$1,100,000
SOLD SEP 8, 2025

28 S Shore Rd Elkton, MD 21921

3 Beds
2 Baths
4,285 Sq Ft
0.91 Acres

Recently Sold

$257 Per Sq Ft

15% Below List Price

39 Days on Market

Highlights

  • 88 Feet of Waterfront
  • 2 Dock Slips
  • Parking available for a boat
  • Primary bedroom faces the bay
  • Pier
  • Boat Ramp

About This Home

As of September 2025

Waterfront Living + Income/Guest Potential on the C & D Canal. Welcome to your private oasis—4285 sq ft Water Front Rancher with 3 Beds | 2 Baths, plus a 696 sq ft Carriage House with 1 Bed | 1 Bath. Both are situated on nearly an acre of land with commanding waterfront canal views, a sandy swim beach, and a deep-water dock equipped with two 10,000-lb lifts. Watch the big ships come up and down the C & D Canal. The Main Residence is located at 28 Shore and features a fresh paint job in designer neutrals, complemented by new luxury vinyl plank flooring throughout. The Water-view Primary Suite – wake up to sunrise over the Canal, enjoy dual walk-in closets, and unwind in a three-piece bath with heated floors and an oversized walk-in shower. Chef’s Kitchen – stainless-steel appliance package (2025), abundant cabinetry, granite countertops, a large walk-in pantry, and an island all open to the water-facing family room. Off the kitchen is a Walk-Up Attic – a massive floored space ready for storage or future expansion 20 x 40. Heading downstairs is a Finished Walk-Out Basement (1,172 sq ft) – family room, recreation zone, and dedicated movie room, all with full-height windows and the same spectacular view. There is also an unfinished utility/storage room that is 18 x 20, which could also be finished. The main house includes two 200-amp electrical Panels, a 2-car garage, and a private loop driveway. Heading outside is an Outdoor Entertaining area with a Composite Main Deck off the family room, lower-level composite deck, and a side patio complete with built-in grill and outdoor fireplace—three venues to soak in the sights and sounds of passing boats. The private dock features two 10,000 LBS Boat Lifts, accommodating sizable cruisers or fishing boats. Gorgeous Sandy Beach is perfect for swimming or enjoying an evening bonfire. Key improvements include new stainless appliances (2025), a Brand-New septic system (2025), Fresh interior paint, and LVP flooring (2025). The Carriage House @ 20 Shore is (696 sq. ft.) a blank canvas, ideal for a guest cottage, multi-generational suite, or lucrative short-term rental. The Setting, Tucked along a tranquil stretch of the C & D Canal, the property combines easy deep-water access to the Chesapeake and Delaware Bays with quick drives to I-95, shopping, and dining. Bring your boat, your guests, and your imagination—this turnkey waterfront compound delivers the lifestyle you’ve been waiting for.

Last Agent to Sell the Property

Amber Durand

(410) 877-5093 amber@psre.net Patterson-Schwartz Real Estate License #RB-0020896 Listed on: 06/26/2025

Last Buyer's Agent

Lindsey Cooke

(302) 242-9496 lindseycookerealtor@gmail.com Patterson-Schwartz Real Estate License #Rsr005879

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,214

Year Built

  • Built in 2006 | Remodeled in 2025

Lot Details

  • 0.91 Acre Lot
  • 88 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Rural Setting
  • North Facing Home
  • Year Round Access
  • Landscaped
  • Back and Front Yard
  • 20 Shore Tax Id 0802013339
  • Property is in excellent condition
  • Property is zoned RR, Rural Residential

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Parking available for a boat

Home Design

  • Rambler Architecture
  • Slab Foundation
  • Poured Concrete
  • Architectural Shingle Roof
  • Stone Siding
  • Stucco

Interior Spaces

  • Property has 1.5 Levels
  • Open Floorplan
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Window Treatments
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Storage Room
  • Luxury Vinyl Plank Tile Flooring
  • Canal Views
  • Attic

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Basement Windows

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a canal
  • Waterski or Wakeboard
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Deck
  • Patio
  • Exterior Lighting

Utilities

  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Water Treatment System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Assessor Parcel Number 0802013320

Community Details

Overview

  • No Home Owners Association
  • Elk Forest Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,214

Year Built

Built in 2006 | Remodeled in 2025

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: Whole House Generator
  • Historic: No
  • Inclusions: Ceiling Fans, Washer & Dryer, Refrigerator w/Ice maker, Pool Table and Theater Seating
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 2006
  • Year Renovated: 2025
  • Automatically Close On Close Date: No
  • Remarks Public: Waterfront Living + Income/Guest Potential on the C & D Canal. Welcome to your private oasis—4285 sq ft Water Front Rancher with 3 Beds | 2 Baths, plus a 696 sq ft Carriage House with 1 Bed | 1 Bath. Both are situated on nearly an acre of land with commanding waterfront canal views, a sandy swim beach, and a deep-water dock equipped with two 10,000-lb lifts. Watch the big ships come up and down the C & D Canal. The Main Residence is located at 28 Shore and features a fresh paint job in designer neutrals, complemented by new luxury vinyl plank flooring throughout. The Water-view Primary Suite – wake up to sunrise over the Canal, enjoy dual walk-in closets, and unwind in a three-piece bath with heated floors and an oversized walk-in shower. Chef’s Kitchen – stainless-steel appliance package (2025), abundant cabinetry, granite countertops, a large walk-in pantry, and an island all open to the water-facing family room. Off the kitchen is a Walk-Up Attic – a massive floored space ready for storage or future expansion 20 x 40. Heading downstairs is a Finished Walk-Out Basement (1,172 sq ft) – family room, recreation zone, and dedicated movie room, all with full-height windows and the same spectacular view. There is also an unfinished utility/storage room that is 18 x 20, which could also be finished. The main house includes two 200-amp electrical Panels, a 2-car garage, and a private loop driveway. Heading outside is an Outdoor Entertaining area with a Composite Main Deck off the family room, lower-level composite deck, and a side patio complete with built-in grill and outdoor fireplace—three venues to soak in the sights and sounds of passing boats. The private dock features two 10,000 LBS Boat Lifts, accommodating sizable cruisers or fishing boats. Gorgeous Sandy Beach is perfect for swimming or enjoying an evening bonfire. Key improvements include new stainless appliances (2025), a Brand-New septic system (2025), Fresh interior paint, and LVP flooring (2025). The Carriage House @ 20 Shore is (696 sq. ft.) a blank canvas, ideal for a guest cottage, multi-generational suite, or lucrative short-term rental. The Setting, Tucked along a tranquil stretch of the C & D Canal, the property combines easy deep-water access to the Chesapeake and Delaware Bays with quick drives to I-95, shopping, and dining. Bring your boat, your guests, and your imagination—this turnkey waterfront compound delivers the lifestyle you’ve been waiting for.
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Window Treatments
  • Window Features: Double Pane, Vinyl Clad
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 1.5
  • Room Count: 12
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Bedroom 1, Laundry, Recreation Room, Storage Room, Media Room, Bathroom 1, Attic, Primary Bathroom
  • Basement: Yes
  • Basement Type: Daylight, Partial, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Rear Entrance, Sump Pump, Walkout Level, Windows
  • Basement Finished Percent: 95.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Living Area Units: Square Feet
  • Total Sq Ft: 4285
  • Living Area Sq Ft: 4285
  • Price Per Sq Ft: 427.85
  • Above Grade Finished Sq Ft: 2571
  • Below Grade Finished Sq Ft: 1714
  • Total Below Grade Sq Ft: 1714
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 28

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete, Glass, Stone, Stucco
  • Exterior Features: Boat Storage, Exterior Lighting
  • Roof: Architectural Shingle
  • Spa: No
  • View: Canal
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: C & D Canal/Back Creek
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 88

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Parking, Private
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139799812
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: Yes
  • Additional Parcels Description: 20 Shore Tax Id 0802013339
  • Land Lease: No
  • Lot Features: Fishing Available, Front Yard, Landscaping, Rear Yard, Rural, Year Round Access
  • Lot Size Acres: 0.91
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 39640.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: RR
  • Zoning Description: Rural Residential
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Multi Family

  • Mean Low Water Feet: 6
  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

Tax Info

  • Tax Annual Amount: 7214.00
  • Assessor Parcel Number: 0802013320
  • Tax Year: 2024
  • Close Date: 09/08/2025

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 9, 1981
Sold by
Mangold Peter A
Bought by
Sammons Robert and Sammons Jo-Ann
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $20,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Sold $1,100,000 0.0% $257 / Sq Ft
09/05/2025 09/05/25 Price Changed $1,100,000 -12.0% $257 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
07/21/2025 07/21/25 Price Changed $1,250,000 -3.8% $292 / Sq Ft
06/26/2025 06/26/25 For Sale $1,300,000 -- $303 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,744 $428,033 $0 $0
2024 $4,182 $376,600 $331,300 $45,300
2023 $4,218 $376,533 $0 $0
2022 $4,300 $376,467 $0 $0
2021 $4,351 $376,400 $331,300 $45,100
2020 $4,169 $356,267 $0 $0
2019 $3,937 $336,133 $0 $0
2018 $3,705 $316,000 $281,300 $34,700
2017 $3,378 $287,667 $0 $0
2016 $2,607 $259,333 $0 $0
2015 $2,607 $231,000 $0 $0
2014 $3,586 $231,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2018064

Bright MLS

APN: 02-013339