

About This Home

Have you ever wanted to own a beautiful stately house with a rich history but wished it were already renovated? Here is your opportunity! With everything from newly installed central air to natural gas heat to a new roof, a newly painted exterior and a new sewer line as well as a new water line, the infrastructure of this house is ready for its next 100 years! With three newly renovated and upscale baths and four bedrooms, this house is located just steps from the heart of Westerly and all that it has to offer including the United Theatre, dining, shopping and entertainment! The kitchen is beautifully outfitted with updated appliances in a large space just made for entertaining. With lovely turrets that feature an office on both the second floor and third floor, this flexible space is perfect to be used as playrooms, dens, libraries or sitting areas. Exquisite and restored details abound including original doors hand scraped to their initial beauty, bespoke and sophisticated stained glass transoms and original Ionic columns! Outdoors, there is a covered porch that mirrors the turrets in the front of the house for evening dinners or entertaining. There is a stunning new stone terrace, a large lawn and a two-car garage with space for ample parking of 4+autos! Welcome to the best combination of urbane living, walkability to dining and entertainment as well as a large space for outdoor entertaining and lawn games!

Listing Agent

Donna Simmons

Mott & Chace Sotheby's Intl. License #RES.0040274 Listed on: 08/20/2025

Mott & Chace Sotheby's Intl.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,421

Year Built

  • Built in 1870

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Clapboard

Interior Spaces

  • 3,122 Sq Ft Home
  • 3-Story Property
  • 2 Fireplaces
  • Gas Fireplace
  • Utility Room
  • Permanent Attic Stairs

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Marble

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Interior and Exterior Basement Entry

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Gas
  • 200+ Amp Service
  • 100 Amp Service
  • Gas Water Heater

Additional Features

  • Accessible Elevator Installed
  • Energy-Efficient Appliances
  • 0.35 Acre Lot
  • Property near a hospital

Listing and Financial Details

  • Tax Lot 89
  • Assessor Parcel Number 28ELMSTWEST

Community Details

Overview

  • Downtown Westerly Subdivision

Amenities

  • Shops
  • Restaurant

Recreation

  • Marina
  • Tennis Courts
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,421

Year Built

Built in 1870

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.35
  • Inclusions: Please note: while there are four fireplaces, two are non working. The remaining two have gas lines available but no inserts. There is a lift that can be accessed outside and goes to first and second floors
  • Subdivision Name: Downtown Westerly
  • Above Grade Finished Sq Ft: 3122.0
  • Architectural Style: Victorian
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Efficiency: Appliances
  • Building Stories: 3
  • Year Built: 1870
  • Property Sub Type Additional: Single Family Residence
  • Special Features: 4097
  • Stories: 3

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Water Heater, Oven, Range, Refrigerator, Water Heater, Washer
  • Accessibility Features: Accessible Elevator Installed
  • Has Basement: Exterior Entry, Interior Entry, Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Hardwood, Marble
  • Interior Amenities: Attic, Permanent Attic Stairs, Storage, Stall Shower, Elevator
  • Living Area: 3122.0
  • Dining Room Type: Utility Room
  • Stories: 3

Exterior Features

  • Construction Type: Drywall, Clapboard
  • Exterior Features: Paved Driveway
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage
  • Total Parking Spaces: 7.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Electric: 100 Amp Service, 200+ Amp Service
  • Sewer: Connected, Public Sewer
  • Utilities: Sewer Connected
  • Water Source: Multiple Meters, Public

Condo/Co-op/Association

  • Community Features: Highway Access, Marina, Near Hospital, Near Schools, Recreation Area, Restaurant, Shopping, Tennis Court(s), Sidewalks
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 15246.0
  • Parcel #: 28ELMSTWEST

Tax Info

  • Tax Annual Amount: 5421.0
  • Tax Lot: 89
  • Tax Map Number: 66
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,254 $598,500 $166,500 $432,000
2023 $5,789 $569,800 $166,500 $403,300
2022 $5,755 $569,800 $166,500 $403,300
2021 $5,509 $456,800 $145,300 $311,500
2020 $5,413 $456,800 $145,300 $311,500
2019 $5,363 $456,800 $145,300 $311,500
2018 $5,391 $436,500 $145,300 $291,200
2017 $5,238 $436,500 $145,300 $291,200
2016 $5,238 $436,500 $145,300 $291,200
2015 $4,996 $444,900 $148,100 $296,800
2014 $4,557 $444,900 $148,100 $296,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 For Sale $1,095,000 -- $351 / Sq Ft
Source: State-Wide MLS

Purchase History

Date Type Sale Price Title Company
Deed $578,000 None Available
Warranty Deed -- None Available
Warranty Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $410,000 Purchase Money Mortgage
Previous Owner $223,000 No Value Available
Previous Owner $100,000 No Value Available
Previous Owner $155,000 No Value Available
Previous Owner $100,000 No Value Available
Source: Public Records

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Source: State-Wide MLS

MLS Number: 1393089

State-Wide MLS

APN: WEST-000066-000089