NOT LISTED FOR SALE

28 Osborn St Providence, RI 02908

Smith Hill Neighborhood

Estimated Value: $645,000 - $724,000

6 Beds
3 Baths
4,359 Sq Ft
$155/Sq Ft Est. Value

Sale Details

Date Sold: June 12, 2025

Last sale price $650,000 $149 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,994 / mo

21 Days on Market

Highlights

  • Wood Flooring
  • Tennis Courts
  • Window Unit Cooling System
  • Attic
  • Porch
  • 3-minute walk to Father Lennon Park Skatepark

About This Home

As of June 2025

Incredible Turnkey 3-Family in Smith Hill Delivered Vacant! Whether you're an investor or owner-occupant, this well-maintained and thoughtfully updated 3-family is a must-see. Each unit offers 2 spacious bedrooms, 1 full bath, and in-unit laundry on the 1st and 2nd floors, plus additional laundry in the basement. perfect for maximizing rental income or multi-generational living. Young water heaters and gas heat (separate heating systems). Fresh interior paint throughout. Beautiful hardwood floors, including refinished hardwoods in the bedrooms. Newer roof and a whole-house water filtration system City-approved finished basement with full bath and bonus rooms ideal for a home office, guest suite, or added income potential. Located in Smith Hill, you're just minutes from downtown, major highways, shopping, and dining making this a prime rental location. Best of all? Delivered completely vacant, this property is ready for its new owner to set market rents or move right in. A rock-solid investment or perfect live-in opportunity don't miss out on this one! Also ASK about ASSUMABLE loan at a rare and attractive 2.75% Interest Rate!

Last Agent to Sell the Property

Matthew Romano

REMAX Revolution Brokerage Phone: 401-921-5011 License #RES.0044322 Listed on: 04/08/2025

REMAX Revolution

Last Buyer's Agent

Masiell Luna

My Dream Home Realty License #RES.0043003

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,162

Year Built

  • Built in 1910

Lot Details

  • 3,920

Home Design

  • Combination Foundation
  • Vinyl Siding
  • Plaster

Interior Spaces

  • 4,359 Sq Ft Home
  • 3-Story Property
  • Family Room
  • Storage Room
  • Utility Room
  • Attic

Kitchen

  • Oven
  • Range

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 3 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 5 Parking Spaces
  • No Garage

Utilities

  • Window Unit Cooling System
  • Heating System Uses Gas
  • Hot Water Heating System
  • 100 Amp Service
  • Gas Water Heater

Additional Features

  • Porch
  • 3,920 Sq Ft Lot
  • Property near a hospital

Listing and Financial Details

  • Tenant pays for hot water
  • Tax Lot 609
  • Assessor Parcel Number 28OSBORNSTPROV

Community Details

Overview

  • 3 Units
  • Smith Hill Subdivision

Amenities

  • Shops
  • Restaurant
  • Public Transportation

Recreation

  • Tennis Courts
  • Recreation Facilities

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,162

Year Built

Built in 1910

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Property Sub Type: Multi Family
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.09
  • Inclusions: ASSUMABLE FHA LOAN at 2.75% with $356,000 payoff! Home has been occupied only by sellers family since they've owned in. Rents are estimated rent potential. No Lead Certificates. Neither seller nor agent make any representations as to the accuracy of any info contained herein. Buyer/buyer's agent must conduct due diligence. All info is deemed reliable but not guaranteed.
  • Subdivision Name: Smith Hill
  • Above Grade Finished Sq Ft: 4359.0
  • Garage Yn: No
  • New Construction: No
  • Structure Type: Apartment
  • Year Built: 1910
  • Attribution Contact: 401-921-5011
  • Special Features: VirtualTour

Interior Features

  • Number Of Buildings: 1
  • Appliances: Dryer, Gas Water Heater, Oven, Range, Refrigerator, Water Heater, Washer
  • Has Basement: Full, Finished, Interior Entry
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 6
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Laminate
  • Interior Amenities: Attic, Bathtub, Stall Shower, Tub Shower
  • Dining Room Type: Bathroom, Family Room, Storage Room, Utility Room
  • Stories: 3

Exterior Features

  • Construction Type: Drywall, Plaster, Vinyl Siding
  • Exterior Features: Porch
  • Foundation Details: Combination
  • Patio And Porch Features: Porch

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 5.0

Utilities

  • Laundry Features: Common Area
  • Cooling: Window Unit(s)
  • Cooling Y N: Yes
  • Heating: Gas, Hot Water
  • Heating Yn: Yes
  • Electric: 100 Amp Service
  • Sewer: Connected, Public Sewer
  • Utilities: Sewer Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Community Features: Highway Access, Near Hospital, Near Schools, Public Transportation, Recreation Area, Restaurant, Shopping, Tennis Court(s)
  • Senior Community: No
  • Association Fee Frequency: Annually

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 3920.0
  • Parcel #: 28OSBORNSTPROV
  • Zoning: R3

Rental Info

  • Tenant Pays: Hot Water

Multi Family

  • Number Of Units Total: 3

Tax Info

  • Tax Annual Amount: 6162.0
  • Tax Lot: 609
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2025
Closed on
Jun 12, 2025
Sold by
Bought by
Seller's Agent
Matthew Romano
REMAX Revolution
Buyer's Agent
Masiell Luna
My Dream Home Realty
List Price
$599,900
Sold Price
$650,000
Premium/Discount to List
$50,100
8.35%
Views
18
Current Estimated Value
$675,666

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,666
Avg. Annual Appreciation
4.12%
Original Mortgage
$520,000
Outstanding Balance
$517,741
Interest Rate
6.76%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$157,925

Purchase Details

Listed on
Apr 22, 2021
Closed on
Jul 6, 2021
Sold by
Bought by
Seller's Agent
Zeferio Gonsalves
Strive Realty
Buyer's Agent
William Meade
RE/MAX River's Edge
List Price
$390,000
Sold Price
$395,000
Premium/Discount to List
$5,000
1.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.48%
Original Mortgage
$387,845
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 24, 1986
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$650,000 None Available
$650,000 None Available
$650,000 None Available
$395,000 None Available
$395,000 None Available
$395,000 None Available
$76,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $520,000
Closed $520,000
Previous Owner $387,845
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/12/2025 06/12/25 Sold $650,000 +8.4% $149 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/08/2025 04/08/25 For Sale $599,900 +51.9% $138 / Sq Ft
07/06/2021 07/06/21 Sold $395,000 +1.3% $91 / Sq Ft View Prior Sale
06/06/2021 06/06/21 Pending -- -- --
04/22/2021 04/22/21 For Sale $390,000 -- $90 / Sq Ft
Source: State-Wide MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,193 $555,300 $143,800 $411,500
2024 $6,162 $335,800 $67,900 $267,900
2023 $6,162 $335,800 $67,900 $267,900
2022 $5,977 $335,800 $67,900 $267,900
2021 $4,853 $197,600 $33,500 $164,100
2020 $4,853 $197,600 $33,500 $164,100
2019 $4,853 $197,600 $33,500 $164,100
2018 $4,244 $132,800 $36,000 $96,800
2017 $4,244 $132,800 $36,000 $96,800
2016 $4,244 $132,800 $36,000 $96,800
2015 $4,048 $122,300 $47,100 $75,200
2014 $4,128 $122,300 $47,100 $75,200
2013 $4,128 $122,300 $47,100 $75,200
Source: Public Records

Agents Affiliated with this Home

  • Matthew Romano

    Seller's Agent in 2025

    Matthew Romano

    REMAX Revolution

    (401) 743-2210

    1 in this area

    112 Total Sales

    Matthew Romano
    Section Image

  • M

    Buyer's Agent in 2025

    Masiell Luna

    My Dream Home Realty

    (401) 369-1454

    2 in this area

    64 Total Sales

    Masiell Luna
    Section Image

  • Z

    Seller's Agent in 2021

    Zeferio Gonsalves

    Strive Realty

    (401) 569-6685

    1 in this area

    19 Total Sales

    Zeferio Gonsalves
    Section Image

  • W

    Buyer's Agent in 2021

    William Meade

    RE/MAX River's Edge

    Section Image

  • H

    Buyer Co-Listing Agent in 2021

    HI HOMES Real Estate Team

    HomeSmart Professionals

    Section Image
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Map

Source: State-Wide MLS

MLS Number: 1381577

State-Wide MLS

APN: PROV-690609-000000-000000

Rhode Island Providence County Providence 02908 Smith Hill

28 Osborn St, Providence, RI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

State-Wide MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.

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