28 Ridge Rd Palm Coast, FL 32137
Estimated payment $2,847/month
Total Views
183,155
5
Beds
3.5
Baths
3,110
Sq Ft
$166
Price per Sq Ft
Highlights
- Lake Front
- Screened Porch
- In-Law or Guest Suite
- Open Floorplan
- Community Pool
- Crown Molding
About This Home
Welcome to 28 Ridge Road, a stunning two-story lakefront home built in 2022 that perfectly blends style, function, and high-end upgrades throughout. Located in the sought-after community of Sawmill Creek in Palm Coast, this Maronda Home was designed for comfort and flexibility, offering a private first-floor in-law suite with full bath—ideal for multi-generational living or hosting guests. Step inside and enjoy light-filled open spaces, enhanced by an upgraded window package and additional stairway and great room windows that bring in natural light and lake views. The chef's kitchen is the true centerpiece, featuring a massive quartz island, premium stainless steel appliance package, soft-close cabinetry, pendant lighting, and a custom tile backsplash. A dedicated office/flex room with French doors provides privacy and versatility for today's lifestyle. Upstairs, the primary suite is a true retreat with tray ceiling detail, oversized walk-in closet, upgraded cabinetry, quartz countertops, comfort-height toilets, and a deluxe spa-inspired shower with multiple shower headsincluding rainfall and side sprays. Secondary bedrooms are generously sized, while the upstairs loft creates another gathering space for family or entertaining. Everyday convenience is maximized with an upstairs laundry room complete with cabinetry. Throughout the home, no detail has been overlooked. Designer upgrades include crown molding, luxury vinyl plank flooring, plush carpet in bedrooms, cordless blinds, and a deluxe LED lighting package. The home also features a Strada smart security system with SkyBell video doorbell, motion sensors, and a pre-wired network panel for seamless smart home integration. The exterior is equally impressive. The first floor is built of solid concrete block, offering strength and peace of mind. Outdoor living includes a 10x22 bronze-screened porch, covered front porch, stone-accent elevation, and a sealed paver driveway and entry. Professional landscaping enhances the curb appeal with beach rock accents, stone curbing, added gutters, and upgraded garden beds. A whole-home water softener system (Leaf Home Solutions) and garage utility sink are also included. This home stands out not just for its luxury finishes but also for its turn-key convenience. Every possible builder upgrade was selected, and thoughtful additions were made after purchase to further enhance comfort, efficiency, and style. Sawmill Creek at Palm Coast Park is a desirable community offering resort-style living just minutes from Flagler Beach and historic St. Augustine, with easy access to I-95 for commuting north or south. Why This Home Stands Out: From its expansive kitchen and lakefront setting to premium interior finishes, smart technology, and concrete block construction, this home delivers a lifestyle of comfort, security, and beauty. Move-in ready and rich with custom details, 28 Ridge Road is ready to welcome its next owner.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,024
Year Built
- Built in 2022
Lot Details
- Lake Front
- East Facing Home
HOA Fees
- $33 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Entry on the 1st floor
- Slab Foundation
- Shingle Roof
- Block And Beam Construction
- Stucco
- Stone
Interior Spaces
- 3,110 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Crown Molding
- Ceiling Fan
- Pendant Lighting
- Screened Porch
- Water Views
Kitchen
- Electric Range
- Microwave
- ENERGY STAR Qualified Dishwasher
- Kitchen Island
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- In-Law or Guest Suite
- Shower Only
Laundry
- Laundry Room
- Dryer
- ENERGY STAR Qualified Washer
Home Security
- Smart Home
- Smart Thermostat
- Fire and Smoke Detector
Schools
- Belle Terre Elementary School
- Indian Trails Middle School
- Matanzas High School
Utilities
- Central Heating and Cooling System
- Water Softener is Owned
- Cable TV Available
Additional Features
- Smart Irrigation
- Screened Patio
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 21-10-30-5410-00000-2250
- Community Development District (CDD) fees
Community Details
Overview
- Not On The List Subdivision
Recreation
- Community Pool
Matterport 3D Tour
Floorplans
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,338 | $395,330 | $47,000 | $348,330 |
| 2024 | $8,614 | $404,877 | $53,000 | $351,877 |
| 2023 | $8,614 | $414,969 | $56,000 | $358,969 |
| 2022 | $2,783 | $56,000 | $56,000 | $0 |
| 2021 | $2,609 | $50,000 | $50,000 | $0 |
| 2020 | $1,695 | $1,445 | $1,445 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/23/2026 02/23/26 | Price Changed | $515,000 | -0.8% | $166 / Sq Ft |
| 09/29/2025 09/29/25 | For Sale | $519,000 | -- | $167 / Sq Ft |
Source: Daytona Beach Area Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $477,900 | Steel City Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $283,900 | New Conventional |
Source: Public Records
About the Listing Agent
I’m Lucia (Lucy) Eich, a full-time real estate advisor serving Palm Coast, Flagler Beach, Ormond Beach, and the surrounding areas. I live here with my husband, an Army veteran, our three rescue dogs, and our blended family of two adult children. This community is more than where I live—it’s where I’ve built a life, and I’m passionate about helping others do the same.
Before real estate, I spent years in retail management, where I honed my skills in communication, problem-solving, and
Lucia's Other Listings
Source: Daytona Beach Area Association of REALTORS®
MLS Number: 1218359
APN: 21-10-30-5410-00000-2250
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Information is deemed reliable but not guaranteed.
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